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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Being retired my focus is on income and capital preservation in that order. Needing some USD to spend in the south, I have been recommended these income producing ETFs. Do you see any red flags with any of these?
Read Answer Asked by Don on September 13, 2018
Q: Hello 5I team
Would it be a good idea to short HMMJ or a Canadian Healthcare ETF? How much of the Canadian health care sector is Marijuana. Would there be a catalyst or a cue you use to determine when and if this is a good idea? Also how might you structure such a call? I have not shorted any equity so I am rather green on this. Also I am looking forward to the Moneyshow. Thanks for all the work you do to make this event a success and all the endless questions here. Jeremy
Read Answer Asked by Jeremy on September 12, 2018
Q: I know that no one can predict the next market correction/ recession, but with the Yield curve getting quite close to inverting, being this long in the cycle, and low unemployment, how cautious should I be at this time.

I normally just continue investing every couple months.

With your advice I feel quite diversified across many sectors with some international investments in as well. That being said, is now or ever a good time to trim a little bit of everything have have cash ready for the next crash.

Would you ever invest in an inverse ETF during a market crash/correction, or is cash the better holding during that time?

If I think a crash may come in the next few months what percentage of cash would be an acceptable amount.

Thanks, Colin.
Read Answer Asked by Colin on September 11, 2018
Q: Your answer today on leveraged EFTs using risky options that added a lot of risk over time concluding avoidance.
A few days ago you responded to a ? about HXT HXH HXS that used Swaps to convert Divs to ROCs that implied these ETFs were fine to hold.
Are swaps a different risk asset than derivatives. What is swapped for what.

Ernie
Read Answer Asked by Ernie on September 11, 2018
Q: For ETF's - VDU, ZDY & ZGI- is it more suitable to have them inside my RRSP or TFSA?
Read Answer Asked by Reg on September 11, 2018
Q: Hi terrific team,

Earlier last year, in the health maintenance sector, you had mixed views on Molina Healthcare (MOH-N) , Aetna(aet-n), Humana(hum-n).
What would be your views now on the best stocks for growth in this sector and are they any ETFs which would cover them well ?
Thousand thanks,
JD
Read Answer Asked by Jacques on September 10, 2018
Q: A portion of my portfolio is cash and invested in an investment account with my discount brokerage. Current rate is just shy of 1.00%. Seems too low when I compare to various 1 year GIC now at 2.00% or more.

Would you know a better alternative within a discount brokerage account. I would appreciate members comments as well. I will add the topic in the forum. Thank you.
Read Answer Asked by Pierre on September 10, 2018
Q: Hi, Can you explain and provide an example of how the Management fee is calculated and how it affects me as a purchaser of an ETF (how much does the management fee cost me?).
Read Answer Asked by Thomas on September 10, 2018
Q: With the variety of ETF's available, can you explain your decision making process when evaluating which ETF to Purchase?

ie. S&P 500. Is it as simple as picking one with good volume, low expense and with your preference of US or Can $, Weighted or non weighted?

Do you have preferred ETF providers?

ie. iShare or Vanguard or Horizon, etc....
Read Answer Asked by Thomas on September 10, 2018
Q: Can you explain a leveraged ETF? If it is a leveraged Dow ETF, Does it hold the 30 DOW companies? or is it doing something different. I see some that attempt to achieve 2x or 3x the Dow Jones Industrial average. From a risk perspective, is it safe to say the at the would come with 2x or 3x the risk as well?
Read Answer Asked by Thomas on September 10, 2018