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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: As a retiree who wants a diversified portfolio and also someone who spends a couple of months a year in the US, I certainly see the value in having say 25-30% of my holdings in US stocks. When the Loonie moves up and down this gives me some peace of mind because my US investments aren’t affected and I can relax and enjoy my time down there. My question relates to the Portfolio Analytics recommendation that I also hold 30% of my holdings outside of Canada/US. Sure, it provides more diversification, but I don’t see nearly as strong a case as for holding 30% in US. My instincts tell me to hold about 60% Canadian, 30% US and 10% Rest of World. Your answer may simply be that diversification is a “personal choice”, but I’m hoping you can go a bit deeper and explain how your holdings should relate to where you spend your money. For example, what if I spent a few months per year in Mexico, Asia or Europe, instead of the US? Thanks for the great service!
Alan
Read Answer Asked by Alan on July 23, 2019
Q: I am looking for an ETF for my TFSA that has broad coverage and that is not so heavily weighted in financials and energy. Would you have any concerns with owning these two ETFs.
Read Answer Asked by Nancy on July 23, 2019
Q: Is it possible to know who is buying these companies. Is it individuals or investment companies?

Clayton
Read Answer Asked by Clayton on July 23, 2019
Q: Hi there,

I currently own XPEL on the TSX and it just had a NASDAQ listing last week. I noticed there seem to be trading price discrepancies and was wondering why this would be. Also, do you know if journaling my shares from DAP.U to XPEL would be eligible?

Thank you!
Read Answer Asked by Michael on July 23, 2019
Q: I used to think of bonds and stocks as generally moving in opposite directions so that bonds could be a safety factor in my account for when stocks go down. Stocks used to go down for economic reasons and then bonds would go up since the central bank would reduce interest rates to try to stimulate the economy. This worked marvelously for me in 2008-9. However, it is far more common now for them both to move in the same direction since stocks are dependent these days more on lower interest rates than economic news so they go up when there is a hint of interest rates going down and so do bonds as they always did. In reverse, when interest rates even hint of going up, stocks decline and so do bonds. Good economic news means the stock market is likely to decline since interest rates might go up. It seems that the market believes that it cannot survive any interest rate increases. So what do you suggest these days to balance against this unified stock and bond reaction?
Read Answer Asked by Maria on July 23, 2019
Q: I have a lump sum from a sale of an investment property. I struggle with the decision whether to invest the money now given the long bull market that we've had and the increase in trade tensions and the political landscape. I know returns rely on time in the market as opposed to timing the market, but its hard to justify psychologically. What would you advise to do with a large lump sum? Do you see areas that are undervalued? Is there better relative value in Canada or the U.S. or abroad?

Thank you,
Jason
Read Answer Asked by Jason on July 23, 2019
Q: I previously asked why ZPR has decreased lately with the trend for interest rates declining. ZHP the identical fund of US preferred shares is increasing with an increased trend of lower interest rates. Decreasing interest rate trends should increase bond and preferred shares yet the CDN version has not acted liked the US version. I can see no logical reason for these different trends?
Read Answer Asked by Edward on July 23, 2019
Q: Hello, Methanex has droped by 5% today, do you continue to endorse the company? Would you buy more at this price? I also hold Applied Materials and its momentum has been positive for the last 2 months with a good increase today, should I use this momentum to sell, hold or buy? Thanks, Gervais
Read Answer Asked by Gervais on July 23, 2019
Q: FYI. MX was downgraded by RY to US$65 TP(from $70) & CM to US$46($53).In my humble opinion,I cannot understand management's decision to go ahead with the project in this uncertain time(slowing global growth & possibility of recession) & after the price has recently declined some 50%(1yr H $107.07 to $53.09 today)
Read Answer Asked by Peter on July 23, 2019
Q: A comment on your recent blog...You say the TSX is up 14% year to date and yes, we should be happy with that. But a little context here; for those of us who are in for the long term, that is following a dismal quarter. If we go back to the end of September, the 9 month return is an anemic 1.95%.
Read Answer Asked by Fred on July 23, 2019
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