Investment Q&A

Q: Hello 5i,
It was mentioned that XHY should be kept in a registered account as it is foreign income. The dividend is shown to be paid in Canadian funds and the exchange is TSX.Where are the foreign income consequences related to holding XHY?
Thank you for your service
Stanley

Q: Do you foresee any share price growth over the next year? Two years?

6% is still a large dividend. Is it sustainable?

Is their debt manageable?

Q: Bloomberg had a segment on recently where structured notes were discussed as a solid way to provide downside protection for a portfolio. Energy was
This was a question from feb 6. Asking about structured notes that allow for upside but sell at lower levels to protect from down side risk. Is this not the same as putting at stop sell order on your stock to protect against large loses? But at no extra cost.

Q: Earnings just out. Appears very close to estimates, bit high and a bit low on different metrics. Forward looking view from mgt seems strong. Realize conference call is Tuesday am. Can you provide quick initial assessment and then follow-up after the call with more detail.

Q: iI have about $8,500 to invest in TFSA;'a what should I invest int?? Pretty balanced otherwise.

Q: Hi folks
Today Feb 6, XLE is $85.45 as I type. I believe i read in the Q and A that you mentioned that if XLE dropped below $85.00 that the sector is rolling over. Is this still the case? If so what would you suggest I do if anything? My weighting is 9.5%. I own ENB, SHEL, HES, TOU, TVE, PEY, SU, PXT with each at varying weights. (ENB being the highest at 3.35% and I realize also a Utility)
Thankyou as always..much appreciated.

Q: Has there been positive news on REAL to explain the recent momentum? Is it time to sell and move on or hold for a few quarters? Thank you.

Q: I am looking to put some USD, currently held inside an RSP to work on either of these Cdn banks. Is there a preference, or should I look at buying both? Also, would it be better to buy the US listed stock, as I have USD - or convert to Cdn dollars and buy the Cdn listed stock?
Many thanks!
Dawn

Q: Can I get your pick between the two?
Can you analyse last 3 years finances and provide some commentary on future growth for both?

Thank you

Q: There’s discussion about whether Costco will increase their membership fees and about a potential special dividend. I’m planning to sell some shares. Should I wait for either or both of these things to happen or pull the trigger now? How do you feel about Costco in general right now?

Q: what is the earnings expectations

Q: I’m looking for a couple of tfsa idea. Some ideas that could compliment existing holdings.
atz
ata
gsy
kxs
tfii
bn and bam
Thank you.

Q: Hi 5i Team- Although I am familiar with the following metrics/terms I am having difficulty differentiating them one from the other and having a clear understanding of what each one means. Could you explain the difference between earnings, net earnings and profit. Also what is the difference between cash flow and free cash flow. In addition does free cash flow automatically mean profitability. Thanks.

Q: Canadian banks:

How high a weighting in Canadian banks would you be comfortable holding?

Q: Follow up to my last question - thanks for the answer. Any comments on the sell sequence and timing for ENB, LIF, NTR and TCL.A. I have done pretty well with all of these except TCL.A which is a bit in the red.
Some of these are cyclical, and your guess on when to sell will be better than mine.

Thanks,

Jim



Question:
I have an unregistered account with about 12 CDN blue chip stocks. The purpose of the account is to generate dividend income for the next several decades, while providing slow and steady capital growth. I have taken the decision to exit ENB, LIF, NTR and TCL.A and to increase holdings in AQN, NPI, PMO205, XTR. I know timing will never be perfect, but just looking for some timing guidance due to current market conditions and cyclicality of some of these stocks. Trying to avoid horrible hindsight commentry: that was OBVIOUSLY a poor time to make that change....

Answer:
An easy solution of course is to add one of the four once a month and we would be fine with such a strategy. All four buy proposals will have some sensitivity to rates, and Canada has already indicated rate hikes will pause. The bond market expects rate CUTS in Canada later this year, so finishing purchases in June could end up well.

Q: Having recently watched on BNN an expert on technical analysis, could you provide me with your opinion on how important moving averages are and which ones are the best to look at - the 50 day moving average, 200 moving day average or other. Also where would be the best site to go to track these moving averages. I have never paid much attention to technical investing but am starting to think that it does have its place in assessing the success of a stock. Thanks.

Q: Just looking for updated views on both.

Q: From a dividend growth and overall return perspective, could you please rank the above etfs ? I do not need the income so my preference would go to HXT. Am I getting exposed to a lot more volatility in your opinion ?

Q: What are your thoughts on these two companies for a speculative higher risk investment? Thanks for your valued advice

Q: Over the last couple months I have increased the fixed income portion of my RSP, and would like to finish with a smallish position in a a high-yield bond ETF. Been looking at PDI and ZHY/XHY (they seem about the same). Some questions:

1) is the current PDI premium normal for this fund on a historical basis
2) the PDI dividend seems consistent, but how do they manage to maintain that level
3) PDI is more international than the others - do you see this as a positive or negative for high-yield corporate holdings
4) do you think it is too early to get into high-yield if interest rates keep going up or if we get into a "significant" recession
5) who do you consider to be the best manager of these 3 ETFs, and if you would buy , which is your pick and why
Thank-you Grant