Investment Q&A

Q: Do you have a suggestion or two for a growth-oriented international ETF, that does not contain Canadian stocks, to put in a TFSA for a very long-term hold?

Q: Given the state of the markets, what would some of your current favorite names be to add to a new RESP account for my son? I've set aside $10k to take a few stock positions early on (anticipated long term hold as he's a newborn) and then am thinking going forward I'll devote annual contributions to a more passive approach (boarder market ETFs, etc.).

With a smaller account like this diversification decisions seem a little more difficult. Any general suggestions on RESP considerations would also be appreciated.

Thanks for the great service!

Q: Hi there,

I know there are many ETFs to pick from these days. I know your team is naturally growth investors, so that being said, what are some of your personal favourites? Can be thematic or index!

Thanks!

Q: Setting up RESP for grandkids 7 and 8. Probable 10-year hold. Thinking of probably 3 ETFs ? - accept moderate risk - Can. or US - Suggestions?? Thanks Jim

Q: Hi there,

In your opinion, what would be the best 100% equities, growth oriented ETF that could be used to dollar cost average into? I'm open to volatility for potential upside. Please provide a few if possible.

Thanks!

Q: Hi team,

With 22 tech stocks weighting some 34% of my portfolio, I assume you would recommend that I rationalize my approach for a better diversification, both in my tech sector and in my portfolio as a whole.

To accomplish that, while keeping a strong growth approach, could you indicate which are, in your view, 1) the « must own » stocks, in order of importance 2) those which could be dropped because of « double emploi » or high risk, 3) those missing to properly cover the tech sector ?

Please feel free to use as many credits as you see fit.

Gratefully yours,

Jacques IDS

Q: I am down in XEI and ZRE about 20% and 25% respectively;
in DGRO 2%.
Do you think it is worth waiting for a turnaround or should I
look to exchange for something more hopeful?
Although DGRO is only down a bit it has never gone up.
Would something like VUG be more growthy?
I would appreciate your assessment.
Thanks.

Q: Good day!

I've noticed a trend with respect to your recommendations for RESP ETF holdings with a longer timeframe (10-15yrs). You seem to like VGRO +/- IWO. I'm looking for growth and can tolerate risk. Currency doesn't matter.

VGRO has a 19.9% weighing of bond ETF's and the rest are a combination of other vanguard ETF's. In looking at performance since its inception, it lags behind IWO which often lags behind the S&P 500 ETFs. From a non-expert viewpoint it would seem that a combination of large and mid cap US/CAN ETF's would achieve similar purpose and improve returns by eliminating the bond component.

1. What am I missing re VGRO? is it that the bond component satisfies the usual 80/20 combination as an all-in-one and is simply easy?

2. If you were to improve the 'all-in-one' VGRO using a combination of ETF's, which US/CAN growth/index ETF's would you assemble to eliminate the bond component? Perhaps a combination of XIC, VFV/ZSP/VOO, VTI, VUG, ZQQ or others you think work better?

3. Out of the S&P 500 ETF's, do you have a preference between ZSP or VFV? Is there an advantage to holding the US listed SPY, IVV or VOO vs the Canadian-listed? and if so, which do you prefer?

4. If you were to devote 25% of the RESP to high potential equities, which would you choose?

Thanks!

Q: Is there a Canadian dollar equivalent to VUG?
Thank you.

Q: Is there a Canadian listed Canadian dollar ETF that holds many of your USA favourite companies: NVDA, VEEV, DOC, MSFT, AMZN etc, etc.
If not is there a US ETF that holds a concentration of some of your favourite companies? Not just a sector ETF, but more focused on your favourites. Currently I'm only invested in Canada, and I want to invest, starting small, in some of the USA companies you are recommending, but, if possible with a bit of diversification.

Or if nothing exists, maybe I should just pick two, say NVDA and VEEV and invest in those in US dollars? Would those two be top of the list? It is for a small amount, about 5% of my portfolio.

Q: Would you have any ETF or Mutual fund that compare to this Vanguard US Growth fund investor Shares (VWUSX). It seems that Vanguard does not sell this fund in Canada, Thanks

Q: I don't have any U.S. exposure other than IWO as suggested in the growth portfolio.
Can you recommend an ETF group to give me proper broad exposure to this market ?
Thank you.

Q: Hello Team. I am going to put some money in my TFSA. I have US exposure in my pension but not in my TFSA. Is there a low MER Balanced Equity ETF similar to the IWO growth ETF that you have in the growth portfolio that may do well as US markets recover.
Thank You
Clarence

Q: Good morning,
What are your thoughts on the relatively new VUG ETF, and is there a Canadian equivalent that holds the same or similar stocks as that held in the VUG ETF? Thank you.