Investment Q&A

Q: I have $500,000 from sale of house that I need to park until January when I can contribute it back to my TFSA. Given the recent strong markets and the fact we are going I to seasonally weak months I don’t want to be exposed to market risk. Once back in my TFSA I will put the money to work in the markets.
I was thinking of using HSAV as the returns are by way of unit price appreciation which would be taxed more favourably than interest paid out in CASH or PSA. The unit price growth in HSAV is somewhat erratic which is a bit concerning.
Your thoughts or other suggestions.

Q: Please provide your view on the latest quarterly report and outlook.
Thanks

Q: what is the most tax efficient way to hold cash? would it be with a dividend stock (assuming the stock stays at the same price) or in an interest bearing account

Q: Big drops by construction companies BDT and NOA after earnings reports, which didn't look very good. If holding both, would you keep them, or sell one or the other, or both?

Q: I have a question about 2514 Greetings:

It has been a long time since a question has been asked about CHKP. I own 500 shares and it has fallen significantly. After reviewing previous questions I would say that your present picks would be PANW and Fortinet. Why is cybersecurity in such a slump? What is the one year outlook for CHKP? Should I switch to PANW?


Thanks,

BEN.

Q: Thoughts?

Q: Follow-up on your answer to the question on this ETF: is this a buy and hold strategy or there is a certain way of using it? Please feel free to elaborate and deduct points as appropriate

Q: Thoughts on the current overall market and going forward 1-2 years? I just read Howard Marks latest memo and he is cautious at these levels based on over valuation and many other speculative factors that are often discussed here. I have a very growth weighted portfolio and high embedded gains. I am a long term investor but would like to mitigate any large drawdowns when a correction comes to preserve gains. Currently my more defensive holdings are COST, DOL, ATD, IFC. Currently holding no utilities. I also hold large anchor names such as CSU, LMN, BN, BKNG, AXON, and WSP. What are your top defensive names?

If I trim my tech, I assume adding to DOL, ATD, COST, IFC be more defensive. I know you've mentioned these names as other good defensive names as well, COST, PG, ABBV, L, ATD, FTS, H, ENB, FTS, BEPC, H, SLF, RY, TD, GRT.UN, T, L, BAM.

Or would buying some covered call ETF's that offer some good yield reduce the drawdown.
Which are your top covered call ETF's? Or adding to some of these defensive ETF's would be good too? Defensive US etf'S: VDC, VPU, VHT

Thanks!

Q: Could you give me your current outlook for this company, considering the latest results and future prospects/ growth opportunities . At one time you considered as strictly an income stock. What is your current view?

Q: What do you think about the concept of AI, with the corollaries of ‘vibe-coding’ and lowered barriers to software creation, affecting the above businesses?
I hear an increasing number of guests on CNBC and posts on X predicting the ‘death of SaaS’ because of this.
The above companies all benefit from perceived niche software, and charge fees that reflect this. Is niche software not going to be so hard to penetrate in the future by new, cheaper entrants?
And will this actually have to happen to affect the share prices of the above at some point, but just the expectation of it happening? Thx.

Q: Wesdome reported recently n the stock was hit pretty hard vs performance of peers today. Their Results didn’t look bad to me. Is it expectations in this sector?

Whilst there looks to be some rotation of money out of the biggest players into mid cap Gold Miners lately Wesdome doesn’t look to be a recipient of that. Any thoughts on this trend n if so do u see opportunity to rotate some Capital outta AEM into any smaller players today n if so your preferences?

Q: Question for Peter only.

After going through multiple recessions, depressions and big drops in the market do you or your cohorts have a reasonable guess when the next one may occur and what would cause it?

The day, month & year it might happen?

How big a drop percentage wise?

How long will it last?

Would Ai be able to come up with an answer to this?

Thank you.

Q: did key recently raise its dividend

Q: Is it possible that, since technologies ( and even bitcoins) are so widely popular with the hope for big future gains ,this trend would direct less money towards more traditional sectors as utilities and energy ,then generating interesting opportunities ?

Q: Please rank in order for growth, long term hold? A risk rating for each. 10 being the riskiest. Thank you

Q: Hi 5i,

Thanks for the podcast section on crypto. Very much enjoyed it.

If you could only buy and hold two of these for a med to long term, which would you choose? (Any particular reasons why?)

TIA!

Q: Hi 5i team,

I'm confused about PRL's dividend sustainability due to negative free cash flow (−$57M in 2024 and −$3.7M in Q2 2025) and high leverage (112% D/E). Your March 2024 report assigned a B+ rating and positive outlook might be because of strong revenue growth (38.68%) and high ROI (30.33%), but didn’t address these cash flow issues. What am I missing? Is there something in their business model or cash flow timing that supports dividend sustainability?

Best,
Matt

Q: On my watchlist some stocks have an orange checkmark on their names; can you please explain this? Thank you.

Q: Looking to add to a diversified portfolio. What would you pick from this list for 10year hold. Looking for best possible return potential. Is there another to consider that’s not part of this list?

Q: Please comment on latest earnings report, balance sheet strength and what your thoughts are on the long term outlook of the company. Thanks!