skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: 50-yr old investing for retirement. Have historically been a dividend fiend but open to juicing the growth side a bit more as a result of the excellent advice I can now obtain from 5i. Considering adding to either my consumer defensive/staples allocation or increasing international exposure (the latter via an ETF). Hoping you might help me deploy a half position in an RSP and jump in one direction from a corner of the fence (and understanding you can't personalize such advice) - considering initiating a position in NWC (CA), PBH (CA), or WMT (US) or adding to an existing position in ZWE (European covered call ETF). My current geographical exposure is 34% US; 33% CA; and 32% International (XEF, ZDI and ZWE). My total covered call ETF exposure is around 8% of my equity portion and geographically diversified. Other suggestions for staples and international ETFs will be appreciated. Thanks for the great service!
Read Answer Asked by Mark on January 12, 2021
Q: Hi was wondering which Canadian etfs you would recommend to Track corn, soybean and wheat futures? Individually would be preferred over a group of all three.

Thanks, appreciate all that you guys do.
Read Answer Asked by Mark on January 12, 2021
Q: Hello 5i. Could you advise if there are US and/or international tax implications for Canadian residents from owning a well-diversified international ETF such as XEQT or VEQT, in a non-registered Canadian account? For example, roughly 47% of XEQT is made up from, in part, an ETF that's traded on the NYSE: ITOT.

Thanks as always for your help and advice.
Read Answer Asked by Thomas on January 12, 2021
Q: Could you comment in general on this ETF please. It has not recovered in the same way other international ETF's have and yet prior to March it seems like it's been pretty stable for the last 5 years, declining somewhat in 2018. I bought a bit a few months ago and am thinking of purchasing more. Do you feel it has upside potential in the recovery and do you feel it's a buy, sell or hold at current levels? Do you think the dividend is fairly safe?
Thanks so much, your input in invaluable!
Read Answer Asked by Pat on January 11, 2021
Q: For international (non-NA) exposure, please provide your current opinion about the IGRO ETF. Would you recommend this ETF? Do you see it as a complement holding for dividend-growing (but not high dividend seeking) investors who already own VIGI? Are there any other international ETFs which you would recommend in lieu of IGRO?

Many thanks for your excellent advice, and this wonderful service.
Read Answer Asked by Dale on January 11, 2021
Q: Helping my son with his investments which are as follows: MAW 106 24%,MAW 106 20%. VUS 21%, VEF 18%, VEE 8%, ZJG 6% and XQQ 3%.Feeling there is a bit of an overlap with some of these investments eg XQQ and VUS also with MAW 150 and VEF to a degree. Any advice is welcome ,stay as is , reduce holdings or increase some..He prefers ETF's and Mutual Funds (Mawer) and is a bit risk adverse but does realize markets go up and down though and is young( mid 30's ) enough to handle declines. ! Thanks.Paul
Read Answer Asked by Paul on January 11, 2021
Q: Hi, I presently have the above U.S ETF's in a non reg corporate account. Total portfolio weighting is SPY - .45 / DVY - 4.03 / IWD - .84
I am overweight in financials.
What are your thoughts? Minimum of 5 year hold. Thanks so much.
Read Answer Asked by Lorraine on January 11, 2021
Q: I am not well diversified into the US market.

I would like to sell some Canadian Banks and put that capital into US equities.

I would like to consider an ETF or a mix of ETFs.

I would like to stick to my investment personality,
long term hold, would not need money for well over 10 years.
Large Cap, Blue Chip dividend paying and "dividend GROWING" equities.

1. Can you make a recommendation for a low cost / mer etf.
2. Do I need more than one ?
3. Should I buy this in Canadian or US funds ?
4. What are the pros and cons of the purchase in Canadian or US dollars

thanks

Ernie
Read Answer Asked by Ernest on January 11, 2021
Q: Setting up an 40K RRSP with a 6 to 10 year time frame. What is your opinion and/or alternatives to ZEB, VXC, ZDV, XBB in equal proportions.
Read Answer Asked by Ric on January 11, 2021
Q: Hi, currently holding VGG, VEE, and XEF. Since the CAD$ has rallied against the USD, would you switch these cad etfs to US etfs now for the lower MER going forward? How big of a difference would this make in the the long term, say 20 years assuming all other variables stay the same? These are long term core holdings for me. All in RSP and only fees would be commission on the sale and of course one time FX conversion. What would be the best US etf to replace XEF and VEE? Thanks!
Read Answer Asked by Keith on January 11, 2021
Q: Hi - Can you please suggest some Canadian ETFs? Already own a few including COW (just bought), ZAG, XWD and XHB.

Thanks,
Read Answer Asked by Jill on January 11, 2021
Q: Did you ever hear anything more regarding the ZRE 1.048:1 stock issue? I just checked the "holding" status and activity on ZRE in my RBC Direct Investing account. The number of shares hasn't changed at all and I don't believe the ACB has changed either. There was a note posted by RBC that the ZRE 1.048:1 issue was taken care of effective Dec 29/20, so I thought I'd give it a week or so to see if anything showed up before calling them. Check with you first.
Thanks...Steve
Read Answer Asked by Stephen on January 11, 2021
Q: Hi Team,
A belated Happy New Year.
Would you please suggest some US$ based as well C$ based ETFs with a focus in AI and renewable energies.
Cheers,
Read Answer Asked by Harry on January 08, 2021
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!