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5i Recent Questions
Q: Hi Team:
I have some cash sitting in RIF acct. Presently in RBF2010 paying 2.3% interest, with unlimited charge for buy or sells..
Would I be better to spent the $9.95 and buy into something like CASH or PSA? Then I would also have to pay $9.95 to get out.
As a follow-up to that question how about if this was in an 'open account' , Where the interest is taxed at 100% income whereas CASH or PSA would act like a dividend income and therefore taxed at roughly 66% income.
OR do you have a better suggestion for larger amounts of $$
Thank you. :-)
Read Answer Asked by Ken on July 16, 2025
Q: I have been checking out investment savings accounts as an alternative to money market funds as a place to hold cash for future investment. RBC has a number of these RBF 2010, 2020, 2030 and 2040, but when I pull up a quote on the RBC Direct Investing site none of these funds are showing any assets. I doubt that I would be the first person to buy some. Do you know what is going on here?
Read Answer Asked by Ken on May 22, 2020
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