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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Effective Monday, Questrade will accept & approve trades starting at 7 AM. What are the benefits & risks of this? Thanks!

Get a headstart on your trading day. Starting Monday, January 18, pre-market trading will open half an hour earlier at 7 am ET.
Here is what this earlier start time means for you:
GTEM orders for U.S. trades can be placed or filled as early as 7 am ET
Day orders may be approved as early as 7 am ET on Canadian or U.S. routes, but will continue to be filled only on market open
Reminder: U.S. markets are closed on Monday, January 18 for Martin Luther King Jr. Day.
Read Answer Asked by Austin on January 18, 2021
Q: Hi guys!

Can you please recommend some alternatives/additionas to XTR? I'm looking for high dividend with also an (as high as possible) degree of diversification. Essentially, a couple choice income picks if I were to only choose 1-3 ETF for an entire dividend-based portfolio. This is in relation to my previous question where I was looking to do something relatively safe with ~60k over 2-3 yrs. Thanks!
Read Answer Asked by Andrew on January 18, 2021
Q: Hi, I feel my Tech. Sector 30+% is getting too big, in case a correction is in the future.
T- 3.5 - Kxs- 5 - Lspd- 4.4 -Pho -4.3 - Real -4.1
Csu- 3.5 - Syz - 3.4 - Stc- 2.1 -Bce - 3.4%
Would you consider all these Tech. Stock? I like to keep my sector allocation to 9 or 10 sectors for simplicity ,but I do know there are sub- groups.
Would you sell any of these positions ,or trim all or some? Thinking a 18-22% sector weight, would you agree?
Thanks
Read Answer Asked by Brad on January 18, 2021
Q: Hello
It appears all the utilities with the word "renewable" in the their name have gone gangbusters after the blue wave US election.
I am looking to invest in a utility that more reasonably priced and maybe running under the radar.
Does your terminal show the % of renewables for the following utilities.
Fortis, Canadian Utilities, Algonquin Power, Emera.
Thank you.
Stephane
Read Answer Asked by Stephane on January 18, 2021
Q: Is the financial sector good value at these levels ?
I'm a little concerned investing new money in the banks as rising prices have brought valuations to pre-pandemic levels. Insurance companies not yet there, may be the better value.
Thank-you.
Read Answer Asked by Albert on January 18, 2021
Q: I own DCBO and I’m wondering what your thoughts are on the company. I have about a 1/2 position and because it has taken quite a drop lately I’m wondering whether this is an opportunity to add to it or should I hold off until the quarter earnings come out. Has anything changed lately, why the drop? What is your opinion of this company.

Second question—WELL has kind of slowed down in the last three months even though they have purchased one or two companies. Could you give me your opinion whether it would be a good time to add another 1/2 position. What are your thoughts on well?

Thanks for any help you can give me on these 2 stocks. .
John
Read Answer Asked by John on January 18, 2021
Q: A question about the USD...what is the expectation here in the near term. Will it continue to slide or bounce back? Going to be transferring a bunch for additional mortgage payment and wondering what the outlook is over the next two months.
Read Answer Asked by Cameron on January 18, 2021
Q: Go Easy finally broke 100$ on their announcement about the sale of PayBright and Affirm holdings. This seems very positive. Historically it has been noted they have been valued lower due to the business segment they operate in. Do you see this announcement as reducing perception of the company and will allow it to trade at higher multiples? BMO Investorline Value Analyzer product shows close to 90% upside from here is possible.
Read Answer Asked by Sal on January 18, 2021
Q: Greetings,

We're looking for 5 very low cost ETF's for our new RRSP. The idea behind it is to hold it for a long time and let compound interest do its thing.

1) Can you kindly peruse our "portfolio" and comment on our strategy:
S&P index fund
TSX Index fund
Emerging market Index fund
"Moat" characteristics fund (Global)
Momentum characteristic fund (Global)

2) Can you suggest specific ETF names?

Many thanks!

Read Answer Asked by Arzoo on January 16, 2021
Q: WPT (WIR.UN.WIR.U) is a Canadian Cie having its business in the USA, but in this case it is mentionned :
« Distributions paid by the REIT to a Canadian unitholder that are made out of the REIT's "current or accumulated earnings and profits" (as determined for U.S. federal income tax purposes) generally will be subject to U.S. withholding tax at a rate of 15% (generally reduced to 0% for RRSPs). »
1) Does it mean that there is no Canadian tax credit on dividends, but only a foreign tax credit for this stock for the US 15% tax?
2) The US withholding tax is taken monthly in my non registered account, it is indeed around 15% of the dividend (5% per year div.). What about the capital distribution: is it paid on top of the 5% dividend, as a deposit in my account or within the REIT itself?
3) Is it worthen to keep this(excellent?) stock in a non registered account?
4) If it were in a RRSP, should it be in the US account (OTC) to avoid US Tax, or it may be kept in the Canadian account and shall not be taxed ?
5) Is there any advantage for WIR.UN vs WIR.U? Thanks a lot
Read Answer Asked by Jean-Yves on January 16, 2021
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