Investment Q&A

Q: I'm comparing Psa and Hisa etfs and it appears Psa has a slightly better monthly payout. Am I correct? Thanks John

Q: About taxes: Do you see any tax problem in buying FINB BMO S&P 500 (USD)
ZSP.U in december 2024? Is it better taxwise to wait for the beginning of 2025?

Q: Realizing that these 2 new etf have nominal assets at present would you recommend one over the other for income and why? Thanx.

Q: This is the bond portion of my portfolio. Would you recommend adding or swapping ETFs to enhance diversification and allocate funds to markets with optimal returns?

Q: Do you know when the ex-dividend is/was?

Q: What insights do you have for the Utility sector in 2025? It was out of favor, caught a bid for a while and now it's falling back again. The yield is obviously nice but do you see the price continuing to decline? Thanks as always, great service.

Q: im looking for a high interest canadian cash etf to park some cdn funds?

thanks

Stephen

Q: Hi Peter, looking for a suggestion of where to park $400k (from a house sale) for the next 1 year. Besides GICs and Cash ETFs is there a slightly higher risk play you would consider at this time if it was your own money ? Thank you, Paul

Q: Are there US withholding taxes associated with the ETF's that are offered by Vanguard Canada (or any other Canadian ETF issuer) that pay a USD distribution??
Thanks

Q: Since Milei was elected in Argentina a year ago, there has been some economic revival. Is Argentina now an attractive investment?

Q: I provided some funds to my two grandsons approximately 6 months ago. One grandson invested his funds in the stocks and ETFs noted above. He is very pleased to see an increase in market value for all his investments. I will be providing my grandsons with additional funds to add to their existing investments. Please rank the existing investments shown above for long term growth. I will submit a second question for my other grandson. Best wishes for the Holiday Season.

Q: The existing investments for my other grandson are shown above. Please rank his investments for long term growth. Best wishes for the Holiday Season.

Q: Retired, dividend-income investor. Sitting on roughly 5-6% cash for topping up existing positions to, over time, hit Asset Allocation targets.

Candidates = BCE, GSY, HHL, HMAX, XST, ZUT. If I was deciding to deploy funds to create the largest total return over the next year or two, from their existing valuation, a) in what order would you deploy the funds and b) a short qualifier for each position?

My view = buy in this order:
ZUT = good momentum, room to run before hitting earlier peak
GSY = good value, $150-155 should be excellent value
XST = graph against 50 and 200mda...very tight chart....could buy anytime
HMAX = good value, banks should run
HHL = healthcare stocks should get over their fear of their new boss in a few months....or not. Give it some time.
BCE = last on the list. Just rebought after cap loss capture. Give it even more time.

Thanks for your help....Steve

Q: Good morning,

Q1. With this year's high performance of US Large Cap ETFs such as VFV, would switching a portion of VFV into a best in class US Mid Cap ETF make sense at this point in time?

Q2. if so, I'm considering ZMID and XMC as potential candidates. Which of these two US Mid Cap ETFs would you recommend switching into and is there another US Mid Cap that you would consider preferable as the best in class?

Thank you and I'll await your sage advice.

Q: Global X total return funds have been your recommendation for taxable accounts for quite a while. However, recently, I have observed an alarming trend with the largest of their ETFs, such as HXS, HXT, and HSAV: the premiums have been shrinking significantly, and HXS now trades below NAV. I have more than half of my investments in these three funds, so I am really concerned about this situation. Do you have any explanation as to why the premiums on total return funds have been shrinking and even turned into discounts?

Q: In a recent question you stated "Alternatively to VFV, we also like ZSP, which focuses on the S&P 500, and it has some tax benefits given that it holds the US stocks directly." Could you elaborate on the tax benefits? Thanks for your help.

Q: Hell 5i I am considering selling BMO shares holdings and RY holdings as they in their higher price range. Sell high buy low! My plan is to reap the profit to buy ZEB. I would appreciate your thoughts on this. Thank you

Q: I initiated a small position a few months ago and it has not done anything. Is it worth holding and adding to it or sell and invest money some place else. Your views please. Thanks

Q: Hi team,
Is the dividend from an etf such as CASH taxed as bank interest or as a dividend and eligible for the div tax credit ?

Thanks
Shane

Q: I am two years before retirement and have a moderate risk profile. My current allocation is 25% Canada, 70% US, 5% Developed, and 0% Developing. Considering the state of the economy in Canada and Trump's threats about tariffs, I am wondering whether it's a good idea to decrease my allocation for Canada to 20% and instead allocate 3% to VWO and 2% to ILF. What's your opinion on this? Where do you anticipate better returns—in Canada or in the emerging markets covered by VWO and ILF?