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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: SETM Is this a good time to be in this etf? Is it priced well?
Read Answer Asked by Helen on November 03, 2025
Q: Hi There,
If I'm looking long term, and want to keep things really simple, what would you suggest as the best international ETF(s) to pair with an S&P 500 ETF such as TPU.TO? And do you see a drawback to leaning into the S&P 500 as it reaches new highs?
Thank you
Read Answer Asked by Jonathan on November 03, 2025
Q: I am curious as to how best invest in the power demand for AI datacentres? Would you have suggestions for certain equities/ETF’s that you feel are well positioned this impending demand?

Thanks
Read Answer Asked by kim on October 31, 2025
Q: I have very limited to zero holdings in Consumer Defensive and Cyclical. Could you explain the difference between Defensive and Cyclical and recommend how best to invest, either individual stocks or ETF.
Many thanks,
Ralph
Read Answer Asked by ralph on October 31, 2025
Q: BMO has a series of ETFs called "BMO SPDR Select Sector Index ETFs". These invest in various sectors of the US market but are domiciled in Canada and trade in $CDN. Therefore no direct currency conversion costs, no US tax exposure. Available in currency-hedged and unhedged versions. Please discuss the overall strategy and logic behind this approach. Are the MERS charged by BMO reasonable for the perceived advantages? Seems to me that intelligent use of these products could eliminate the need for a Canadian investor to maintain a separate $US brokerage account (except perhaps to trade International equities/funds). Additional thoughts/comments about these products would be welcome.

Thank you,
IslandJohn
Read Answer Asked by John on October 31, 2025
Q: Could you give me three Canadian and three US
ETFs for international exposure.
Read Answer Asked by Roy on October 31, 2025
Q: I am thinking of selling my bonds for an an international (ex-North-America) ETF that is fairly non-volatile (defensive, consumer cyclical, industrial).

I heard this as a strategy in the Canadian Financial Summit and it made sense because the bonds I've held for stability offer less in returns and in stability than the diversification does.

I'd like to hear your opinion on this strategy. Can you also recommend 4-5 ETFs that would play well into this strategy.

Thanks as always.
Read Answer Asked by Kevin on October 31, 2025
Q: I currently own EUAD but wonder if either of SHLD or ITA might be better. Can you pls do a comparison of the 3 and say which you would see as the best option going forward, and why. Many thanks for your excellent service.
Read Answer Asked by Leonard on October 30, 2025
Q: Hi 5I
What is your opinion of this BMO Broad Commodity ETF?.
Would you scale into it here?
Thanks. Cheers
Read Answer Asked by Hans on October 30, 2025
Q: I need to add more global allocations to my portfolio. Can you suggest three Canadian and three U.S. ETFs?
Read Answer Asked by Roy on October 30, 2025
Q: Thank you for your time.

I have some money to invest in my TFSA.
Should I be looking at an ETF in the Nasdaq 100, the Russel 2000 , an International or emerging market for potential upside?
Could you please supply a few suggestions.
I am in my 70s and this money will be left to my children.

Dave
Read Answer Asked by David on October 30, 2025
Q: In the current environment, of the above etfs, in a taxable account, where would you cash for a 1 year hold for 1) low risk; 2) moderate risk ? Is there another vehicle you like better ? Thank you.
Read Answer Asked by Paul on October 30, 2025
Q: I am trying to reduce risk in my TFSA. I am 76 years old. What do you think of AGF GLOBAL SELECT FD CL F(808) as an option? Do you have other suuggestions for this strategy? What would be an appropriate percentage of bond exposure in a TFSA for someone of my age with a moderate tolerance for risk?
Read Answer Asked by Ron on October 30, 2025
Q: The price of HSAV is the same as 2.5 months ago and the premium shrunk to 0.14%, which seem to be extremely low considering the tax advantage of HSAV. Is it because there are a lot of sellers and nobody wants to keep money in cash these days? Does it have something to do with the CDN$? Or there are other reasons for such a poor performance of this fund lately?
Read Answer Asked by Andrew on October 28, 2025
Q: Good morning 5i
You recently answered a question from a member asking how to set up an etf portfolio in which you mentioned holding QQQ as well as a US s&p etf and a couple of outside North America etf’s. It got me thinking about my own mix. I am retired and hold voo as well as vwo and a European etf. I also hold a few teck stocks such as nvidia, shop, google directly at full weight. Because of this i didn’t want to put too many of my eggs in the Technology basket, thus avoiding QQQ, thinking that i have enough exposure with voo and my individual holdings. Do you think that it would be prident to hold more QQQ?
Thanks
Read Answer Asked by joseph on October 28, 2025
Q: I am all equities in my RSP and RIF portfolio. Although a solid blue chip list of Cdn, US, some international, I would like to mitigate risk by adding one or two bond etf's (cdn dollar). These can be Canadian bonds or a combination NA and global. Please offer one or two...and are we looking at shorter duration or longer in light of current interest rate environment/future outlook. Ideally 4%+ yield
Read Answer Asked by Harry on October 27, 2025
Q: Hi,

Can you please comment on this fund and suggest any alternatives in the ETF world with similar exposure but perhaps lower fees? If a similar ETF exists, what would you recommend?

Thank you. Michael
Read Answer Asked by Michael on October 27, 2025
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