Investment Q&A

Q: I just got the circular for the annual meeting and note that they are going to collapse the external management contract, giving the managers mostly SMU units in exchange. Normally this is a very good thing, but I would appreciate your comments.
Patrick

Q: Hello,
Can you please recommend a Canadian dollar equivalent to the following ETF's: VOX, XLV, and RYT. Thank you.

Q: Good afternoon Peter, Ryan and others in 5i
Right now my wife's TFSA is down 20%, trailing 12 months return. In her account, she has BCE 11.19%, ENGH 26.04%, NFI 15.53%, SIS 9.41%, TOY 32.49% and MU 4.71%. TOY is down over 9%. And ENGH, NFI and SIS have all dropped from 33% to 81% from their highs. But she bought these three stocks early. As a result, unlike TOY, they are still in positive positions (unrealized gains). She thinks that in TFSA there should not be any stocks going down so much for quite some time. She is thinking of selling or trimming some of them. What is your option on these stocks? Which stocks should she trim or sell? We are seniors at age of 67 and 69, and we don't need to take money out of TFSA for a long time. Could you recommend a few U.S. and Canadian solid growth stocks for her TFSA? We do need to have some consumer discretionary stocks. Could you also suggest Canadian and U.S. stocks in this sector? Maybe three each?
Thank you very much for your excellent advice all eight years since we jointed 5i.
Jim

Q: I have owned Nexa for over a year it is down but the dividend is good.
reading td webroker seems like there is extensive positive commentary but I must confess I am not sure if holding on to Nexa is the right thing,
It represented just under 2% but has fallen to 1.4%. Seems like a play on Brazil etc as well as zinc. Should I hold and add to bring it up to 2% or let it go. thanks. it is in an rsp.

Q: Do you think Veev is a buy or sell at this point? I have a small profit and don’t know whether to take it or hold on and risk losing it on a pull back. I can’t decide whether to sell it or buy more. Thanks.

Q: Hi there. In August I became nervous about managing the amount of money I had been and got an investment advisor from the Royal Bank. I then invested half of my savings into their mutual funds. A large chunk of it is in the RBC Select Balanced Portfolio. As this is a mutual fund there is a mer of 1.94%. So question # 1 is: is this a reasonable mer?
I have noticed now that this mutual fund invests in 10 other (mostly RBC) mutual funds. So my second question is: how does this work for the other mers? Who is paying these mers? Am I paying 1.94% plus other hidden fees for the mutual funds within the first mutual fund?

Thanks,
Sue

Q: What are you top 5 income portfolio choices for new positions in a diversified RSP portfolio?

Q: I would appreciate your assessment of this company's financial results and future forecasts. While it seems expensive based on trailing numbers, where do you see the company a couple of years out? Would you recommend purchase at current levels?

Q: What is your opinion of SPB? I think it was one 5i used to own. If so, why did you sell it? Thanks for your help.

Q: Revenue seems to be progressing reasonably well for Opsens over the past few years but they still seem to run at a loss. I notice that the number of shares has also increased in the past few years. Two years ago, you reported that the insider ownership was 14%. Is that still the case?

Q: Recently the stock price has dropped, is there a underlying reason for this?

Q: Hi Guys:
Whether it is trucks, cars or trains it would seem that technology and demand would going in this direction. Is VGT an example of an ETF that would be in this type of investment & do you have any other example's that would be worth looking into, I'm asking for ETF's to diversify and spread the risk.
Best Regards,
Tom

Q: Looking to add a US growth company . Sector is not a concern. Lyft seems interesting since it is now 20 percent below its ipo... Would you wait a bit longer for shares to find a bottom or buy half now and see where it goes from there? Uber IPO is coming up as well do you see that having any affect on the stock price?

Q: My Canadian Margin account is up 29% accoding to TDW. I would like to lock in some of the gains but I already sold some stocks this year (ATD.B with ACB of $2.97 and GIL with ACB of $2.77). I sold these stocks for diversification purposes but they are still my two biggest holdings in my portfolio. I cannot afford to sell any more stocks as all my holdings are in the black and I would incur capital gains. I would have to take out a loan to pay the capital gains tax if I sold some more stocks. Would there be any way to lock in gains with options for 2019?

Q: I continue to be concerned about the market and corrections and being somewhat more defensive in my holdings. ATD.B has been held at about 3% of my total portfolio for about 3 years and it has met my expectations. Nevertheless, I realize I am under-diversified in the consumer staples sector. Would selling my ATD.B and buying XST, perhaps to a 5% level, be wise, in your opinion, or just me letting anxiety leading me to some 'churning'. I'm a senior-plus so at a stage of withdrawing from my accounts for some income.
Thanks for your input and forgive the wordiness.

Q: Shareholders of Prometic are being offered a rights issuance where each existing share owned will allow you to buy 20 shares at 1.5 cents. It is trading at 7 cents now real time. Am I missing something or should I jump at the deal. I thought the trading price would instantly come down to the dilution price mentioned in the release.

Q: I have been wondering about Boeing's stock price being able to be bulletproof to this point ( other companies would have been footnotes in history at this point).

I had begun to think that maybe, everyone would forget and their progress higher would reset in a few months, as many pundits have suggested.

But then I came across this post on quora suggesting boeing's possible path to bankruptcy.

https://www.quora.com/How-long-do-you-think-the-Boeing-737-MAX-will-be-out-of-operation-in-the-world

Your thoughts

Q: Will you entertain a bond question, please? I bought the Canada Real Return bond in 2010 @ 1.8958 intending to hold to maturity, and have been waiting for robust inflation ever since. Central banks around the globe say "no, not now", while full employment and a few commodity prices say "right around the corner". The bond has declined to around 1.7927 and will go to 1.0000 at maturity. What would you do?

Q: Hello,

Does 5i consider this company to fall into the industrial or technology sector? Thank you

Q: What is your favorite USA mid cap growth ETFs for a long term hold. Looking for something with little overlap between IWO and QQQ but same growth features. Thanks as always