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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I currently hold 2,000 exe.a and 1,000 csh.un in one of my RRSP accounts and am down considerably on both.

1/ Do you feel the dividends are relatively safe?

2/ Do you think think they will rebound?

3/ Or - should I just trim them both and move on?

Thanks for your insights.



Read Answer Asked by Dave on July 15, 2020
Q: Most major North American indexes have recovered to within 5% to15% of their previous high. However the ETF "XDV" is still 22% below its high. What is your opinion for that lag?
Secondly, at a current dividend yield of 5.7%, do you recommend it for income and a long term buy and hold at this price?

The same question applies to DVY, the US equivalent which is 25% below its high and yielding 4.5%
Thank you.
Read Answer Asked by Ron on July 15, 2020
Q: Hi,
This is about parking one's cash.

I know I have "slightly" less cash than Mr. Warren Buffet :))

But whenever I read that people like him have 134 BILLION dollars in cash or other Mega rich people sitting on the sidelines with literally hundreds of Millions of dollars, I have always wondered where these ultra rich people park their money?!
We the ordinary folks are struggling to get 0.65%. The same for them too?

Your answers have always suggested GICs, High Interest Savings Account and ETFs like PSA and very rarely Income ETFS/Mutual funds.

Any new suggestions?
Read Answer Asked by Savalai on July 15, 2020
Q: A comment for Bill and Paul on decumulating assets. I have used Cascades Financial Solutions as an individual investor. I found it quite useful for weighing options by changing the data inputted. It produced detailed reports and I found the cost very reasonable. Thanks for all you do at 5i. Frank H.
Read Answer Asked by Frank on July 15, 2020
Q: Retired, dividend-income investor. Looking to top up my Consumer sector holdings. Currently have PBH, NWC and PLC, which are more on the Staples side of things. I have a "full" weighting on each, relative to my assessment of their risk. Considering getting back into the Discretionary side...maybe rebuy LNF or MG. Could you run a screen of Canadian Discretionary stocks that pay > 3% dividend and overlay that with your ranking from best to worst...maybe the top 5 for me to consider.

Thanks for your help...Steve
Read Answer Asked by Stephen on July 15, 2020
Q: Top 5 picks for monthly income please and thanks.
Read Answer Asked by David on July 15, 2020
Q: I recently subscribed to the etf and mutual fund newsletter. Is there going to be rates of return posted for the 3 portfolios as there is for the 3 5i portfolios?

Thanks, Mike
Read Answer Asked by Michael on July 14, 2020
Q: Based on your balanced portfolio, which 3 stocks would you be comfortable adding in this environment for a long term hold investor.
Thanks as always.
Read Answer Asked by Kevin on July 14, 2020
Q: I have a small position in Bip.un and want to put more money into infrastructure. would you suggest now or later ? could you give me 2 names in ea country . Is there an ETF that would be better? (take more credits to give a complete answer.). Thanks for your work. Helen
Read Answer Asked by Helen on July 14, 2020