Investment Q&A

Q: Do you have a preference between VGG and VFV for any reason?

Thanks.

Q: Hello,

Which aggressive growth ETF (or a set of ETFs), would you recommend for a long (e.g. 14+ years hold) in a RESP account?

Thank you

Q: What actively managed US focused broad based equity mutual fund (s) would you recommend if I wanted to complement my US etf holdings ? Thank-you .

Q: I would like to hold a S and P 500 ETF for a long term hold in a non registered account

Between HXS AND VFV

1. Are there any tax advantages one over the other.
2. VFV seems to hold the American ETF NOT THE stocks themselves. What impact does this have for me?
3. please confirm for each their respective MER, AUM and daily trading volumes.
4. if either is held in a TFSA does it change anything?

thanks
Ernie

Q: I would like to own some simple diversified US equity both in my RRSP and a non registered account.

#1.currency exchange aside does it matter TAX-WISE (dividend withholding tax) which one is in the RRSP

#2. considering currency exchange costs, do you recommend going with VOO or sticking to VFV in a non registered account. (factors to consider , amount invested will likely be upwards of 100 000 and long term hold)

thanks

Ernie

Q: I have 2 American Equity mutual funds: BTG105 and MAW108 in an RRSP. I also own the ETF VFV. Performance wise BTG105 has lagged MAW108 and VFV in the last 6 months, 1 yr, 3 yr, 5yr, and 10 yr periods, so I will sell it. But should I replace it with MAW108 or VFV?

MAW108 appears to have outperformed VFV in the last 3 yr, 5yr and 10 yr periods, while VFV outperformed MAW108 in the last 1 yr.

Can you rank these 3, best to worst?

Would you replace BTG105 and MAW108 with VFV (and consolidate all 3 into 1), or keep both MAW108 and VFV for US equity exposure?

Thanks,
Paul

Q: Could I get your suggestions for some $CDN ETFs to invest for a toddler's RESP. I was thinking maybe a split between a tech-based ETF and a general North American-based ETF, but am open to any other ideas. There is not too much in the RESP at the moment, but it does have years to go, so growth is the main goal.
Thank-you

Q: Modest amount of funds in trust for teenagers. Plan to sell Alteryx at small loss. What would you suggest for USD purchase please? I was looking @ VTRS. Not keen on debt levels but will it provide downside protection in this volatile market? Time horizon 1.5 years. Could you also please identify growth oriented names. VEEV already owned. Also ETF ideas to look @ please. Please deduct question credits as appropriate.

Q: S&P 500 High Beta ETF (SPHB). What is your opinion of SPHB vs VOO? The fee is .25%, but it seems to perform better long and short term to make up the fee. Can you add SPHB to your database?

Q: Which Canadian ETF would be the best S&P 500 to buy for a 5-10 year hold and why? Thank-you very much.

Q: Hi,

keeping in view the US Withholding tax on canadian investors.

If one has to hold US S&P 500, US mediam &small cap, US IT/technology ETF in canada.

Then which ETF would be be the best for a TFSA and cash account. ( I believe in a RRSP it does not matter ).

I currently hold SPY,VFV, IWO, VGT and QQQ in my TFSA and cash account. Do you think they are OK, or will you recommend some equivalent more efficient ETF's for exposure these sectors.

Keeping in view the difference between a TFSA and cash account, please suggest suitable ETF's for each, which would mirror SPY, VFV, VGT, IWO and QQQ.

Thanks
Harry

Q: What unhedged C$ S&P500 etf do you recommend?
Following up on my recent question.

Q: I am hoping you would be able to make some suggestions for my Grandsons RESP. $20,000 dollars. The boys are 1 and 4 years old.
Thank you.

Q: Hello,
I am opening a RESP account for my 6month old son. In your opinion, is it better to invest in Stocks or ETFS? Can you please also provide me a top 3 stocks or ETFS in your mind?

Thanks!
Kelly

Q: I have balanced stocks in RRSP (mainly from your BE portfolio) and growth companies in TFSA (mostly our picks). Its very well diversified in different sectors. Thank you for your help

I still have ~50 K Cash (from recent clean up) in RRSP which I would be investing in this summer. Since majority of my stocks are Canadian, to balance out I am looking to add mostly US ETFs.

These are the ETFs have got my attentions from your questions answers. I am looking for maximum growth and also a hold and forget for 10 + years. This question applies to RRSP

Please provide me with 3-5 suggestions from below. Would you add anything else here or suggest otherwise?

IWO, IWM, VB, VUG, VFV, VGRO, QQQ, ARKK, ARKG,SPY

Thank you for your excellent service!

Q: I am thinking of investing in VXC (or maybe XAW) in my RRSP. I understand that since this is a fund of funds and some of the underlying ETFs are US based, that there will be foreign withholding tax of some amount. To avoid the tax, am I better off to invest in the underlying ETFs (Canadian versions only) specifically VFV, VIU and VEE? (small cap I could not find). How much of an issue is the foreign withholding tax? Is it small enough to not bother buying all these underlying ETFs directly? Your thoughts please.

Q: This is a confusing time as I watch equities in the growth and value camps move up and down depending on the news of of the day. Seems to be related to the threat of inflation and the Fed's reaction to it. Which US/Global companies/ETFs would you suggest I buy in both VALUE and GROWTH camps to give me a balanced exposure to this dilemma? If possible 5 suggestions in each area would be helpful. As always, thanks for the guidance.

Q: For a 10+ year passive hold of approximately 25% weighting of total equities investment (mix of registered and non-registered accounts), do you see an advantage of holding EQL vs a straight S&P 500 index like VFV including taking into account the fees differences. And for non-registered accounts- CAD hedged or non-hedged?
EQL feels a little better to me even with the fee but maybe I'm overthinking this one. Thank you.

Q: I'd value your suggestion (and reasons) for equities for my 22 y.o. grandson for his TFSA. He has room for $19,000.00. He does not need the money for at least 5 years. Thank you, Fooklin

Q: What is the difference between
QQQ vs VGT
VFV vs VGRO

From a pure growth perspective, if you had to choose one from each groups, which would you choose.