Investment Q&A

Q: My portfolio by region is Canada 58%, US 37%, International 5%. It is recommended that I put my international to 25%. What are 5 stocks/ETF's that you would recommend that would increase my international exposure? Industry-wise, I am heavy on financials and energy already, and I prefer a balanced portfolio. Thanks!

Q: in regards to nicks question on Tesla,I have been driving with Full Self Drive for the last year and the improvement with Grok and Ai added in the last updates have made it incredible, most drives in and around town take no interventions from me, FSD is almost there and only 8% of Tesla drivers have it now, at 99$ per month it could be a sizeable contribution to cash flow,

Q: Trying to decide whether to keep SIS or look for something with a greater return potential. When I look at the profile, (evening Dec 18), I see that it is trading at a P/E of 25.31 which seems to be based on earnings of .86, which is very close to mathing out at the share price shown of $22.25.
I also see that the current consensus estimate for EPS in 2026 is 1.37. If SIS trades at a similar P/E in Dec 2026, as it is now, 25.31, then that would give a potential share price of $34.67, approximately 56% above the current price. I see that target prices are $26-$30. Even at $30, that would make the P/E in Dec 2026 about 21; below where it is now. So, is SIS over valued now or are the estimates too low and this should be kept or bought? The high and low P/E shown in the data are very far apart so not really applicable.

An interesting note to add is that I asked Google AI for the P/E in the last 5 years and it shows the following for Dec of each of the years shown:
2020-27.4
2021-102.7 Covid outlier I guess
2022-25.5
2023-26.2
2024-29.1
2025-25.4

Sorry for the length here but don't know how else to explain my predicament...

Was going to make this public but didn't because of length- feel free to change the status if you wish.

Q: Greetings 5i, I am looking closely at Stryker to increase Healthcare exposure. Please provide your analysis of this company in terms of stability, valuation and future growth prospects. What makes it stand out from its peers? Thank you.

Q: FYI!!!!! Just confirmed with TD Waterhouse even though X dividend is today, you can not sell it today to get the Special $10 dividend.

John

Q: I would appreciate your guidance on investing available cash in my portfolio. I recently sold my NVIDIA holdings, and as a result, approximately 50% of my RRIF investments are currently in cash, and about 5% of my non-registered (open) investment accounts are also in cash. I currently hold VFV, VGRO and XIC in my open account along with approximately 20 equities. I do not currently hold any ETFs in my RRIF account. My objective is to fully invest this cash before the end of 2025. I would appreciate your recommendations on the following:
• Top five investment ideas (ETFs and equities) suitable for my RRIF account, and
• Top five investment ideas (ETFs and equities) suitable for my non-registered (open) account,
with the following parameters in mind:
• Investment horizon: 5 to 10 years
• Risk profile: Moderate
Thank you in advance for your assistance. I value your research and look forward to your recommendations. Best wishes to you and your team for the Holiday Season, and warm regards for a healthy and prosperous New Year.

Q: Hi, I’m retired 70 year old , looking at more conservative alternatives to stocks for a portion of my portfolio (30-40%). Could you give your opinion on TIPS I believe it’s US , but I see a Canadian version ZTIP. Interesting that it is inflation protection? Your thoughts and best one to buy. ( like to keep taxes simple).
Also could you give me your favourite dividend aristocrat etf. And do you consider this etf more conservative than a regular dividend etf.
Thanks for your help over the years, Merry Christmas

Q: Everyone, recently i have been reading your early and earliest questions because i believe history repeats itself. Thanks for leaving the questions for rereading. Clayton

Q: Do you have a blog entry or past question response related to US listed opportunities that could benefit from the end of tax loss selling? If not, can you provide 10 opportunities that would benefit specifically from this seasonal event? Can you also explain the extent to which tax related selling and potential rebounds occur in the US compared to the Canadian market? Is it just as likely or less likely based on the size of their market and different tax system? Lastly and on the same theme, if CSU is an excellent candidate for a recover from tax related selling, is NOW a US listed candidate for a rebound on a potentially larger scale given the larger following that it has?

Q: What are your thoughts on investing in private credit? Should it be part of a diversified portfolio? Are the above ETF's a good vehicle to invest in private credit?
Happy Holidays to the 5i staff!

Q: I am interested to know your thoughts about US MLPs for Canadian investors. One that’s been on my radar for a while is energy transfer partners. Could you please address the tax issue related to what a Canadian investor must be careful of, or which account would be better to hold an MLP in. In addition, could you list 3 to 5 MLPs that pay wonderful dividends that you would recommend?

Q: After years of holding this company I sold it for tax loss. I'm confident I have time to rebuy after 30 days without the need of a proxy. The question is, should I rebuy it. Even though it has grown for the last 3-4 Q's as a result of its entry into the RTD market, investors don't seem to care. Perhaps with a risk off market and a shift to value it could run. What do you think? How would you rank this stock, as an income stock with moderate growth or just a straight income stock? What would you consider a better income stock with moderate growth? Can you review it's last 2 or 3 Q's in your response? Thank you.
John

Q: NRXS Can you give me you opinion on this stock. Do you it has potential from current prices?

Q: Do you have an opinion on RPID?

Q: I am seeing sell recommendations for ARM from other analysts. ARM designs the CPUs used in almost all cellphones, the current Apple computers and a growing share of data centres. How could this stock be overvalued? What is your projection for the medium to long term?

Q: What is your opinion on Tesla moving forward ? Is there an opportunity here starting a new position? In a previous question you stated that Fundamentals in the company are improving. Do you mind explaining please?

Thank you

Q: Hello, Im looking for a conservative option to GICs
Would it be preferred shares ? Please help and avise

thanks so much

Tim

Q: gold has gone up a lot this year do you think new buying for something like xgd is a reasonable decision?

Q: Have a capital loss with Telus of 23%. Would you recommend selling Telus and buying one of BCE, QBR.B or RCI.B or just keeping cash buying back T after 30 days or doing something else? How would you rank BCE, QBR.B, RCI.B, T for an income account for purchase?

Q: Tax issues aside, is there a clear favourite here for an in kind contribution to our TFSA's come January 1?

Thanks,
Terry
Best of the Season