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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hi,

I'm looking to start investing a lump sum over the next 12 months or so. What list of Canadian stocks would you recommend at current levels? Do you have 5-7 names that you find particularly attractive right now. Looking for a mix of growth and income with not too much risk.

Thanks,
Jason
Read Answer Asked by Jason on December 02, 2019
Q: I start withdrawing from my RIF next year. At this point I have just under 6% in VSC, 5% in XBB, 2% in XHY and was thinking of adding some CBH for the longer term corporate bonds.

If you feel my thinking is correct what % limit would you set for CBH? I know there is more to my investments than what is listed here with BCE and ENB et al also held for their income stream but I want to get your thoughts.

Thank you,
Ron
Read Answer Asked by Ronald on December 02, 2019
Q: I have no exposure to health care, pharma in my RRSP and would welcome your recommendation, and rationale for a core holding.

Cheers!
Read Answer Asked by Steven on December 02, 2019
Q: Greetings,
Currently my tech exposure is coming from XQQ. Analytics is suggesting adding another 2.5%. Should I add more XQQ? Or what do you think of SOXX or RYT? Thanks
Read Answer Asked by Daryl on December 02, 2019
Q: Hi Team,
Can you suggest similar sector/quality stocks to replace the following stocks which I like to do the tax loss selling and would like to stay with the sector !
PD - loss 39%
MX - loss 32%
TCL.a - loss 25%
VET - loss 30%
WFT - loss 15%
Please deduct my credits as needed.
Thank you as always !
Tak
Read Answer Asked by Tak on December 02, 2019
Q: After checking with a CRA employee I understand they rec. only info on non-registered a/c's. In past years & more than once I have taken a small loss & quickly repurchased in a Registered or TFSA a/c. No problems. Worst that can happen they will deny loss.
If it's a huge loss I would not take that chance.
Read Answer Asked by Joseph on December 02, 2019
Q: Questioned asked by Paul; "a website that will calculate the current value of stock investment whereby you enter the original investment amount at a specific date many years ( decades ) ago and it calculates the current value, also taking into account the reinvestment of all dividends. "
Try Sharesight. Up to ten holdings can be tracked for free.
https://www.sharesight.com/
Roy
Read Answer Asked by Roy on December 02, 2019
Q: India-I would like to broaden my investments internationally and am drawn to growth in India. The Fairfax option is less desireable to me because the units are (I believe) sold in U.S. Dollars. a)Are there any investment vehicles that you would recommend? and b) any with dividends?
Read Answer Asked by Calvin on December 02, 2019
Q: There is all this talk about a recession coming and sharp drop in the markets. I'm wondering what is the best way to respond to these events when they occur? If we look historically is there a trend that points to the best time to start buying after a big market drop? I'm just thinking when he market has dropped say 20% in a day due to an event, some may jump in instantly or the next day and invest their cash holdings, then the market may drop another 10% due to panic. Is it best to ride it out, but maybe miss the first post pullback pop, I believe you mentioned most bear markets last a year or 10 months roughly on average, so what point of that cycle was historically the best on average to get back in, 3 days, 3 months, etc? Thx
Read Answer Asked by Adam on December 02, 2019
Q: If I own US equities (eg. AAPL) and/or US-based ETFs (eg. VIG), but no other US-based property/assets and do not have any other connection to the US otherwise (eg. real property, employment, Green card, etc.), would I be liable for US estate taxes if my total estate is over $5 million US at my passing, or only if my US-based assets exceed $5 million US? If so, would the tax only apply to my US-based assets, or my entire estate?

If I am liable, is it advisable to try to exit all US positions prior to my passing? How do others handle this situation?

Does the answer change if I have a balance outstanding in an old US retirement account [eg. 403(b) and/or 457(b)] and/or chequing account?

Thank you.
Read Answer Asked by Walter on December 02, 2019
Q: Hi Peter & Crew,
Your thoughts on this SPDR Portfolio Total Stock Market ETF for a LIRA account for at least a10 year hold, or another US listed total stock market ETF that might be better.
Thanks. Ivan
Read Answer Asked by Ivan on December 02, 2019
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