Investment Q&A

Q: I didn't have bonds this year and I wish I did even though it lost value it still did better than my portfolio tilted toward growth. If you were to initiate a bonds presence in your portfolio. Would you rather buy these 2 or one or the other. Any other suggestion is welcome.

Thx

Q: I understand that you recommend VOO for S&P 500 coverage. I understand that this etfs weighting of companies is based on capital value. Which equivalent-weight etf would you recommend in its place?

Q: Good morning 5i,

I have a question regarding the PSA ETF. There will be a change in January in the nature of the ETF, for me who owns a significant amount in PSA, will this change anything in regards to its safety or any other drawbacks (or benefits). I would appreciate your informed opinion.

Posted by Purpose Investments on Nov 22nd, 2022 —
Purpose Investments Announces Fund Merger of Purpose Money Market Fund into Purpose High Interest Savings ETF and Name Change of Purpose High Interest Savings ETF

Purpose Investments Inc. (“Purpose”) today announced its proposal to merge Purpose Money Market Fund (“PMT”) into Purpose High Interest Savings ETF (to be renamed Purpose High Interest Savings Fund) (“PSA”) (the “Merger”) on or about January 27, 2023 (the “Effective Date”). These funds are designed to provide investors with monthly income while preserving capital and liquidity by investing in high interest deposit accounts. The Merger is being implemented in order to more effectively and efficiently manage the fund portfolios as well as to reduce costs for the benefit of unitholders.

The Merger will be implemented on a tax-deferred basis. Following the Merger, PSA will continue to provide an opportunity for preservation of capital and liquidity and monthly distributions.

As a result of the Merger, holders of Class A units and Class F units of the Fund will become holders of Class A units and Class F units, respectively, of PSA on the Effective Date. The change of name of PSA to Purpose High Interest Savings Fund is expected to be effective on or about January 13, 2023.

Thanks

Q: Are there any Canadian ETfs or low mer mutual funds that invest in investment grade corporate bonds with duration of 5 years less.?

Q: I am considering purchasing a high interest savings etf at wealthtrade
1. Is it covered by CDIC?
2. Does it have an ex dividend date like stocks?
3. If I purchase it before this date, will I get the interest?
4. The price always goes up on the 28th. Does it make sense to wait to purchase it?
Thanks

Q: I note you have liked ZWK in the past. I own some and wondering if you still like it and if you would add to a position (I am currently at about 15% Financials when considering my other holdings).

Q: Could you give me your opinion of the above three ETFs for a long term, "sleep at night" portfolio? The YTD return has not been good, but I feel it should turn around in the long term. Thanks!

Q: Hi Guys
I have noticed the distribution has been going down the last year and a half, I would have thought they would have at least stayed around 0.06
Cents but they are now .04
The holdings include a lot of Telcom and pipelines, and other companies that have been raising their dividends. Will they're be higher distributions in the future now that rates are going up, maybe just a lag factor here?
YTD I think the return is down around 3.5 % including distributions.
Finally, do you think I can beat a GIC return here over the next 2 years.?
Thanks Gord

Q: I have some cash and thinking of adding to XCD,XHY and HXQ. Would you be a buyer of all 3?
Thanks

Q: 1. Under current and projected global market conditions, does it make sense to invest in India-focused ETFs?
2. For India, would you lean towards actively managed ETFs, or passive ETFs , or invest in both?

If both, Which ETFs , if any, do you favor for the next couple of years? I am more comfortable with ETFs that are traded in NY or London, are hedged to the US$, and which invest only in mega caps, excluding State-owned enterprises.

Q: For periods under 90 days, which do you recommend for cash, BMT104 or BMOs ZMMK?

Q: Why has this ETF not increased in yield? Yield has been flat for over a year yet short term rates have skyrocketed. Why the lag?

Q: Can you provide your overview of Fundamentals for the Workplace Technology Dividend Fund. At current pricing level do you feel this is a relatively safe investment for Income and Growth over the next 2 to 3 years?

Thanks
Tim

Q: Good morning,

I'm considering adding a Financial ETF to my overall portfolio and would appreciate your thoughts and preference between a US ETF and a Canadian ETF along with your best idea/recommendation for each.

Thank you.

Q: Good morning,

I'm looking at selling my VDY holding to harvest some capital losses. I would appreciate your recommendation on a suitable proxy until I can buy back VDY in 30 days.
Thanks

Q: "Is there a Canadian équivalent ETF ,or close to it,to this excellent sélection approach and choice of Cies like this US ETF?"
Sorry to repeat the question..
Concerning this recent question,I meant : a CDN ETF composed of Canadian stocks only,since the selection method of US stocks for SCHD is excellent,I wonder if there is a best Canadian ETF equivalent for CDN stocks

Q: Good morning,

My holding of XLF is down quite a bit and although I[m still positive on the US Financial sector in the long term, I'm thinking of selling XLF in my US Non registered account to harvest some capital losses for the 2022 tax year. I would appreciate your thoughts on the following two questions:

Q1. What are your thoughts on the US Financial sector for the next few years;

Q2. Would you kindly recommend a suitable proxy for my XLF holding that I could purchase on the US stock exchange.

Thank you and I'll await your sage advice.

Q: Good Evening 5i,

I am a retired income investor with very little knowledge of and exposure to bonds.

Looking for your thoughts/opinions and suggestions on aggregate bond funds.

These funds apparently give exposure to government and corporate bonds, and to bonds maturing in the short, medium and long term.

Is there something worthwhile here?

Thanks very much.

Q: Could you provide your view on ZMMK as a safe vehicle for a liquid cash investment and indicate any concerns you see. Thanks for the help.

Q: What is your preferred vehicle to invest in India for the next 10 years?