Investment Q&A

Q: It is my understanding that VFV's holding is VOO, which has some withholding tax implications. ZSP holds the individual stocks, so no withholding tax. Am I correct or has VFV changed. If I'm correct I believe ZSP is a better product for Canadians.

Q: I currently own ZEB, ZUT AND ZDV for income. I'm considering to add one of either XEI or XDIV or sell my holdings and consolidate into one of either XEI or XDIV. Please advise whether adding or consolidating is better and which of XEI and XDIV is the better one. Please take as many credits as required.

Thanks 5i !! Ken

Q: Similar etfs....20 yr vs 10 year. Why such a big difference in yield?

16% vs 8%

Q: Hi 5i Team
What would be the tax implication of holding these two etf on non-register account? Are they both subject to the 15% witholding tax and if they are is it better to keep it in a USD account to avoid currency risk and better liquidity?

Q: Could you name the best Canadian dollar and US dollar bitcoin ETF to buy?

Q: Hello 5i Team
Please help me understand that the TSX30 is a list of 30 tsx stocks performance over the past 3 years .The tsx 30 is not an etf that can be bought but can be purchased only as individual stocks.
Thank you.

Q: Greetings. Seeking a TSX traded in Cdn dollars ETF non-hedged that holds as a majority of its portfolio US equities the likes of AMZN AVGO MSFT PALO ALTO NETFLIX GOOG META NVDA or most of them and similars since wishing to sell a variety of these types of equities currently held as hedged CDRs in a registered account. Methinks the CDN dollar is destined for a fall at some point so wishing to remove CDR hedging. Please comment if this doesn't agree with your view aside from the difficulty in predicting currency moves. Thank you for any suggestions.

Q: Hi 5i Team,

Based on the webinar that Chris presented it appears that the equal-weight S&P 500 has lagged compared to the market-weight S&P 500. Based on this I suspect you would recommend having some exposure to the equal-weight S&P 500? If so, what would be a good ETF that you would recommend or are there any individual stocks within the equal-weight S&P 500 that you think might have a bit more upside than the average?

Thanks as always,
Jon

Q: What hedged in $CDN ETF would you recommend to replace TINF? Would you consider CIF or ZGI?

Q: What are the chances that an individual stock picker outperforms a mix of VOO, VUG, and QQQ over the long term (20 years)? What factors could influence one's ability to do this?

Q: What are your thoughts on HBIL and HBIL.U ETF to hold money instead of money market funds.

What are pros and cons.

Thanks for the great service

Q: HI, please your thoughts on Hamilton ETF HUTS
Thanks.
Salutations
Jean Guy

Q: Thank you for your answer to my previous question. I should have clarified the funds I am speaking of are U$. What would you recommend (ETF wise) in US markets as an alternative?

Thanks for all You do

gm

Q: Good Monday Morning to all at 5i!

I have both of there ETFs and have had them for a while. They are both underwater and I was wondering about their future prospects since interest rates are falling. Do they have a chance of seeing an upside???

Cheers,

Tamara

Q: I'm not sure if you will provide information and/or are comfortable commenting on Fidelty Investment ETFs. I have taken a cursory look at this particular fund. I am looking for something comparable that can generate a similar or better yield (4.01%) while enjoying a conservative capital gains opportunity.

Thanks for all you do

gm

Q: Is this new to the TSX ETF which trades in Canadian dollars hedged? Is it the same as the US version but just in a different currency or are there other differences? Other comments?

Q: SPDR SER TR S&P CAP MKTS ETF
KCE
What do you think about this etf?

Q: For a CAD denominated S&P500 ETF would you prefer VFV or ZSP and why? In response to similar questions in the past it seems sometimes you suggest VFV, other times ZSP. I’m assuming that for all practical purposes they’re basically interchangeable with little to differentiate one from the other and that either would be fine. Thanks.

Q: Retired dividend-income investor with a concentrated portfolio. My main exposure to the Healthcare sector is LIFE. I currently have over 4,800 shares and am contemplating adding another 400+ shares.

I like everything about LIFE, except for the liquidity. It trades, depending on the timeframe, roughly 12,000 to 17,000 shares/day. I understand the market can either make or delete shares as needed.

If I needed to swap out of LIFE, I could purchase HHL which has better liquidity, but a higher MER. However LIFE is held in a Cash account and would generate some capital gains.

I asked this exact same question 1-2 years ago and thought I'd check in to make sure a) you were still a fan of "LIFE", and b) you still agree that, as a long term hold, you are not concerned with the liquidity under my circumstances.

Thanks for your help....Steve

Q: For gold, I've always liked your idea of holding the real thing. I therefore followed your advice to have PHYS which I hold as an insurance rather than for trading.

I'm looking to build the same thing in Bitcoin for about 5% of my portfolio. Can you recommend an ETF or fund that is based on holding bitcoin (rather than one that places bets on it).

I'd like to know your opinion on the best one in CAD and in USD. Since I'm holding it for the long term, would it be better to covert to USD and hold it all there?

Please also give your opinion on the 'insurance' strategy and whether you think 5% of each of gold and bitcoin is a suitable amount for this purpose.

Thanks as always.