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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I'm 27 and have invested in my TFSA in 8 growth compagnies so far for long term holding (retirement). I save 10% of my salary in my TFSA for my retirement since I'm 22 as I read in Rich Barber few years ago. I wait until I've got 1000-1500$ and then buy a stock.
1) Other part in my saving is to buy a house with my girlfriend in about 2-3 years. What will you suggest us to invest in for that short period?
2) My girlfriend want to start investing for her retirement. I suggested her to invest in ETF at first and than change for a strategy like Beat the TSX when she has enough money saved. Is it a good strategy? If so, which ETF will you suggest to invest in?
Thank you
Read Answer Asked by Olivier on March 06, 2020
Q: Hi,

I have parked some cash in PSA (CAD) and MINT (USD) for short term until market and economy stabilizes. PSA invests into cash or high interest savings accounts of National, Scotia, CIBC banks. MINT invests into short term high quality corporate investment grade bonds. How safe are this ETfs if interest rates keep dropping and a severe global economic downturn or collapse of Financial markets. How much can the price drop be considering they are yielding close to 2%

Thanks
Ninad
Read Answer Asked by Ninad on March 06, 2020
Q: I own two of Innovator's Defined Outcome ETF's - PAPR and POCT - each with the 15% downside buffer. They have performed as hoped for during the period I have owned them - limiting the upside to approx. half of the index return and similarly buffering the downside by approx. 50%.
On their web-site, Innovator has an interesting article questioning the future of the traditional 60 /40 portfolio. With 10 year bonds under 1% and headed lower, they question future returns from FI and perhaps its ability to act as a ballast to a portfolio in volatile times.
They suggest for the future - 50% Equity ; 30% Defined Outcome products ; and 20 % FI. Talking their book admittedly but interesting . Your thoughts , please.
Thank-you.
Read Answer Asked by William on March 06, 2020
Q: Hi 5i, Another question about your model ETF portfolio.
This one is about VE-T and VEE-T.
They trade on the Toronto exchange, Does that make them like Canadian ETFs?
I mean, are their dividends eligible for the tax credit? Or are they fully taxed, just like US
ETFs?
Many thanks. Shan
Read Answer Asked by Shanthi on March 06, 2020
Q: Hi
I am trying to build a portfolio based on ETFs. Could you provide me with a list of recommended ETFs, grouped by sector and sample weightings for each sector. I am looking for income first followed by some growth. I am retired, have a pension and would be comfortable with moderate risk as well a 70 equity - 30 fixed split. I understand that this list would just be a start. I would do more research on my own. Thanks, Len
Read Answer Asked by Leonard on March 05, 2020
Q: Hi,
I read an article on how a hedge fund made money during the coronavirus sell off. (https://www.wsj.com/articles/how-to-hedge-a-coronavirus-11583321400). Can you give a small primer on how this is done..or typical hedging strategies. Thanks. Shyam
Read Answer Asked by Shyam on March 05, 2020
Q: Hello 5i,
I usually only hold individual stocks but am wrestling with choosing a “green” company. I like the potential of companies like GRN,XBC and QST but their size gives me pause. Can you recommend and ETF that captures these smaller companies as well as larger ones to reduce overall risk?
Thanks
Dave
Read Answer Asked by Dave on March 04, 2020
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