Investment Q&A

Q: Hi, your opinion: ETF Fidelity High Dividend
Vanguard Equity Income
thanks Jean Guy

Q: Please explain the difference between these put option funds, and which one you prefer.

Thank you

Q: Looking to invest additional US dollars into a high interest ETF. Currently invested in UCSH.U, but are there others ones I should be considering as better options.

Q: In a C$Cash account, Is there an advantage buying HXS or VFV? Which one do you recommend and why?

Q: Hello 5i
I notice that you have often mentioned Harvest etf’s in relation to tax efficiency. I haven’t paid too much attention to this in the past. But, now I am interested. I have searched the questions but don’t seem to find what I am looking for. Currently in a non-registered account I hold some vbal. I don’t like the taxes i will pay, though. I want to switch to something more tax efficient.

How exactly does Harvest manage not to require to pay taxes on dividends? I know they re invest the money but i don’t know how that works.

What would be the downside? Higher mer, i imagine. Anything else?

I would be looking for a general market etf, either Canadian or US, or both, if available. I would greatly appreciate your recommendations.
Thankyou

Q: Peter, as ETF go you seem to like ZWB and ZWU. Do you think it is better than Harvest funds and why?? I have had HHL and are very with it.Thanks for your oninion Ken

Q: Why is XBB dropping in price over the last few days? I thought bond prices would rise with the prospect of lower interest rates.

Q: Good morning,

I would like your opinion on these Purpose Yield ETF for an TFSA

Long term hold

Thank you

Carl

Q: What is your opinion on Brompton ETFs invested in domestic and non-domestic companies with high cash flows? Are these good to invest ?
Miroslaw

Q: This has been rallying recently very strongly. Today it is very much down. Is this the end of the rally? Should I sell it or keep it through the end of the year? Thanks.

Q: Up to this point I have been a growth investor. Recently retired, I am converting some RRSP into a RIF and want to lower the risk profile. I am 60 y/o.

Kindly advise some ETFs that you would recommend in Canada or US.

Thanks a lot,

Q: I have a good mix of stocks and ETFs and cash and I want to keep a good portion of my portfolio low maintenance. What do you suggest as a good ETF to set and forget in which I can put some funds into when I'm trimming my winners.

Q: Please advise if HAMILTON covered call ETF (QMAX, EMAX and others) eligible for the Canadian dividend tax credit.

Thanks for the great service

Q: I recently read about the Shares Flexible Monthly Income ETF.

What is your opinion of this ETF?

How would it compare to the XHY which I own?

thank you

Q: I have a GIC coming out with an auto reinvestment rate of 3.75%. I would like to buy 5 stocks as well as 5 elf's or .......? that pay at least 5% and are reasonably safe with possible capital gains. This will a total of 10 investments of 10k each. I think that we can do much better than 3.75% and would appreciate your recommendations or suggestions! Thanks, James

Q: Please recommend a Canadian low volatility dividend etf
I am primarily interested in income with possibility of some growth
5-10 year horizon
Many thanks

Q: Good day, Your humble opinion on this CDN. bank etf. Thanks again

Q: Hi, I am wondering what percentage split one should have between long term bonds and short term t-bills on the cash side of their portfolio. I realize that it is somewhat an individual choice, but can you give me a ballpark kind of split. My investments are presently 70% equities, and 30% cash equivalents. Thanks

Q: Hello 5i Team

Is there a comparable product to HSAV available on the Canadian Market?

I am looking for an "accumulating" type ETF to accumulate funds on a monthly basis for annual expenditures (i.e. rrsp contributions, tfsa contributions, income tax installments etc).

I currently hold HSAV for other purposes.

I cannot transfer funds from non-registered accounts into rrsp/tfsa monthly as I make the annual contribution(s) on Jan 01.

Ideally I would use money market mutual funds for this purpose, however RBC Direct Investing charges 1 % fee on MMF purchases (seems rather excessive for MMF).

Thanks

Q: It is my understanding that VFV's holding is VOO, which has some withholding tax implications. ZSP holds the individual stocks, so no withholding tax. Am I correct or has VFV changed. If I'm correct I believe ZSP is a better product for Canadians.