Investment Q&A

Q: Can you suggest any principal-protected US ETFs? For parking USD cash to earn a yield in a securities account. (The only product I can think of that has this profile is a HISA ETF.)

Q: Do you recommend hedged or unhedged Canadian ETFs for a retired Canadian couple?

Q: Good morning 5i,
I just read your excellent report on Canadian companies which could rebound with a changing economic environment, especially concerning rate cuts. You mentionned AQN and a Brookfield clean energy company.

I imagine the same dynamics would hold for US stocks. I was wondering specifically, whether ICLN might be an American company similar to the Canadian ones you mention?
thanks for the great service

Q: Hello 5i,

If the best time to sell PSA is on or after the ex-dividend date, when is the best time to purchase? Is it the day before the ex-dividend date?

Thank you
D&J

Q: Thoughts on XDG?

Q: Good morning team, sorry, I should have been more specific in my last question. I’d like to purchase XLB and HDIV in either my tfsa and/or cash account. The goal is to produce income. Which account(s) are best suited for these ETFs? Too add to that, how do you feel about HDIV with about a 10% weighting?

Q: I will be providing some funds for my grandson to invest in the market. My grandson is 13 years old and has indicated that he has a moderate to aggressive investment risk level. He would like to invest funds and hold the investments for approximately 10 years. For a 10 year hold, would you recommend moderate to high risk companies/ETFs over low risk companies/ETFs? My grandson is considering investing in ETFs and/or individual companies. Please provide your top 5 moderate risk ETFs, top 5 high risk ETFs, top 5 moderate risk companies and top 5 high risk companies with a brief comment on each investment. Please provide a general comment on the typical performance of ETFs vs individual companies. Thank you

Q: There is a very new US ETF out which ,I believe has the ticker YMAX. It claims able to achieve a 40% yield ! What’s going on here ? Is this possible ? How safe is this product. I am very sceptical. I might as well sell everything and just hold this ETF (not). Thanks. Derek.

Q: Good day team, I’m looking to purchase both XLB and HDIV. Which accounts would be best suited for these ETFs?

Q: If you had new money to invest, would you put it into an equal weighted S&P 500 ETF or a cap weighted one? Can you recommend an equal weighted S&P 500 ETF that trades in CAD?

Q: Good morning,

I would like your opinion on these two ETF

Thanks

Carl

Q: Where would I look to find yearly historical AUM numbers for ETFs and Mutual funds traded in Canada? Thanks

Q: What is your current opinion of EIT.UN.ca - is it a good investment or would you have alternatives that are better?
Thanks

Q: I'm looking to set up an annuity type of investment for my retirement using XUS or an equal weight CDN Hedged EFT that tracks the S&P 500. Can you provide some options and their historical annual dividend payments.

Q: Hello Team,
I am newbie when it comes to understanding Bitcoin as a digital currency. But we continue to become more and more of a digital world.
I understand this year, the SEC approved ETFs that can be bought and sold on the exchange providing more options for liquidity. Is this also the case for Canada?
Do you believe Bitcoin would be reasonable investment holding as a small portion (say less than 10%) of an total portfolio.
Do you see a reasonable future /demand and use for bitcoin?
If yes, could you recommend 3 bitcoin ETFs that reasonable AUM and daily volumes
Thank you,

I understand there a number of questions here that require the use of more credits. That is fine and look forward, as usual to your respone.

Richard

Q: I currently have some cash sitting in CBIL and PSA. I am considering adding some cash to one of them. Do you have any preference?

Thanks Ken

Q: Setting up a simple-to-manage, taxable account, with the goal of reasonable stability/safety of capital and the generation of tax efficient income of 4-5% (ideally dividends so Canadian Div tax credit can be used) . Could I please get your comments or alternate suggestions on the following:
25% in VDY, ZUT, HTA and the final 25% split between EIF and BAM. I believe all of these distribute eligible dividends, other than HTA which seems to be Return of Capital / Capital gains.
Registered accounts are held in diversified equities.
Many thanks.

Q: Hi team, I am a 65 year old dividend investor. I presently hold about 12% of my portfolio in Money Market Fund ZMMK while waiting to see what to buy next. I am wondering how this fund would react during a major market sell off. I know it is fairly safe but the fund has a short history. In your opinion how safe is ZMMK and during a sell off would funds gravitate towards it or would it sell off with the rest of the equity market? Thanks.

Q: Can you comment on the prospects for XMHQ?

Q: Which would be your preferred US index ETFs for a TFSA?
Thank you