Investment Q&A

Q: I purchased QBTC and BTCG.UN which I understand are closed funds, therefore can trade at a premium or discount to NAV. Now I see Purpose has come out with an ETF. Can you compare these funds and provide pros/cons for the closed funds vs ETF. If someone had new money today and if the closed funds were actually trading at NAV, which would you recommend and why? Don’t want to switch un-necessarily but if BTCC.B is a better product, it might be worth it.

Q: Hi team
China does export some rare earth metals that are essential for alot of industries
uses
Australia is trying raise capital to develop their own rare earth metals
Are there any companies in Canada or US that one can invest in for this area?
or an ETF
thanks
Michael

Q: Hi 5i
My son-in-law has a Registered Disability Savings Plan, and I'm going to help him to invest and manage the money to achieve growth with low to moderate risk. He's only 30 so has many years to grow his (and the Government's) contributions. Presently, he only has a mutual fund in it, the Mackenzie Ivy Global Balanced Fund which I've discovered has a 2.38% MER.
Firstly, I'd like to replace this mutual fund with a low cost ETF that is relatively safe but can still show some good growth. To this end, can you recommend two or three Canadian ETFs that might be suitable for me to do further research on.
Secondly, in addition to an ETF, at this time he wants to have some single stocks in the RDSP as well. Can you please recommend three or four Canadian blue-chip type growth equities, and that would be of interest to a millennial...so not too boring : )
Thank you!

Q: Do you have a preference. I understand BTCC.B is a true ETF. Is EBIT? Apologies if you already answered. I couldn't find any questions on EBIT.

Q: Have read your comments on the various bitcoin funds. How would you rank the Purpose ETF vs. the CI Galaxy ETF? Please add any others if preferred. In your opinion is the whole bitcoin thing an investment or speculation? Thanks for a great service, Brian.

Q: Please explain the mer for hxt and the tax treatment on accumulating dividends.

Q: Can BTCC.B be held in a TFSA?

Q: I watched a You Tube clip where a guest stated that SLV, SIL and PSLV were having difficulty obtaining physical silver. Can that be verified?
I would also like to know how much physical silver PSLV holds. Is that information available to the investing public?

Thank you

Q: Can you please explain the impact of rising inflation on a long term holding of 1) short term bond fund such as SHY and 2) inflation protected bonds such as TIP.

Thank you.

Q: QBTC share price has gone negative relative to the NAV as you had mentioned - but it is going deeply negative - close to 10% (?) Would there be something more underlying to this than simply competition? Over the past 2 days there has been about an 8% differential as I am writing.

Q: Do you prefer VBAL or XBAl for an RESP? Looks like XBAL has had better performance and has a slightly higher dividend 1.8 vs 2. However XBAL has 515M assest vs VBAL which has 1.4B assets. Does this make XBAL riskier? Which would you choose?

Q: I'm seeing about a 9% discount to NAV currently for QBTC. Does this look like a potential opportunity, or can these discounts drag on for an extended period of time?

Longing this fund and shorting actual Bitcoin seems like an easy trade...or am I missing something.

Thanks

Q: Could you please rank these consumer defensive stocks and why - STZ, DOL, ATD.B, MRU and PG.
Need to increase my US and International exposure, however considering selling STZ (in a RRSP)
What are you thoughts? Is there an ETF in this sector you favour with US /International exposure? Thank you

Q: The Purpose Bitcoin ETFs have started to trade today. I have read some of the available information on these ETFs but would appreciate your "clear language" interpretation.
Do you expect that the price of these ETFs will essentially match the price of Bitcoin and move up and down with Bitcoin in a relatively real-time manner? Or will it move with market demand?
Can you explain the differences between these two funds? Is it simply that one trades in USD and the other in CAD?

Thanks as always for your clarity.

Q: Hi, I’am retired,(65) looking for a global dividend ETF . I have no U.S. or International exposure no bonds, only Canadian stock, so thinking to spread out a little. Do you have a go to all in one etf that pays 2%+ while you wait ( 6-8) years+.
I was looking at XDG ,good mer, good div. 3.4%, global holdings 56% U.S. etc. But not sure if it’s a good long term hold?
Would like your opinion on an etf that you like
Thanks

Q: Why has the dividend declined so much on this ETF? I see that they paid out .593CAD in December 31, 2018 and just .149 CAD in December 31, 2020. During this 2 year period, the dividend payouts seem to be highly volatile,

Q: Which is the best ETF to track Bitcoin?

Q: Hi,
What price is reasonable to buy BTCC.B?
Thank you.

Q: I've been working with your Portfolio Tracking tool, which is absolutely great, and it's telling me I should hold more bonds. Okay, that's clear enough, but what I'm unclear about is the number of Bonds (ETFs) I should hold. I know it's not really your thing, but is there a recommended bond portfolio you would recommend (for someone about to retire)? Also how important is it to hold international bonds VS only Canadian ETFs? Any advice is truly appreciated. Thanks as always for all your great work!

Q: In his question, Rajiv mentioned that QBTC was at a 6% premium to NAV. While QBTC has sold at a premium (up to 20% in early Jan) on Feb. 18 at end of day, per the 3iQ website, NAV was $74.47 and closing price was $70.49. This is a discount of 5.34%, not a premium. Intraday, the discount appeared to be even higher, perhaps due to selling pressure as people transferred to the Purpose ETF.