Investment Q&A

Q: I would like to hedge my US Investments from a falling US dollar. I have USD cash to deploy and I am looking at IGOV the IShares International Treasury Bond ETF and BWX the SPDR Bloomberg International Treasury Bond ETF. What do you think of these ETF's as hedges to the USD, and do you have any alternative solutions? Thank you for your assistance.

Q: I believe in international diversification, but I am currently regretting the high weight I have put on US-dollar-denominated holdings in my portfolio. Given Trump's policies to date, his career record of welshing proudly on past debts and the years remaining in his term, I want to lower the weight substantially and invest in more European, British, Japanese, Australian and New Zealand assets instead, assets not denominated in US dollars. What ETFs do you suggest for this purpose?

Q: Hello
I would like to sell the following for a capital loss XSU, ZMID, ZSP and replace with an eligible proxy. could you tell me a proxy for each one?
thanks
PS - I tried to submit this question a few minutes ago but got an error response. apologies if this is a duplicate

Q: PINK NYSE Arca/US Simplify Health Care ETF

Looks like just another health care ETF. Any uniqueness here or not worth investing in?

Thank you.

Q: Can you please give your input regarding new MIX ETF from Hamilton.

Thanks for the great service

Q: Appreciate your evaluation of this ETF (OMAH) and is it best to have it in a RIF? Thanks!

Q: For past several weeks, International markets have been outperforming US markets. Europe, Emerging markets and Japan seem to be the standouts. Financials, particularly have done very well. MSCI Europe Financial Index is up 25% compared to -2.5% for XLF. Do you believe that this trend is not going away soon and it would make sense to diversify a portfolio with addition of European Equities ?

If so, would be your preferred route ?

What is your view on Banco Santander and ICICI Bank and whether these will be good options and serve as good proxies for these economies and markets ?

Thank You

Q: After a "crack", and during a potentially persistent bear market, could you suggest some US and Canadian dividend ETFs ( whether standard, enhanced,or even cover call etfs if indicated ),that could maintain more stable revenues during uncertain economic periods ?

Q: For my retirement, I have income coming from several streams. Rental income from property, employment income from an eight-week/year position (that I enjoy immensely), and a small RRSP account that I plan to use to earn 8% per year average and take principal and interest for monthly payments, using it up completely over 9 years, pushing off OAS and CPP until I’m 70 years old, when these benefits have maxed in value and can replace the depleted RRSP funds. Recently, I have been researching high income, 25% leveraged ETFs (I asked a question about them a few days ago, but this question takes the concept a step further), and I had the thought that it might be possible to buy a few ETFs for the RRSP, replacing all equities, and earn an average yield of 13%, which would cover the monthly payments while not depleting capital. I realized the capital may be reduced at the end of the 9 years, but likely not gone as in the original scenario, so any leftover funds would be a bonus. This would also free up time from managing my portfolio the way I do now, giving me more time to enjoy my retirement. Do you see any big holes in my theory? I wondered, for example how variable the dividends can be year over year. If this seems like a solid plan, could you suggest a portfolio of ETF’s (would 5-6 suffice?) that would serve this concept? (Note-I do have other investments, but they are not part of my monthly income streams, more a rainy-day fund.) Thanks!

Q: Greetings…I’ve taken a 10% haircut on this ETF held for healthcare exposure. I could book the loss, but if I replace with another healthcare ETF inside of 30 days in your experience does the CRA have a problem with that? Also, some of the other ETF’s on the TSX look like they have fared even worse. Any ideas? (Trying to avoid holding one or two US companies individually)

Q: I am 25 years old and have my TFSA and FHSA maxed out. I will likely buy a house in 1-3 years. Should I start contributing (and investing) any additional money in my RRSP or in a cash investment account? Which ETF should I invest in? Thanks!

Q: Is there an equal weight spx equal weight CDR hedged on the TSX?

Q: Hi there,

I saw TD has recently introduced an all equity ETF similar to *EQT but with slight variances to exposures, and slightly less MER (i think?). Liquidity and AUM aside, how would you rank this compared to the other *EQT ETFs? And if you were to try and guestimate it's long term rate of return versus the competitors, what do you think that might look like?

Thanks!

Q: In my accounts I hold the above. Would you please rank them for their expected total return over the next 1-3 years. Also with respect to each holding, if applicable, would you please give me a subsitute that you "prefer" or suggest might perform better in the same space.

Thanks,

Terry

Q: Is there withholding tax on distributions if held in tfsa?

Q: Hi 5i.
I own small position in Sprott Silver trust.
I would like to add small position(s) of some silver producers.

What are you recommendations for an ETF, which may make the most sense or perhaps 2 producers. Prefer a conservative (for retirees) choice(s).
Thank you for the great service.

Q: What would be a good replacement for MMF559 - could you provide a mutual fund and ETF option and brief points why. Or should I just keep it? Just not sure it's performance justifies the cost.
Thanks

Q: Thank you for your great service. I have read The Wealthy Barber and was wondering what your thoughts are on the 10% rule (i.e. investing 10% of your income) and if, as a 35 year old, dollar cost averaging into a mutual fund/etf is one of the best ways to save for my retirement? Could you recommend an etf that would be suitable for this investment strategy? Thank you.

Q: I there a US withhold tax on VNN? Does it make a difference if it is held in a RRSP or a TSFA account?

Q: What is your forecast on gold versus silver? Which commodity do you feel will do best over the next 5 years?

What is your top recommended gold mining ETF and silver mining ETF in Canada and the US? What is your top recommended gold, and silver, mining stock in Canada or the US?

Many thanks for this excellent service.