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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi Folks,

I'm seeking any insight you might be able to provide me with regarding the probable long term viability of BTB's current dividend. In answer to a prior question, a fellow 5i subscriber submitted, you indicated that you would be more comfortable with BTB's dividend if the payout ratio were to drop below 90%. Do you know if it may have now dropped to or below that level and if so, do you suspect that the very generous 8.37% yield the company pays may be "safe" for the foreseeable future?

Lastly, is this a firm you might consider investing up to 5% of your assets in, if you were 62 years of age and on the cusp of retiring? By the way, I suspect that I will require a sustainable yield of 6%, that will at least keep pace with inflation over the next 5 years, in order to be able to retire before I reach 65.

Thank you!
Read Answer Asked by Richard on December 11, 2019
Q: one of the analysts featured on Market Call recommend this etf as a best buy!
would appreciate your comments on this selection.
ed in montreal
Read Answer Asked by ed on December 11, 2019
Q: Good morning
I own CPD which has trended downwards in price over the last year and is now yielding 6.9%. I am considering selling CPD for tax losses and if so, what would be a more sensible strategy. Buy back into CPD after the appropriate delay or Buy something else like a blue chip equity. I know the legal difference between preferred and common but it seems that over an extended buy and hold, commons will prevail albeit with dips along the way. In reality how often are preferred rights called into play to the detriment of common with Canadian blue chips? To me, preferreds offer the worst of both worlds. At this point, my CPD shares are part of my fixed income side and a switch to equities will rebalance things, I know.
Read Answer Asked by alex on December 11, 2019
Q: Do you have a preference in the Brookfield prefered? I think there are about 12 listed. Please provide the best 2, based on risk and reward.
Read Answer Asked by Terry on December 11, 2019
Q: Seasons Greetings 5i - I have held this TransAlta preferred for a number of years in my RRSP and I'm thinking its time to sell and reinvest elsewhere as I don't see a rebound on the horizon. It represents 1.5% of my portfolio. Portfolio analytics is suggesting I reduce my CDN holdings and increase US (3%) and INTL (15%). My investment strategy as a retiree is largely to invest in companies with track record of increasing dividends and earnings. PA also suggests I reduce exposure to financials, energy and utilities; and increase consumer defensive, healthcare, industrials and communications. I'd appreciate your thoughts on selling and where to invest. At present, I have a 3.4% position in VIS and limited healthcare in TFSA with VHT (0.5%) and UNH (0.4%). Or maybe I just add to my Algonquin position which is 2.3% and retain a decent yield? Thanks for the advice and your help this past year.
Read Answer Asked by Martha on December 11, 2019
Q: Good Morning.
I like the momentum and your positive comments on XBC. In an effort to establish a position in XBC I can add new money to an unregistered account or sell DOL and COV in my TFSA or TSGI and CLIQ in my RRSP.
This may be a too specific question with regards to my portfolio so in the alternative do you have more conviction in XBC than the other for companies at present?
Thank you
Read Answer Asked by Marty on December 11, 2019
Q: My bank is the Royal and, when I buy a GIC through Direct Investing, they list several institutions offering such fixed income at the rate those institutions currently offer. However, if I go directly into the website of these other institutions, I find the rates they offer are slightly higher than what is available through Direct Investing at the Royal. My question is this..... Is the Royal taking a "finders fee" or "management fee" when I purchase a GIC from another institution through their Direct Investing? I hope I have described this situation in a clear manner for your consideration. When I get my annual year-end tax reports from the Royal, they do list an obscure "management fee" against my GIC portfolio. Thanks!
Read Answer Asked by Paul W on December 11, 2019
Q: Goodafternoon 5i'
I am not concerned about the sector but wondered how you might rank these companies as buys currently and for the long term: NVDA, CRM, TEAM, MSFT, INTC, QCOM, GILD, DXCM
Thanks for the great work
Read Answer Asked by joseph on December 11, 2019
Q: I own 2 small cap (110M and 12M market cap) stocks in my TFSA and RRSP accounts that have been dogs to say the least. I am down about $8000 total.
My question: I cannot claim the capital loss, so is it better to hold on and hope for the best, or just to sell and forget about them? They are currently worth around $1800.
Thanks
Read Answer Asked by Ed on December 11, 2019
Q: I am building small trust accounts for each grandchild that hopefully will get them interested and informed in the market.
Can you comment on current holdings and suggest 2 or 3 additional stocks?
Criteria: Canadian, dividend-paying, relatively stable but with growth potential?
Many thanks for your great service.
Read Answer Asked by David on December 11, 2019
Q: I will probably be purchasing ZIN shortly. Regarding the quarterly dividend, does it matter when I buy ZIN? I know the Ex div date is Dec 27, so I need to buy it before that, so it settles prior to or on Dec 26. And theoretically in an efficient market, the price of ZIN will drop the amount of the dividend ($0.13) on that date. What's your experience...does the ETF share price drop actually resemble the dividend amount?

Thanks...Steve
Read Answer Asked by Stephen on December 11, 2019
Q: Hello
I would appreciate a link for some info on growth, value and momentum strategies.
For a long time-frame investment with high-risk tolerance, which one is more suitable?

Read Answer Asked by Hassan on December 11, 2019
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