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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Superior over time had hovered in the $12 to $16 range. Lots of volatility in it's history.
In 2011 it dropped below $6 and again in 2024.From 2011 to 2014 it recovered to over $14
In 2025 it has bounced off that $6 range, and analysts are forecasting a target price around $10. I have read your recent posts saying their 2025 fiscal year estimates raised.
Two questions:
1) What fundamentally caused this recent dive down to sub $6 from near $16?
2) Given management has raised it's guidance, are the fundamentals improving and is the $10 target estimate from analysts justified?
Thanks
Read Answer Asked by Phil on June 12, 2025
Q: Hi,

I have read with interest but considerable skepticism the Q&A on crypto. Lately I am starting to learn about stablecoin. Irony aside (pegging a digital currency to despised fiat currency - lol), I do think stablecoin is a possible solution to the “wild west” of digital currency.

Having said that, stablecoin is still very new, and the main player, Tether, is private. There are reports about lack of transparency with its operations despite having leading market share and significant assets under management.

With the recent eye-popping CRCL IPO, and the seeming success of Tether, can you provide some insights into the stablecoin space and how a Canadian investor favouring a long-term, total return strategy might participate without speculating?

Thank you for your valued opinion.

Michael
Read Answer Asked by Michael on June 12, 2025
Q: I currently own a small position in BRM in my TFSA which is down around 25%. I don't usually average down but I might make an exception on this stock given that have good positive numbers and outlook. I own larger positions in other small caps PNG,ZDC, VHI and HBFG all of which have performed well. I know that you don't make actual portfolio recommendations but would you put more into BRM or into one of the others. Thanks for all your help. Steve
Read Answer Asked by Steven on June 12, 2025
Q: With Canada embarking on défense spending, which stocks would you be looking at that may benefit in this realm?
Read Answer Asked by Catherine Ann on June 12, 2025
Q: Dear 5i
CRCL seems interesting and seems to be a somewhat more stable investment then investing in bitcoin directly . Do you see this stock as a viable option in the crypto area or is it a little to soon to tell . My one other concern is that the price of this stock goes down when interest rates go down and currently i think the rates are more likely to go down than go up . What are your thoughts on this one and would galaxy or coin be better choices in the crypto space ?
Thanks
Bill C
Read Answer Asked by Bill on June 12, 2025
Q: If you buy a limited partnership in a pipeline in the US at tax time you will get forms saying you may have to file a US tax return. This happened to me once and I don't want it to happen again. I was looking to purchase "weat' as there is a real drought setting up in the central plains but am worried that a product like this might trigger another US tax reporting problem. Right or wrong ?
Read Answer Asked by lynn on June 12, 2025
Q: Hi Peter,

Could you please decode Section 899 of the proposed U.S. tax measure and its potential impact on Canadians receiving income from U.S. sources?

Best,
Matt

Read Answer Asked by Matt on June 12, 2025
Q: Several weeks ago one of your members said they were seeking the safety and yield of CASH:CA and another name I can't remember or find again. This to ride out the market turmoil. I remember both names as being stable and having a decent dividend. Can you suggest the forgotten name or other names that are similiar and offer similiar features?
Read Answer Asked by dave on June 12, 2025
Q: Hi 5i
CCO ($92) is up over 11% today on news of a couple of upgrades with price targets of 93 and 95. The company expects a $170 million increase in its Westinghouse Electric stake, and there is talk of the US building 10 large scale reactors.
My dilemma is that I bought CCO at 56 in early April and am up more than 60% already. I'm tempted to sell now as RSI is over 80. I know you like momentum but the rise has been almost straight up. Would you sell some, all or none? It is in TFSA so no tax to pay and is less than 3% of port.
Thanks, Greg
Read Answer Asked by Greg on June 12, 2025
Q: Hi, is it possible to hold U.S. stocks and U.S. funds in a RRIF in Canada enabling me to hold and trade U.S. securities without incurring exchange charges?

If the answer is yes, what are some self invest companies that provide a RRIF account in U.S.? Thank you for your help.
Read Answer Asked by Lorraine on June 12, 2025
Q: Hello, is it better to hold a Corporate Class mutual fund as opposed to a traditional
mutual fund in a Corporate investment account? Could you please explain your answer? Thank you.
Read Answer Asked by Lorraine on June 12, 2025
Q: Hello 5i,
In 2024 I sold my full equity position of GSY not at the top but did well for the multi-year hold (thank you 5i). I started watching for a possible rebuy particularly after the 5i report A-. One of my goals was to create a corporate bond holding portfolio vs a bond etf for a portion of my fixed income %. I noticed GSY has a 5-year 6% coupon with a BB- rating bond on the market. GSY does carry a lot of debt thus if an investor is fine with collecting a 6% return with a stepped-up risk protection profile within the bond world does this make sense? I am assuming in a downturn the bonds will trade down as well but since I have a lot of equity risk already would this make sense? I would plan to hold until full maturity and keep this in a registered account so interest tax is not an issue.
CORP GSY 6.0 05/15/30 380355AK3
Security Description
Issue Description CORP, GOEASY LTD, Call May27@103.000
Security Number 0377427
Alternative Sec Id T657E7
Security Description CORP GSY 6.0 05/15/30 380355AK3 (C)
Issuer Full Name GOEASY LTD
Coupon 6.000
Maturity 05/15/2030
Issue Date 11/04/2024
Dated Date 11/04/2024
Read Answer Asked by Dean on June 12, 2025