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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: re: T1135 Foreign Income Verification Form

Hi 5i,
I understand that you are not tax experts but, I would appreciate your thoughts.
I am a Canadian citizen and I have ample cash in my NonReg account such that I can allocate more than $100K to US listed securities on a US exchange. In general, I am interested in purchasing US listed ETF's since they are much cheaper and there are many choices. Are there any drawbacks to exceeding the $100K threshold other than having to file the T1135 form?

thanks for your comments!
Read Answer Asked by Ian on July 30, 2020
Q: This is a follow up question regarding Boston Pizza, as I too bought shares in bpf.un many years ago for income, and at a much much higher Avg cost than where it is today. As the dividend has been suspended, and the business has not been growing as highlighted in your most recent report on the company, I am considering selling and taking my loss. My only question is if there might be a buyout of this company by a stronger competitor? Cara for example? Or does Jim Treliving have the resources to take the company private?
Read Answer Asked by Mike on July 30, 2020
Q: If you could only invest in on technology stock, which one would it be between Google, Amazon and Shopify?
Read Answer Asked by Lorraine on July 30, 2020
Q: I have done well on Decartes, thanks to you! I am thinking of selling some of it and buying TD as it has been down. Do you think this is a good trade, I am thinking technology sector may cool off and financial may rebound next year. As Decartes is still climbing, do you think it would be better to hold for continued growth. Thank you!
Read Answer Asked by Donna on July 30, 2020
Q: Hello,
I paid $38 for Laurentian Bank shares. Today they are trading at $26. They are in a non-registered account and I am looking to either hold them for at least 5 years or sell. Based on the current dividend, I am still getting a yield of 4%. Is this still a solid company that you would expect to be around 5 years from now? How likely would it be for them to cut the dividend again? How realistic is it to anticipate that it would return to $38 in the next 5 years? Thank you and have a nice holiday weekend.
Read Answer Asked by Cathy on July 30, 2020
Q: Hello,

Thank you for your very prompt response to my question concerning how this ETF is able to pay such a high distribution. I now however have a few follow-on questions.

Since you indicated that a vast percentage of the distribution the ETF paid in the past year was simply a return of investors capital, wouldn't that make the likelihood of the ETF being able to continue payment of the current high yield very suspect over a rather short period of time? If investors are predominantly receiving a return of their own capital back to them, over time, then at a rate of 9% plus per year, won't the fund simply run out of funds to make these payments with over a period of 10 or so years? How would this differ from putting one's money under the mattress and simply withdrawing 10% of it each year?

Does the Evolve Global Healthcare (LIFE) ETF also engage in this practice, in order to support its roughly 6.75% yield?

If ETFs are supporting high yields by returning investor's capital to them and if that practice is inherently unsustainable, then I imagine that including information of that nature in the answer to any and all inquiries about such ETFs, would be very beneficial to all your members.

Thank you
Read Answer Asked by Richard on July 30, 2020
Q: Am heavily invested in USD titles/ US Treasuries,
reasons for CAD rise vs USD
any long term trends detectable,
ie when Gold rises USD sinks, true, some forecast gold at near 3000 USD??????
Art
Read Answer Asked by Arthur on July 30, 2020
Q: Thoughts on trimming some SHOP at record highs and buying some more WELL? SHOP position at 10% and WELL at 2%. I'm currently overweight tech at around 28%. What news or fundamentals would you wait for to further add to your WELL position? This is for a TFSA and looking for long term growth. Thanks!
Read Answer Asked by Keith on July 30, 2020
Q: Looking for 2 dividend paying ETF's, one CDN and one USA with low MER.
Suggestions please, thank you
Read Answer Asked by darcy on July 30, 2020
Q: Firstly, thank you for your outstanding guidance.
The first 3 stocks haven’t bounced back yet and are still quite a bit down. My question is -would it be better to try and recover $ in the Growth stocks listed below the 3 or reinvest with A&W, BMO, PRU and wait it out for another year.
I have positions in the growth stocks that could be deeper in BNS, Telus, Enbridge, TCP, Kinaxis, Qualcomm. And if you suggest that the growth stocks make more sense to recoup money faster, could you rank these from strongest to weakest-(Potential for growth). Thank you.
Bruce
Read Answer Asked by Bruce on July 30, 2020
Q: Can you suggest three silver ETF's and three silver mining companies. Thanks
Read Answer Asked by Paul on July 30, 2020
Q: Hi. Could I please have your favourite couple silver stocks and a bit about why you like them?
Also do you expect silver to continue to run?
Thanks
Read Answer Asked by Bryan on July 30, 2020
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