Investment Q&A

Q: 1. In a rising interest rate environment is a convertible bond fund better to hold than other bond funds like xbb, cbo or clf?

2. What would you suggest for the best combination of protection I.e safety and income?

Thanks.

Q: Do you have an opinion re taking a position in this company? Thank you

Q: What is your view on seg. funds, pro's and con's, thanks?

Q: Your opinion on these 3 US stocks please?
1) LRCX
2) ANIP
3) ORLY

Q: just to clarify the question from Allan re CSU.db
I have owned since day 1 and there has always been a misunderstanding on how the interest rate each march is calculated.
It is NOT 6.5 plus the rate of inflation but rather 6.5 plus the rate of CHANGE in the inflation number at the end of the year. IF the rate is neg then it would be 6.5 minus rate of change. Never to go below zero ( as per csu. lol)
So if the rate of inflation is 2% greater then the yr before and is 3.8 % then it is 6.5+ 2
NOT 6.5 plus 3.8

Q: Hi,

Franco-Nevada is down more than 3% this morning after an announcement of a new gold stream acquisition. What do you think of it and why the market does not seems to like it.

Thanks

Q: Hi 5I, in view of future interest rate increases I am looking for investment with some income and protecting my capital. I would like your help in assessing the above, Also, please rate them, perhaps suggesting better ones. Many thanks , J.A.P Burlington, on.

Q: Regarding my question on whether I could use realized capital gains from my TFSA stocks to purchase 2018 TFSA contributions, I realize that the limit for 2018 is $5,500. It was not my intention to exceed the llimit. If I realize capitalize gains in my TFSA can I not use the cash to buy anything I want, (for example a new TV)? Why then can I not use this cash to contribute to my 2018 TFSA to the maximum of $5,500? I did try to find an answer to such a questions in the CRA website and other websites but nothing answered this type of question. Thanks again.

Q: HI....what is your opinion of this company thanks.

Q: I’m looking for an ETF in US$ for consumer descretionary. As always thank you for your advice.
Les

Q: I am seriously considering adding 5000 NLN and 4000 PHO to my TFSA for growth opportunity over the next 1 to 2 years. Are the fundamentals sound for both these 2 companies and would you generally be OK with this choice. Do you have any better ideas of how to invest $10,000 in my TFSA with growth being my main objective???

Q: I am currently using 1 year term GIC's for my fixed income portion of my portfolio. I don't need income and looking to maximize my long term total return (i.e. 10 years or more) with low volatility and relatively low risk of loss compared to equities. Can you please provide me with a few alternatives? I am thinking ETF's might be the way to go but I am open to your suggestions. Thanks for your wisdom.

Q: Can I get your opinion on the following 3 US stocks?
1) KMX
2) ARCC
3) OEC

Q: Could I get your thoughts in the index funds series A available through RBC?

Q: I understand that due to the new US Tax bill, US banks as well as Cdn Banks with US operations such as TD will take a charge in the 1st quarter. Do you think these bank stocks will take a hit this quarter as a result of this charge and thus I should delay investing in TD and US banks.

Q: In answer to my question concerning various choices for US ETFs, you misquoted one.
I had included VTI as one of my pics. Your answer incorrectly listed it as VGI which is a closed-end management company. Symbols can be very confusing. Regards.

Q: 1 - Could you please comment on PEO latest quarterly results and it's ongoing potential as a growth stock.
2 - What do you think of Pollard Banknote at it's current price for a purchase at this time?

Q: People results looked good today but stock down. Please comment on earnings.

Q: Can you suggest best websites that provide insider selling, buying and holdings. I have visited INK Research, but fairly expensive for subscription. Any others that are more reasonable cost, or best, free!!

Q: As small investors, we are constantly urged (John DeGoey even pleads) that we diversify out of Canada via ETF/mutual funds but far less is said about the tax implications on investment return of the recommendations. Let's say one wants to invest new funds in mutual/ETF funds that are tax efficient. Because of contribution limit rules on TFSA/RSP/RIF, someone wants to add to their regular Canadian trading account instead. I understand at least one fund co. uses swaps so you postpone tax until you sell thereby avoiding annual dividend and unpredictable capital distributions. At least you then have some control over tax exposure timing and amount. Realize this not the forum for comprehensive answer (designing such a portfolio good topic for one of your newsletters), but can you advise of of some high quality fund managers/funds that offer tax advantaged products? Thank you.