Investment Q&A

Q: I am interested in buying ETFs for precious metals. I have read that it is important to ensure that the ETF company holds the metal physically and does not lend it.

I am surprised at the difference in MERs amongst popular funds. For example, for platinum, PPLT is very popular. Its MER however is 0.6% whilst the less popular iShares SPLT is 0.2%.

Do you see any reason why SPLT would be riskier? What words do I need to look for to ensure that the ETF physically holds the metal and does not lend it out?

Thank you for this excellent advice.

Q: I switched jobs and am looking to convert my pension into a lira. Want to put into a low maintenance type of portfolio of ETFs or one balanced growth etf. What would you recommend I consider for a balanced portfolio with 20+ year horizon.

Q: I would be interested in your professional opinion on covered call ETF's within a non registered account for a duo objective of maintaining principal and generating an income. I have ample growth investments in registered accounts. One draw back I see from. this approach is the tracking of ACB for tax purposes etc, which you don't have in registered accounts, If you have 2-3 recommendations you feel comfortable with, that's appreciated.
Thanks
As a tag on to my recently submitted question about covered call, what is your opinion and recommendations within in an RRSP?

Q: Can you pls recommend any ETF`s that have some China exposure

Q: I had purchased this in my RRIF thinking it would be fairly stable. Unfortunately with the drop in the US dollar it has not performed well. Would you continue to hold short term US gov bonds in this environment?. The second part of th e question is this a reasonable ETF for that purpose. I do hold AGG as well

Q: Hello,
What do you think of switching Telus to ZWU.
Telus is in my TFSA account and i am currently down 10%.Also, what is the risk of ZWU ?
Thanks!

Q: I bought XMHQ thinking it would be prudent to add some quality midcaps and diversify . It has not worked and I have a largish loss which if realized would not be useable for tax. A year ago, I almost moved on but continued to hold the ETF thinking its time had surely come. I see that you had the same thought yourselves about a year ago. We were both wrong.
Before I expel XMHQ , please comment on the prospects for XMHQ going forward. Do you think this DOG will finally have its day? Is it good enough at least to keep up with the equal weight S&P 500 RSP? :sab:

Q: I've recently come across this ETF on the NEO exchange. It has a collection of US stocks, boasts a 35% annual return, and has an unusually high MER. Could you give me your opinion on it, please? It's not listed on your site.

Q: Best non-hedged ETFs in Canadian$ for the S&P500 and NASDAQ to be held in a TFSA?
Many Thanks!

Q: How does the upcoming reconstitution of IWM, with PLTR leaving, affect the index?
Do we expect a drop in value even though other companies will be added?

Q: Can you give me your 3 favorite covered call Canadian banks ETFs.

TY

Q: I'm looking for an ETF that excludes Cdn and the US but focuses on mid to large cap in other countries. Would you have some suggestions?
Thanks,
Murray

Q: Can you give me your top 3 favorite covered call etfs on Canadian utilities. TY

Q: I just got my monthly dividend for GDXY in my account dated June 23/25 ..... Multiplying the amount by 12 and then dividing it by the current value of the position { and then multiplying by 100 } I came up with a 68.62%% yield { annualized } for the month of May. { April was up too at 59% } ..... That is considerably higher than the 42% the ETF is shooting for .... First, are my figures correct ? ..... And second can this increase be attributed to what I call the " Trump Option Premium " ? .... Trump's on again off again tariffs, and whichever country he decides to threaten or bomb the snot out of ...... This makes for a volatile market which makes for higher option premiums ? ..... If not to what does 5i attribute these two months of higher than the norm yields to ? ...... { In a few days my SLVO dividend will be deposited. It will be interesting to see what that annualized return will be . It was 32.5% for April } ...... Thanks for your terrific service .....

Q: Follow-up to todays PID Q&A, how does Cambria Global Value ETF (GVAL) compare and which do you think would offer better long term potential/upside?

Q: Could you give me your top 3 favorite covered call Canadian energy ETFs.

TY

Q: Hi

I'm looking to invest $5K/month in an equity fund. You previously sided with VEQT for its history and slightly better long term returns versus ZEQT.

However, I can buy ZEQT for free, whereas I'm charged $10 a trade for VEQT.

Would saving the $120/year in fees be short sighted if VEQT will appreciate more in the long run? Or will the $120/year add up to even it out?

Thanks,
Robert

Q: If I were to buy VIU, then what benchmark would you suggest???.....tom

Q: Reliable dividend hunting
I currently hold a variety of solid dividend payers like ENB, PPL, some banks, MSTY - and a few more. With MSTY I have taken on extra risk and counting on the current high monthly dividend to justify that risk.

I am looking to add substantially to these and specifically NLY, JPMO (which shows a yield of 30% on RBC DI, and JPM.PR.O (6%).

Your assessment of the these candidates in light of my objectives to increase dividend income and reduce the growth portions of my portfolios.

Thanks

Q: What is your opinion on DXID (Dynamic Active Innovation and Disruption ETF) for the aggressive side of a portfolio? Do you have other options that you prefer in this space? thx