Investment Q&A

Q: If you followed the Balanced Equity Portfolio and the Balanced ETF would you be fairly well represented in each TSX sector based on previous 5i answers and would you also be well represented geographically ie Canada/US/International ...40% ,35% and 25%. If not what would you suggest to come close to these percentages and TSX sector allocations?

Q: Which of these two funds would you prefer and why ? Please compare the managements, the fees, the yield, and the safety, origin , and selection of bond products . Thankyou

Q: I currently have an RESP invested in the Mawer Balanced Fund (MAW104) which I've been pleased with performance (we'll be needing it in about 6-7 years). Considering switching this to either XBAL or VBAL to lower fees and hopefully improve returns accordingly.

I've read some of your answers to Mawer Balanced vs. the XBAL and VBAL ETF's. Would like your opinion on XBAL vs. VBAL for this account. The new XBAL mandate is pretty much the same as VBAL, but it's MER is slightly lower at 0.18% vs. 0.22%. XBAL is much smaller than VBAL currently, but I expect will catch up quickly, and they'll probably match MER's over time.

Do you recommend either of XBAL or VBAL over each other, and suggest even bothering switching from Mawer Balanced Fund in the first place? They all seem like good options!

Q: Hello 5i Could you comment on XBAL as an investment and as a long term hold for someone about to retire and what is the current yield and is it a monthly payout. Thanks