Investment Q&A

Q: Today's guest on BNN mentioned that MLF has exposure to China and posable head winds and prefers PWO with a higher div. your view please.

Q: Hello I am new to 5i (one week!) and am really enjoying the Q&A as a learning opportunity. I use one of the banks to invest our personal retirement funds (ie we don't have company pensions) and am keen to learn to self invest.

As a 60 yr old I have recently started an incorporated and am wanting to invest my incorp dividends appropriately. I have invested about 20% of my available funding and have a high cash position at present.

The information I have gleaned online is that a an incorporation should invest accordingly:

Corporation:

1. Corporate Class Mutual Funds/ETFs
2. Broad market ETFs (stock and bond ETFs) *capital gains only taxed when sold, reducing annual tax drag. Be mindful of whether dividends or capital gains.
3. Canadian dividend stocks (eligible for dividend refund mechanism)
4. Growth stocks (Capital gains taxed at 50% when you sell) but no Dividend reduction management benefits compared to Canadian dividend stocks.)
5. Investment Real Estate (Rental income is considered passive and taxed at 50%. Can reduce small business tax rate eligibility if passive income exceeds $50K)

The online information also indicates that incorporations should not invest in:

1, High Interest Savings accounts and GICs
2. Foreign Dividend Stocks and REITS
3. Actively managed mutual funds

As well - I have completed your portfolio questionnaire which tells me that I am an Alpha Balanced Investor. This happens to align with the personal portfolio that I hold for our retirement which is invested 70% in equities.

Based on the guidance you have been providing in the past week, I feel it is time to start $ cost averaging for my incorporation funding. I believe that my husband and I can live off of our personal portfolio and do not need to pull $ out of the incorporated for 3-10 years.

Given that my current interest is to starting investing my incorporated revenues, can you please recommend the selections?

I understand that you cannot provide personal recommendations. However, I suspect there may be additional members who have set up their own businesses recently and can benefit from a tutorial and investment recommendations. Thank you !

Q: Does the combination of its recent stock price declines and today's apparent negative reaction to CPX's acquisiton provide an attractive entry point?

If not at the current price, is there a price you would consider attractive or would you prefer FTS, other utilities or an ETF?

Thanks

Q: Thoughts on todays acquisition please.
jerry

Q: Which of these would you suggest for a long term hold and why?

Q: Hi guys,

When you added wpm to your balance portfolio, I purchased 3.5% (thank you). Would you be ok to up it to 5%. Also, what would be your ideal % for gold stocks inside a balance portfolio?
Thanks
Jim

Q: Good Morning
Your thoughts on WELL’s quarter? Looks messy, does this change your outlook?
Thank you

Q: Good day, 5i,

Where do you think we are in the current market cycle for gold? How close to the peak (Hope, Optimism, Belief, Thrill, Euphoria)? And why?

Thank you.

Q: Hi, I have 20 CSU.WTS . The company that I'm transferring my investment account to can't hold warrants. An option is to just delete them, as they have no value now and I assume they're not worth that much. Could you ball park their future value? I could also jump through hoops to find a way to hang on to them.

thx, Mark

Q: If Brookfield companies would have to start paying their fair share of taxes to Canada (with possible new leadership) instead of avoiding it because of their Bermuda base tax heaven , would Brookfield still be worth holding?

Q: I am Canadian and I have considerable savings in a US money market account. With everything going on in the US right now, should I exchange those US$$ back to Canadian$$$? It appears that the US dollar is losing value against the Canadian dollar,
Your opinions means a lot to me.

Q: hi
I’m trying to build a simple ETF portfolio with TSX & S&P500 exposure so that’s it’s easy to add during dips.
For the S&P500 i’m thinking XSP.
Not sure what to do about the TSX. Undecided on XIU, XEI or XDIV. I realize the composition of each is different. Energy, Financials, Utilities etc. What would you do?
Thanks

Q: On these 7 themes please pick your favourite one or two stocks for each theme based on your view of the best potential performance over a 3 year hold with "appropriate" thought given to concern for downside potential based on corporate debt, management, current valuation or any other concerns that would prevent you from choosing a given equity. For most themes suggested equities are provided however please feel free to ignore those if not your favourite one or two. 1. AI COMPUTE (META ASML) 2. AI SOFTWARE (AVGO IBM) 3. POWER AND UTILITIES (NEXTERRA DUKE AEP) 4. BUILDING PRODUCTS (INHD AEHL WSO CRH) 5. LIFE SCIENCES 6. HEALTHCARE SERVICES (MERCK TMO AMGN SYK) 7. ELECTRIFICATION AND INDUSTRIAL (GEV EOSE GWH MVST). BIG ASK I know but likely of broad member interest and I seldom ask questions. Thank you.

Q: Nasdaq: if you had to predict (not going to hold you to this) whether the Nasdaq hits $1750 or $1575 next, which number would you be more confident in?

Q: To calculate a companies payout ratio what company numbers found on the market data page should I use? Thanks … Cal

Q: Hello 5i Team
I hold these three stock Zdc , png and E in my
RIF account that are about 1.2 % total. With this uncertain market and potential recession would you recommend to sell them for a more defensive stocks.Do they have good potential to recover? I am down on all of them .
Thanks

Q: TOI has outpaced the market by a wide margin this year.

I currently have less than a 2% holding accross all of my ports.

1) Why is performing so well, just so i fully understand.

2) Given its rise would you buy more at this point or, given the market, would you put a 'stink' bid in for it and let it sit?

Thanks


Sheldon

Q: Do you have any thoughts on buying foreign currency at this time? Euro, Swiss Franks in particular

Q: As a follow-up to my previous question on gold, what do you and other analysts believe is the upper potential price wise (now at $3,200)?

Q: To clarify on David's earlier food service question, as I'm looking at these too, and don't hold any currently. You would go with AW first since it's also in the Income Portfolio, before adding to others, Boston Pizza being the best of the rest? Is there any need/reason to hold more than A&W?