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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have above stocks in my RRSP I like to drop FFH and trim CSU LMN (i'm up 150% on both), like to add AD.UN DIR.UN or T, trying to increase my income as I'm retired, the idea is to preserve capital, is it a good time to add this new stocks ? thanks
Read Answer Asked by Fernando on May 13, 2025
Q: Hi 5i,

In response to Marcel's question on retirement planning:

This link takes a little trial and error based on variables set by the user. I found it very useful for Meltdown strategies for RRSP's. .

https://mayretire.com/

D&J

Read Answer Asked by Jerry on May 12, 2025
Q: can i sell stock x from my non registered account and buy it for my tfsa days later
thank you
Read Answer Asked by Peter on May 12, 2025
Q: My wife's non-registered Canadian stock fund is invested conservatively, primarily for income. However RY now exceeds 16% of the assets. I know this far exceeds your recommended level for any one holding, but selling some shares will generate very substantial capital gains. What is your advice in this situation? Thank you.
Read Answer Asked by Peter on May 12, 2025
Q: Hi 5i,

In response to Marcel's question today:

"Do you have or know of a good website for calculating or forecasting of how long assets in a persons retirement will or should last in years?"

I've found these site good:

https://www.financialmentor.com/calculator/best-retirement-calculator

And,

https://www.dinkytown.net/java/retirement-planner-calculator-canadian.html



The first one is more flexible as you can add in holders for CPP and OAS, indexed for inflation. It also allows one to adjust GO, SLOW GO, and NO GO withdrawals.

On a separate note, can we create a specific blog for retirees? I for one are getting close and it would be nice for members to share investment planning tips.

Thx.
Read Answer Asked by Christopher on May 12, 2025
Q: In October 2024 in reply to a question about an AI etf you replied:

The Canadian field is very limited and all funds are too small for our liking right now. We would recommend: BOTZ, AIQ, and IRBO which are USD funds. RBOT is a CAD-hedged option and CIAI is an unhedged CAD option; both however are too small for our liking.

Is that still the case that there is only RBOT as a cdn hedged option? Any other updtes to that question: I want to buy an AI ETF.
Read Answer Asked by Murray on May 12, 2025
Q: I want to put some money into an RESP for our newborn granddaughter. I will add some more stable growth stocks over time, but I want to start with 1 AI stock or ETF and 1 crypto stock or ETF, as the base.
These will be the buy and forget, holdings in the RESP
Can you recommend a couple US/CDN stocks and etfs in both categories, and your thoughts on whether US or Cdn currency is the better option. For a long-term hold like this, am I better to use stocks or ETFs, as the base?
Read Answer Asked by Grant on May 12, 2025