Investment Q&A

Q: Hi,

I’m following up on recent questions about taxation of the ETF VEQT (and similar) in an RRSP.

I am a bit confused about what withholding taxes might apply to VEQT. I have three questions please.

1) Would you be so kind at to explain what withholding taxes apply to VEQT in an RRSP?

2) If there are non-recoverable withholding taxes on VEQT in an RRSP, can they be quantified?

3) Finally, if there are withholding taxes applicable to VEQT in an RRSP, is there an ETF setup with the same diversification objective as VEQT that is more tax efficient in an RRSP?

(I tried following this information but I’m still unclear: https://www.vanguard.ca/content/dam/intl/americas/canada/en/documents/WithholdingTax_Guide-final.pdf).

Thank you very much.

Michael

Q: I am getting “twitchy” on Premium Brands ahead of them reporting on March 21st (a Friday, but reporting before markets open?). Can you give me an idea of how often they have beat expectations in the past and how the share price has reacted historically as well? I know it is asking for crystal ball gazing but can you make an educated/experienced guess about what you expect?

Q: Thanks a lot for the very informative reply to my earlier question on CNQ.
While reading your reply, I was wondering what fraction of its debt is subject to interest rates determined in Canada vs the US rates. Or do you think it is immaterial.
Thanks again.

Q: ULTA reported yesterday and the share price is down 15%+ today. Is this still a hold? If trying to free up money what order would you sell these 4 names ULTA, XPEL, INMD, EVVTY? Thx

Q: Hello Team,
Which of these two companies would you expect the best return, capital appreciation plus dividends over the next 2 to 3 years, and why?
Thanks,
Barrt

Q: Good morning,
Gladly Bir is high today, any reason ?
Thank you

Q: Earnings look ok to me... but here we are down 6%. Is there anything in the earnings that disappoint or is this drop all about the scary market jitters?

Q: What is the outlook and thoughts of this company? Is it investable?

Q: Can you discuss the differences between dlr.i.ca, dlr.ca, hbil.ca , pas.ca , csav.ca in regards to safety of capital to park cash. There is a significant difference in return 4%-10%. Some are high interest savings accounts and others US dollar accounts. Are the US dollar accounts too risky?
Thanks.

Q: From a look at the CNQ price history graph, roughly between 2006 to covid, CNQ cycled between $15 to $25. For some 3 years post covid, it climbed from $15 to as high as $55. It is now about $42 which is still quite a lot above the 2006-2020 trend. I would be grateful if you can comment on what was holding back CNQ in the first period and what drove it during the second period, such as change in earnings, P/E, etc. I would like to understand if it is currently overpriced and if it dropped back to the $20-$30 range would the dividend be much at risk.

Q: Is XIT worth holding? Or would one be better off just buying the top 3 holdings in equal weightings. For CDN tech, what would be the best buys today for the long term?

Q: Hi 5i
As a clarification of my most recent question about FTN " are the preferred shares fixed" what I meant is; is the preferred shares dividend at risk of being cut ?

Thx

Q: Intel gets a new, amazing CEO: Lip-Bu Tan. FROM Jim Cramer.

Do you agree?

Worth buying some Intel stock now or not?

Thank you.

Q: What is your take on APPL's recent fall? It's presumably due to Siri's not being up to its competitors in the AI space.

Q: Hi team,
Is there anything to note on Prl earnings after the conference call? I caught some of it and it sounded good to me. Yet the stock is falling currently 11%. I don’t see where all the negativity is coming from here and what’s not to like here.

Thanks

Q: Hi Team,

Why is PRL trading so low after publishing good results. Forward PE of 5.22. Am I missing something?

Thanks

Ben

Q: Hi 5i
At what share price will FTN discontinue its dividend? I know you've mentioned split share dividends are dependant on NAV but how does one find the NAV value? I cant seem to find it??
How do you view dividend going forward .....?
Does current dividend look like it in trouble at these levels?

And are the preferred dividends fixed or subject to adjustment ?
Thx

Q: I rely on you for accurate information when reading answers to questions. however my research shows that VEQT holds a basket of funds not individual stocks. I hate paying more taxes than I need to and always look for the lowest fees and taxes when investing. Please confirm holdings of this fund. Thank you.

Q: I believe the current market downturn provides opportunity. I would like your insight into the following two questions; along the lines of "be greedy when others are fearful".

First, recognizing a 2-3 year hold is very, very short term thinking, what are 3 companies with dividend bearing stock that you feel would be in the top 10% of performers as the market recovers.

Second, what 3 companies do you feel provide the biggest stock price recovery and growth opportunity for a 5+ year hold.

Thanks as always,

Dave

Q: I have a starting position in IFC and I was planning to add. However, I notice that FFH has recovered nicely from 2020 and has significantly outperformed IFC since then. So I am wondering if FFH is the better investment. I would appreciate your comparison and recommendation. Thank you.