Q: I am looking at investing 2023 contributions (2 x $6500) in stocks and/or ETFs. Please provide 5 stocks and 5 ETFs for long term hold. Rank the stocks and ETFs and comment on why they are being recommended,

Current stock holdings include: BYND, BAM, BN, REGN, TSLA

Current ETFs: QQQ, VGRO, ZEM, SKYY, IHI, XIT and SPY

Thank you

Q: I have no International exposure to date. Can you please suggest your top three International ETF's.

Q: Hi,

Now, I realize this is not your area of tinkering and please, if you feel its an area you are not comfortable with, say so.

In the many podcasts and financial shows that I follow and listen to a growing number of 'experts' ae waxing eloquent on how they expect the markets ex NA, whether they be EM or Europe will outperform over the next year +

Can you tell me

1)Do you agree with this, why yes or no?

2)If one has no direct international exposure should one , in your opinion own something to give then that exposure. and

3)Finally if you do agree what options would you reccomend investors consider.

Thanks in advance.



Sheldon