skip to content
  1. Home
  2. >
  3. Investment Q&A
You can view 3 more answers this month. Sign up for a free trial for unlimited access.

Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I have a self-directed RSP trading account in my name and will soon be converting it to a RIFF. My wife is the younger (63yrs) so I would like to use the lower required withdrawal rate as the schedule dictates for her age. To do this would this mean that we would need the RSP/RIFF in both our names - or could I leave it in just my name?
THX
Ralph.....
Read Answer Asked by RALPH on April 30, 2019
Q: I am a bit light on Financial companies; 12% of my portfolio I want to go up to 15%. I own TD, BNS, SLF and GSY in about equal amounts. Do you have any suggestions to add another financial company. I am retired and do not want to add a high risk company.
Read Answer Asked by David on April 30, 2019
Q: I'm looking for a couple of small and mid cap companies to invest in. I'm 52 years with not much in my RRSP. I need growth so I'll have to take on some higher risk. I only have one stock at the moment which is Photon Control.

Thanks Steve
Read Answer Asked by Steve on April 30, 2019
Q: Thank you for your article on Canadian stocks that pay US dividends. A substantial portion of my investments are in US dollar stocks and a US money market fund. Would ZUS.u provide a good alternative to a portion of the money market fund. It pays over 3% but it does seem very large and is relatively new. Can you suggest any other US$ fixed income alternatives?
Read Answer Asked by Ken on April 30, 2019
Q: Hello 5i, I currently own the BMO Monthly Income Fund (25% of porfolio) and some xtr(2%). I wish to liquidate the fund and get another etf or 2 to replace it and am considering the above dividend etfs. I would like the best of both worlds high yield/low fees and some growth with low volatility Which of the 4 would you consider adding to my xtr etf and why? Should I also increase my xtr holding. I have some GIC and am trying to be on the conservative side with this account but do hold some reits and utility etfs.
Thanks
Read Answer Asked by pietro on April 30, 2019
Q: I recently took profit in my TSFA US holdings. Which 2-3 US companies would be your recommendation?
Read Answer Asked by David on April 30, 2019
Q: After the announcement of Alberta production curbs I increased my holdings from 2.5% to 4,5% and because of its outperformance I am now over 5% and am going to reduce my holdings. I am thinking of going down to 4% as I see improving metrics with the company. It is my only oil and gas producer in a balanced portfolio which is less than 20% of total holdings but managed on a standalone basis. What are your thoughts on a 4% holding. Thanks
Read Answer Asked by Jerome on April 30, 2019
Looking for more? Sign up for a FREE 14 day trial! No credit card required

We invite you to sign up for a 14 day free trial of 5i Research!
Experience all the benefits and tools we have to offer; stock research, model portfolios, Q&A with our experts, and so much more. Join a community of like-minded investors today!