skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Looking to add 1 of above etf to my tfsa for a 3 to 4 year hold would you please analyze and compare. Which would you recommend? Is there a tax implication to consider? Thank you.
Read Answer Asked by Steve on January 30, 2024
Q: Hi Guys

It seems during the last year that the Mag7 have really had their time in the sun. I am wondering if there might be some rotation out of these names. Wondering where you thought the best returns would be over the next few years in a S&P 500 type ETF:

1) XSP - iShares Core S&P 500 Index ETF
2) An Equal Weight S&P 500 Index like Invesco S&P 500 Equal Weight Index ETF, 3) or or something like the Vanguard Dividend Appreciation ETF.

What ETF would you think would do the best

Thanks

Stuart
Read Answer Asked by Stuart on January 29, 2024
Q: Is there a Canadian équivalent ETF ,or close to it,to this excellent sélection approach and choice of Cies like this US ETF?
Read Answer Asked by Jean-Yves on December 13, 2022
Q: 1.For Canadian coverage would you choose xic, vcn or xiu?
2.Would it be worth putting half the total amount in one of the above(xic, vcn, or xiu)and the other half in vdy?
3.For the U,S. allocation should I choose vig or spy which both require payment in u.s. dollars which I don't have, or would it be adequate to simply choose vun.

Thanks in advance. I plan to hold these allotments for many years and I appreciate dividends but do not need them for my living expenses.
Read Answer Asked by Astrid on September 20, 2022
Q: Please suggest some growth etfs and stocks for starting RESP for long term hold. Thanks for great service.
Read Answer Asked by KULDIP on May 03, 2022
Q: You’ve mentioned that you generally like to keep single ETF exposure to 15%. Since VGG and VGH invest in the same underlying ETF (VIG), should I keep exposure to 15% between them, or could they each still be 15%?

Thank you.
Read Answer Asked by Alan on July 07, 2021
Q: This question is about diversification and percentage of stocks vs ETFs. In my overall portfolio (combined tfsa, rrsp, and non-registered), I have roughly 37% VFV/ZSP, and the rest fairly equally weighted across ENB, KXS, SHOP, VGH, AQN, BEP.UN/C, BIP.UN/C, BNS, CPX, GDI, NVDA, RY, TEAM, VGG, TRP, BAM.A. I'm in my mid 30s and have a long time frame, but would prefer to position for short term performance as much as possible. So, with some cash to allocate, can you please recommend a couple US and CAN stocks to add to this mix (or recommend just adding to what I hold)? Also, given your recent market update on covid vs sector performance, what would you do with the VFV/ZSP allocation? I am open to moving that allocation to stocks instead of an ETF, and am wondering if I should take that path, and how best to position there given the big tech names/top holdings in the ETFs, vs some holdings across sectors that are currently down. Thanks!
Read Answer Asked by Andrew on September 03, 2020
Q: Which Canadian dividend ETFs do you recommend? I am thinking in particular of dividend growth or high dividend.
Read Answer Asked by Carl on February 26, 2020
Q: Peter
I am not to familiar with ETF'S
I just bought a little of CDZ last week i am looking for another one to hold for atleast 3 to 5 years in my TFSA . There are so many around, would you say i will be safe with an utility one or what will you suggest. If you can give me one in the TSX i would prefer it. Thanks
Read Answer Asked by wilson on January 26, 2020
Q: Hi,

What US ETF's do you think would be a good way to play the US market for the next 2-3 years. I really for longer than that but I think there's going to be a lot volatility in the next couple years. I'm underrepresented in cyclicals, consumer discretionary, banks, energy and big Pharma, but not technology. I own QQQ.
Read Answer Asked by Graeme on September 23, 2019
Q: Greetings 5i

I continue to focus in on dividend producers that offer security as I enter retirement. At the present time in my TFSA I already have a 20% weighting in VBAL and 5% in XRE. I have another 5% to allocate which will be coming from my sale of BAD as I slowly transition to more security. Which do you suggest as the best alternative? Any other suggestions?

I know VBAL and XRE are very different in context and dividend payout so I need your insight. What I do know is that I’m having a great long ride with Shopify. For that I’m happy not to receive a dividend. Thanks 5i!

Peter
Read Answer Asked by Peter on August 29, 2019
Q: Is the only difference between VGG (Cdn) and VIG (US) the currency denomination and fees? Is VGH the same as VGG, but VGH is hedged to the Canadian dollar?

VGG has higher fees than VIG, so I would assume that over several years, its returns would be less than VIG. However, I have looked on a number of sites and VGG seems to have higher returns. For example, over the last 5 years, VGG has had an annual return of 13.58% and VIG of 11.63%. What is causing this apparent difference in performance?

VGH has 9.11% 5-year performance. The lower performance I assume is due to it being hedged to the Canadian dollar. Can you please confirm my assumption is correct.

Thank you very much for all of your excellent advice.

Read Answer Asked by Dale on August 09, 2019
Q: I've held this ETF for 2-1/2 years, its up about 40%. I purchased it initially as a US dollar holding not subject to US estate tax exposure. With Trump doubling the estate value amount before those taxes kick in, for now, thats no longer a concern. For future buys, is there a better US dollar ETF you'd recommend - lower MER and/or better growth, safety?
Read Answer Asked by Lloyd on July 26, 2018
Q: I'm looking for recommendations on how best to invest USD 175k sitting in cash since last week. Though tempted by the US buying opportunities, I've been avoiding buying US shares directly due the hassles and costs of US tax exposure. I've only bought 50 shares of ZSP.U so far. Is this a good place to invest more? Can you recommend other good investment vehicles for a non-registered portfolio that will capture US growth/income without currency exchange or US tax?
Read Answer Asked by Randolph on February 20, 2018