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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello, I am turning 60 in January, while I still work, I would love to retire in a couple of years, would it be a reasonable portfolio to migrate my portfolio to a more income focused, covered call strategy portfolio, in general terms, I know you cannot get personal. I think the vast majority will be broad based ETFs with maybe 25% using leveraged based ETFs. From what I have seen, the BETA for these funds seems to be a lot less than there non covered call cousins.
Read Answer Asked by Robbie on September 11, 2025
Q: Good Morning - I'd like some exposure to China. Can you suggest an ETF or two? If there's a specific company you consider worth while, please advise. Thanks, as always.

BTW, great early call on NBIS. Very ahead of the curve on that one.
Read Answer Asked by alex on September 11, 2025
Q: What are your current recommendations for US$ dividend ETFs? (US, not CDN) Thanks
Read Answer Asked by Richard on September 11, 2025
Q: It is a general rule that the day a stock goes ex-dividend there is a corresponding drop in the stock price .....Could 5i tell me the movement of GDXY the day it went ex-dividend for the last four dividend payments ? I didn't notice any movement myself that I could attribute to the security going ex-dividend but I wasn't watching closely ..... Also if there was movement what was the average recovery time for the ETF to return to the pre ex-dividend price or better ? Please tie your calculations to a corresponding rise or drop of the price of gold at the time of the events ? .... Thanks for your terrific service ! .....
Read Answer Asked by Garth on September 10, 2025
Q: I will be simplifying my RRSP portfolio whereby it will be mainly comprised of ETF's that can give growth as well as income that i can use to draw on when RRSP are converted to RRIF.

Can you provide me ETF's / Index funds suggestions for:
S& P 500 index
Global large cap index ex USA
Dividend appreciation index ( large cap) for Canada and US

Thank you
Read Answer Asked by Mario on September 10, 2025
Q: High-Dividend yield ETFs.

Could you list 2 in Canada & 2 in the USA?

Are there any European High-Dividend yield ETFs.?

Thank you.
Read Answer Asked by Ross on September 10, 2025
Q: Please compare and contrast the differences between HYLD.U and SDAY { not as yet in your stock listings } .... I have a 6.5% position in HYLD.U and considering starting a position in SDAY ...... I want to know if there is too much overlap to justify this ? Please define SDAY's investment strategy .....Also on their website they say the last distribution was .18 and then goes on later to say distributions are done twice a month ..... So if one takes them literally that implies an 18% annual dividend ...... I'm inclined to think they meant monthly but I don't know ...... Which is it ? 9% or 18% ? Thanks for your terrific service ......
Read Answer Asked by Garth on September 08, 2025
Q: I am presently fully invested and want to raise 30% cash by selling some of my holdings…..My question is, where to invest the cash?? I used to invest in Short term bonds/tbills to preserve cash which roll over monthly but think that this is not the time for that as everything is pointing to lower interest rates! In your opinion would it be wiser to invest in longer term government bond etfs and if so which ones do you prefer? Thank you?
Read Answer Asked by Pat on September 05, 2025
Q: Do you see a benefit in owning a company, and then an ETF that writes covered calls on that company, such as SHOP and SHPE, or MSTR and MSTE in order to capture upside, and also get an income distribution? Please provide pros and cons, and if both owned, what sort of division - 50/50, 60/40 (asset/ETF) etc. - thanks!
Read Answer Asked by Kim on September 05, 2025
Q: What is your opinion about in FLVI.NE (franklin international low vol high div etf)? What is the yield of this etf?
Read Answer Asked by Ron on September 04, 2025