Investment Q&A

• Financial Select Sector SPDR (XLF $53.30)
  • $53.30 P/E (TTM): 43.38X Cap: $52.49B
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• SPDR S&P 500 ETF Trust (SPY $643.42)
  • $643.42 P/E (TTM): 57.48X Cap: $652.34B
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• INVESCO QQQ Trust (QQQ $571.67)
  • $571.67 P/E (TTM): 59.46X Cap: $367.94B
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Q: Hi 5i
My grandson lives in U.S. and has a recent inheritance. He is asking what ho might invest in for a quite long term hold. I am suggesting a Nasdaq ETF, a S&P ETF and north American banks/financials ETF. What would be your top picks in these categories?

Upvote 6

Read Answer Asked by Guy R. on July 07, 2025

• BMO S&P 500 Index ETF (ZSP $97.65)
  • $97.65 P/E (TTM): 80.87X Cap: $19.48B
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• Vanguard S&P 500 Index ETF (VFV $158.37)
  • $158.37 P/E (TTM): 82.03X Cap: $24.73B
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Q: Could you tell me your preference between VFV or ZSP?

Upvote 6

Read Answer Asked by Bryan on July 07, 2025

• Vanguard FTSE Canadian High Dividend Yield Index ETF (VDY $54.57)
  • $54.57 P/E (TTM): 9.2X Cap: $4.19B
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Q: There is a lot of rhetoric coming out of Ottawa about going all in to boost the canadian economy with major growth projects, reduce internal trade barriers, and mitigate tariff impact. If this in fact all comes to fruition, do you think this would positively affect canadian ETF values and would this be a good time to buy into those? VDY for example.

Upvote 2

Read Answer Asked by Rob on July 07, 2025

Q: What are thoughts on Collateralized Loan Obligation ETF's? Is ZAAA a good one, or are there better ones?

Upvote 1

Read Answer Asked by ROB on July 07, 2025

• BMO Ultra Short-Term Bond ETF (ZST $49.06)
  • $49.06 Cap: $4.55B
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• Brompton Wellington Square AAA CLO ETF (BAAA $20.04)
  • $20.04 Cap: $61M
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Q: Could you give me a brief overview of of CLO etfs,(e.g. BAAA) and their safety compared to short term funds such as ZST

Upvote 1

Read Answer Asked by Paul on July 07, 2025

• Harvest Low Volatility Canadian Equity Income ETF (HVOI $12.99)
  • $12.99 P/E (TTM): 30.53X Cap: $38M
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Q: I respect this ETF is very new but what are your thoughts overall for a retiree seeking income (seeking income vehicles with limited chances of capital depreciation )?

Upvote 3

Read Answer Asked by Randy on July 05, 2025

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $40.56)
  • $40.56 P/E (TTM): 0.79X Cap: $6.57B
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Q: WHICH ACCOUNT SHOULD VIU BE HELD IN?
Thanks.

Upvote 4

Read Answer Asked by Serge on July 04, 2025

• INVESCO QQQ Trust (QQQ $571.67)
  • $571.67 P/E (TTM): 59.46X Cap: $367.94B
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• NEOS Nasdaq 100 High Income ETF (QQQI $52.79)
  • $52.79 P/E (TTM): 96.32X Cap: $4.22B
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Q: What are your thoughts on this? How does it work and what are the risks?

Upvote 6

Read Answer Asked by Max on July 04, 2025

• Constellation Software Inc. (CSU $4,382.42)
  • $4,382.42 P/E (TTM): 112.85X Cap: $94.74B
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• Intact Financial Corporation (IFC $273.21)
  • $273.21 P/E (TTM): 22.59X Cap: $49.11B
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• BMO S&P 500 Index ETF (ZSP $97.65)
  • $97.65 P/E (TTM): 80.87X Cap: $19.48B
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $45.14)
  • $45.14 P/E (TTM): 5.95X Cap: $18.34B
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• SPDR S&P 500 ETF Trust (SPY $643.42)
  • $643.42 P/E (TTM): 57.48X Cap: $652.34B
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• INVESCO QQQ Trust (QQQ $571.67)
  • $571.67 P/E (TTM): 59.46X Cap: $367.94B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $105.01)
  • $105.01 P/E (TTM): 102.2X Cap: $1.14B
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• Brookfield Corporation Class A Limited Voting Shares (BN $89.93)
  • $89.93 P/E (TTM): 153.91X Cap: $134.58B
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Q: If you were only to buy 3 ETF's and a couple of high convictions stocks. Which 3 ETF's would you pick. No fixed income please.

Upvote 27

Read Answer Asked by Cheryl on July 04, 2025

Q: WHICH ACCOUNT SHOULD ZWG BE HELD IN?

THANKS.

Upvote 3

Read Answer Asked by Ron on July 04, 2025

• Vanguard Intermediate-Term Corporate Bond ETF (VCIT $83.33)
  • $83.33 P/E (TTM): 412.13X Cap: $54.63B
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• Vanguard Total Bond Market ETF (BND $73.71)
  • $73.71 Cap: $131.26B
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• Global X 0-3 Month U.S. T-Bill ETF (UBIL.U $50.12)
  • $50.12 Cap: $522M
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• Hamilton U.S. Bond YIELD MAXIMIZER TM ETF (HBND.U $13.42)
  • $13.42 Cap: $16M
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• iShares 0-3 Month Treasury Bond ETF (SGOV $100.67)
  • $100.67 Cap: $55.99B
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Q: Hello 5i
I am overweight Nvidia and plan to sell some. At my stage it is probably wise to put this in fixed income. I don’t know much about this, however, and have been made a bit gunshy by hearing of people losing money in what one would imagine to be a safe and secure bet. So, iaskif you could give me some possibilities for US dollar fixed income in a non-registered account. Something that could reduce taxes would be helpful, as well
Thanks for your great service

Upvote 3

Read Answer Asked by joseph on July 04, 2025

• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $40.56)
  • $40.56 P/E (TTM): 0.79X Cap: $6.57B
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Q: Is Vanguard FTSE Developed All Cap ex North Amer Idx ETF
VIU the best ETF for the international exposure ex amrerica of a portfolio?

Upvote 2

Read Answer Asked by Serge on July 04, 2025

• BMO Equal Weight Utilities Index ETF (ZUT $24.33)
  • $24.33 P/E (TTM): 40.82X Cap: $723M
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• BMO Equal Weight Banks Index ETF (ZEB $48.95)
  • $48.95 P/E (TTM): 12.49X Cap: $4.01B
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• iShares S&P/TSX Capped Energy Index ETF (XEG $17.63)
  • $17.63 P/E (TTM): 37.74X Cap: $1.59B
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• TD Canadian Equity Index ETF (TTP $32.42)
  • $32.42 P/E (TTM): 14.77X Cap: $3.60B
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• Evolve FANGMA Index ETF (TECH $19.99)
  • $19.99 P/E (TTM): 91.01X Cap: $95M
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Q: I would greatly appreciate your thoughts on the above 5 ETFs proposed for TFSA. Any tweaks? The plan is to tilt towards growth without getting carried away. Your thoughts and suggestions would be most welcome. Thanks again for this super service. Dan

Upvote 8

Read Answer Asked by Danny-boy on July 04, 2025

• BMO S&P 500 Index ETF (ZSP $97.65)
  • $97.65 P/E (TTM): 80.87X Cap: $19.48B
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• iShares Core S&P/TSX Capped Composite Index ETF (XIC $45.14)
  • $45.14 P/E (TTM): 5.95X Cap: $18.34B
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• iShares S&P/TSX 60 Index ETF (XIU $42.21)
  • $42.21 P/E (TTM): 14.6X Cap: $17.82B
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• Vanguard FTSE Developed All Cap ex North America Index ETF (VIU $40.56)
  • $40.56 P/E (TTM): 0.79X Cap: $6.57B
  • View VIU Profile
  • View Questions on VIU
• SPDR S&P 500 ETF Trust (SPY $643.42)
  • $643.42 P/E (TTM): 57.48X Cap: $652.34B
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• INVESCO QQQ Trust (QQQ $571.67)
  • $571.67 P/E (TTM): 59.46X Cap: $367.94B
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• BMO Nasdaq 100 Equity Index ETF (ZNQ $105.01)
  • $105.01 P/E (TTM): 102.2X Cap: $1.14B
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• iShares Core Equity ETF Portfolio (XEQT $37.39)
  • $37.39 P/E (TTM): 3.87X Cap: $8.96B
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• BMO All-Equity ETF (ZEQT $19.10)
  • $19.10 P/E (TTM): 31.66X Cap: $95M
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Q: Hi team. A few months ago I asked about the best stocks and/or ETFs for my 32 year old son to invest $12K of RRSP $. We didn't get to this yet.... In the past you recommended a few ETFs. What would you recommend today. I'll help him get this invested through a self directed plan next week. Thank you!

Upvote 13

Read Answer Asked by Kathryn on July 03, 2025

• iShares Canadian Growth Index ETF (XCG $62.04)
  • $62.04 P/E (TTM): 9.43X Cap: $136M
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• iShares Core Canadian Universe Bond Index ETF (XBB $27.89)
  • $27.89 Cap: $8.14B
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• iShares S&P/TSX Capped Information Technology Index ETF (XIT $76.32)
  • $76.32 P/E (TTM): 1.29X Cap: $643M
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• iShares S&P/TSX Canadian Dividend Aristocrats Index ETF (CDZ $38.80)
  • $38.80 P/E (TTM): 5.55X Cap: $1.01B
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• iShares S&P/TSX SmallCap Index ETF (XCS $25.47)
  • $25.47 P/E (TTM): 26.42X Cap: $151M
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• Cashbox Ventures Ltd. (CBOX.X)
  • Cap: $3M
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Q: Seeking 5i advice regarding investing approx. $600,000 into Canadian ETFS for income and balanced approach. Considering TD Canadian Equity Index, for perhaps $100,000..
Could I please have your recommendation for the remaining amount.
Thanks in advance for your help
Rick

Upvote 6

Read Answer Asked by Rick on July 03, 2025

• Amplify CPW Enhanced Dividend Income ETF (DIVO $43.55)
  • $43.55 P/E (TTM): 66.08X Cap: $4.96B
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Q: The ETF symbol QDVO is only a few months old. It is run by the same 5-person team that manages DIVO. The team is headed by Kevin Simpson who also head-manages the ETF symbol DIVO . DIVO has done well for my portfolio (if one includes distributions) and this prompted me to look into QDVO.

DIVO leans more toward value and dividend stability, whereas QDVO brings a growth tilt to the same income-generating playbook. I was looking to blend upside potential with steady cash flow and wondered if QDVO might be a compelling enough complement to the already held DIVO. Both ETFs are for RSPs. I would welcome criticism, critical comments, thoughts, and insight. (Perhaps I am making too much of who runs ETFs?).

Upvote 2

Read Answer Asked by Adam on July 02, 2025

• BMO Covered Call Utilities ETF (ZWU $11.33)
  • $11.33 P/E (TTM): 53.76X Cap: $1.89B
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• BMO Canadian High Dividend Covered Call ETF (ZWC $19.11)
  • $19.11 P/E (TTM): 27.39X Cap: $1.73B
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• Hamilton Enhanced Canadian Covered Call ETF (HDIV $18.95)
  • $18.95 P/E (TTM): 36.38X Cap: $791M
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• Hamilton Utilities YIELD MAXIMIZER TM ETF (UMAX $13.72)
  • $13.72 P/E (TTM): 65.72X Cap: $819M
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Q: Hi, what is your preference in order of these ETFs UMAX, ZWU, ZWC or is there other covered calls that you prefer. Please place in preference order. Also in which account type would each be best suited for including your picks.
Thank you

Upvote 3

Read Answer Asked by Di on July 02, 2025

• iShares Gold Bullion ETF (CGL.C $39.31)
  • $39.31 Cap: $529M
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• iShares S&P/TSX Global Base Metals Index ETF (XBM $21.98)
  • $21.98 P/E (TTM): 40.08X Cap: $245M
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• iShares Silver Bullion ETF (SVR.C $20.20)
  • $20.20 Cap: $55M
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Q: Hi 5i team,

Could you suggest some Canadian precious metals ETF that you like taking into account volatility and MER.?

Many thanks in advance.

Upvote 1

Read Answer Asked by Michel L on July 02, 2025

• INVESCO QQQ Trust (QQQ $571.67)
  • $571.67 P/E (TTM): 59.46X Cap: $367.94B
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Q: what is the best nasdaq etf?

Upvote 3

Read Answer Asked by Judith on July 02, 2025

• TD Canadian Equity Index ETF (TTP $32.42)
  • $32.42 P/E (TTM): 14.77X Cap: $3.60B
  • View TTP Profile
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Q: I am planning to invest approximately $700,000 to $800,000 from the sale of a property and am interested in constructing a portfolio using only Canadian ETFs. My goal is to achieve diversification across different sectors. As a starting point, I am considering allocating $100,000 to the TD Canadian Equity Index ETF (TTP).

I would appreciate any opinions or advice on this approach. Thank you.

— Rick

Upvote 10

Read Answer Asked by Rick on July 01, 2025