Investment Q&A

Q: If you had $25K to add to your TFSA today with consideration to having a portfolio of 5-10 stocks, some of which could be better short term (2-5yrs) vs longer term (10-25yrs). Mix of medium to lower risk what would you suggest and could you advise on ideal way to allocate %?

Q: YOUR OPINION ON NPI -

Q: Hi 5i Team - My question is both general and specific. When putting a value on a company the term multiple is often used. When talking about multiples could you explain what kinds of metrics this may involve, such as Price per Earnings, Price per Sales, Price per Cash Flow, etc. What multiples do you feel are the most useful in assessing the value of a company. Also what is the difference between cash flow and free cash flow.

The specific part of this question applies to SHOP. What are the most useful multiples to evaluate SHOP at today's price. Is it possible that it is now reasonably priced without the added bonus of expected growth (albeit slowing growth) Thank you.

Q: HI, would you pick IAI over KBWD or take some exposure to both? I recognize these are not apples to apples and I'm seeking one or both or an alternative to add US financial exposure.

Q: With your expertise are you able to articulate the de coupling of Small/Mid caps in comparison to the Nasdaq/TSX/Dow. Small/ Mid caps are down near early 2020 lows and yet the broader index's do not reflect this. Historically does this happen often? The underlying sentiment has been quite deflating.

Q: What is your opinion of the current value and future of this ETF?
Last summer the parent company announced they intended to roll the shares in to a larger company.
Would or could you recommend another ETF to hold for cybersecurity investing?

Q: After reaching a $55.42 New High on Feb 9,it has dropped to current level of $49.66. Any reason(s)? Should I hold on to my position in RIF,p/p $38.02 Txs for U usual great services & views

Q: Just a comment: well done with your analysis of the factors behind the inflation piece the other day. I subscribe to both the Economist and the Financial Times and I can say that an analysis with that quality is very rare!

Q: With a larger capital (3-5 millions) is it acceptable to manage only with ETF or is it clearly preferable to build a portfolio with individual stock ?
Thanks for your work.

Q: Dear 5i
When the pandemic first started and the market dropped substantially , some days even7-10% in a single day i think it was because it was such a new and scary scenario that none of us had experienced before and thus created a lot more fear in the markets . Pandemics fortunately are not that common and creates a situation with a lot of unknowns when they do occur .
Wars though serious and scary as well have occured more often in history and though terrible, do not represent the same degree up unknown as a pandemic does . That being said , what would be your best GUESS as to what the market reaction would be with regards to a Russian invasion in the Ukraine .I suspect there would be a sharp reaction by the markets to the tune of a 2-3% downturn but certainly not the 7-10% downturn in a single day when the pandemic first hit .
I`m trying to remain level headed with regards the the Russian situation and would welcome your input . I know it is a guessing game but i feel your guess might be a more accurate guess than most of the rest of us .
Thanks
Bill

Q: What would be your current top 5 buys in the US and Canada? Thanks

Q: I hold the se three in my TFSA and each has a profit, though a lot less than it was.
Taking into consideration I am creeping up on 73 years old would it be wise to take my profits now or wait for them to rebound some.

Q: More of a comment really.

Some members of 5i are having conniptions about SHOP. Me too. Nobody likes to see their investment tank any more than I do. But I am diversified so am not getting too hurt by the action of SHOP. The only advice I can offer is that if you have an outsized position in any stock, not just SHOP, maybe you should rethink your strategy. If you are well diversified, just suck it up. This too will pass.

I am pleased with 5i but markets do go down from time. And this is just one of those times. The market gained so much in the last 6 or 8 months that us market watchers are not least bit surprised about our current downturn.

Q: someone asked whether transferring between his/her US tfsa to a cdn tfsa would be a disposition and contribution OR an internal transfer with no effect on contributions

i would check with your institution because if they are considered 2 separate tfsa's then this will be a redemption and thus you will not be able to put the $$ to the other tfsa till jan 1 2023

better check than be subject to onerous penalties from overcontributing in 2022

Q: Recent decent Q results & announcement of a possible spin off, prompted Bam.a reached a New High of $79.04,but has since dropped to current $67.91.Any reason(s)? Should I add to my position at this level or wait for market to settle down?Russia creating havoc with its latest aggressive action. Txs for u usual great views & services

Q: What are there pros and cons of buying CDR’s on the NEO exchange ? Is it better to buy on the US exchange and accept the initial fees to move money to a US account ?

Q: Do you know when the next reset for this is coming ,and also how often does it reset if we got say 4 hikes this year does it go up in tandem with the hikes or is it tied to a schedule,basically just want to know how this works ....Thanks

Q: Is there any downside to buying shares in single digit amounts when the share price is high? Example: Amazon at over $3000 per share.

Q: I've owned Coke for a nice 12% run. Swap out for Walmart or stick with KO?

Q: What is the the short and long term prognosis for WCP. I'm in the red on this stock and was hanging on for a stock price recovery. Thank you.