Q: I am a value dividend investor with some growth at 80 years with a 5 to ten year outlook. I am low on real esate with only ZRE.to which is doing well for me. Should I just add to this or would you please suggest another option that has a good dividend with a little growth. I do not have any material so please suggest two material stocks or ETF's with, again, a good dividend with a little growth. Thank you.

Q: hello 5i
your analytics say that i need to increase my holdings in basic materials and the utilities sectors. I have avoided these in the past because I wanted to avoid dividends, favouring capital gains instead. but i am wondering whether i should top up a bit here and how to go about it.
can you advise me on whether i would be wiser to buy a handful of individual stocks rather than an etf for conservative| sectors like this/ if so, how many stocks would i need and can you suggest a few of the best
thanks

Q: Hello,
I am pretty well diversified across sectors, except for Materials, and have missed out on the past year's gains.
I already hold 25 individual positions and am reluctant to add more stocks to follow.
Was thinking of adding iShares Capped Materials XMA as an eventual full long-term position. Thoughts?
How would you approach buying XMA now after the year's gains? All at once? Over 3-6 months? Over the next year?
Thanks as always