Investment Q&A

Q: Hi Peter can you provide opinion on TDV etf. What are your thoughts of it price and quality?

Q: Which would you prefer for a 2 to 3 year hold and why? Thanx.

Q: Hello. What do you think of JEPQ?

Q: Good morning. I have held Canoe EIT Income Fund since 2016 and it has averaged 11% annually. My goal is yield so I have been quite happy. I am currently reinvesting the distributions, but plan to eventually withdraw them to help fund my retirement. My EIT.UN holdings are now approaching 7% of my portfolio value and I was hoping to find something similar but different, for diversification. I know you have mentioned in the past that the fund is decent but has some drawbacks like a high MER. Could you provide some other options please? Thank you.

Q: BIZD Vanec BDC Income ETF

Stable, reliable income plus some growth?

Thanks.
I just submitted a question on this ETF …. BUT forgot to ask if it would also be a good complement to XLF because of the different composition of holdings. ?

Or is there a better financial ETF choice for that purpose?

Q: I am thinking about moving some of my portfolio to ETF's, and when I looked at CDZ holdings, I was surprised to see FSZ as their top holding - a stock you have recently seen as a sell. Do you have any suggestions for a Canadian ETF that is more about great companies with a growing Dividend and not so heavy in Financials and Telcos? Thank You!

Q: I currently own URNM, a uranium etf. I'm thinking of switching out of it to equal weights of CCO, DML and NXE. What do you think of this strategy? Are you comfortable with the three producers or is there another one you would swap in? Or do you prefer just to keep URNM? Your thoughts?

Q: I had to raise cash, and as a result I have no energy or pipeline stocks left in my portfolio. I have the cash to buy one position in a growth portfolio. Do you suggest a single stick (and if so, which one) or an etf. Thanks!

Q: I bought CALF in early January and it's been unchanged since then, while the broader markets are up significantly YTD. Would you suggest betting on small cap recovery this year and keeping CALF or selling it and buying something like VTV, SPYV, or MOAT? If switching, which one out of these 3 you'd recommend for better long term growth? My portfolio is well diversified between the sectors, so I picked these 3 options as they will keep my portfolio in target ranges. Thanks.

Q: For income and safety CPD or ZWH or both for longer term hold ?

Q: Any estimate as to the degree of interest reduction when interest rates begin to fall for these 2 and would one be more resilient in this scenario? Thanx.

Q: I currently have equal weights in ZAG and VFV (about 6% each) and a fair chunk of "cash" for stability. Rate drops seem to be stalled, so ZAG is going nowhere fast. OTOH VFV is flying high and might have temporarily peaked. I don't want to lose out on the eventual bond bounce, but I wonder if I should dump ZAG to get the potential VFV upside. I realize this might be crystal ball territory.

Q: Hello Peter,

With the bitcoin halving, the operating profits decrease for the miners but the price of the product increases. As well, the asset value of their inventory increases.
Smaller miners get squeezed out? Sell the smaller miners or wait for them to be bought out at a premium ?
In what proportion would you invest in bitcoin etf and bitcoin miners?
Would you suggest holding a full position in bitcoin and the miners?
Too many questions but I look forward to you helping me sort it out.
Regards
Rajiv

Q: Hi Team,
I am looking to invest in Europe for the first time in a few years. I have held XEU and FEZ. The biggest difference between them seems to be that FEZ includes only 50 large stocks (ASML is 10%) and excludes the UK. Over the last 6 months, XEU has begun to outpace FEZ. Which one do you prefer for a new position? Or would you suggest splitting the investment into both?

Q: Is there any ETF without covered call you would recommend that holds similar stocks as SMAX. Either in USA or CDN dollars. I prefer CDN dollars.

Thanks for the great service

Q: Follow up on Bitcoin as an asset.
The price to mine a bitcoin has decreased over the years from about 37,000 dollars to 17,000 dollars. The total number of bitcoins to be mined is supposed to be restricted to a finite number which may be reached this year or next year.
Still the bitcoin value reaches rather extraorbitant values despite not having any asset to back up the value. It apparently may hide a bitcoin owner unless he or she declares its ownership . The legalized ETFs may be more open as to the ownership I presume.
Do you have any comments about the above issues?
I think 50% or more people who invest in bitcoin do not have idea that is a bitcoin.

Miroslaw

Q: Hi, If I want exposure to Japan, should I buy Toyota or an ETF or something else?

Q: Hi,

My partner I are doing financial planning, we will need a relatively significant (to us) amount of cash in the next 2-5 years for replacing aging cars and a down payment on a larger house.

I am always hesitant to hold cash/GICs for fear of missing out on growth opportunities. Currently, almost all the funds in our RRSPs and TFSA's are invested EXCEPT a long term GIC that came to term and is now sitting in cash (some in TFSA, some in Non-registered). We will need all this cash in the next 2-5 years.

I am looking for ideas on how to manage the cash.

Right now, the best option I can see is GICs with various terms, do you have any other suggestions or ideas to consider?

(we have already owned a house, so cannot use RRSP loan or the new FHSA)

Thanks

Q: Hi,

For total return, long term, do you prefer VIG or DGRW (not in database?) and why please? Thank you. Michael

Q: In your response to Francesco on March 13, 2024, you indicated that HEQT is 34% US but I think that is only the large cap portion. Also, previously you noted HEQT had 65% US exposure. A plot of historical trends of XWD and HEQT show almost identical plots. Did I miss something? What are the MERs?