Investment Q&A

Q: In my last question you suggested VXUS for international diversification. Unable to buy in either TFSA or non registered accounts. I transferred all my U$ to C$ before the increase
In exchange rate, there is no reason for me to own U$ . At my age my expenditures are in C$.
Justlokking for an alternative to cash. I’m like the 80 year old in a question in g&m a couple of days ago, why invest when you’ve got enough.
I’ve accumulated a lot of cash in TFSA by selling outback in May at good profit after a health
scare.
Still investing in a portfolio that will leave my wife well situated.
Just in case you don’t know the stocks in registered and unregistered. Here they are: aqn,bam,bns,byd,cae,car.un,ecn,eif,enb, mg,pbh,slf,t,TFII,vdy,VFV,vgg,vvl,wasp.
I consider most of them sold except for smaller investment in byd and eif, but I don’t think they are going broke anytime soon.
Thank you for your excellent advise in the past and hope to be around to take advantage of your advise a little longer. Even though I’m an experienced investor it’s great to have an unbiased opinion such as years Peter. I was sort of hoping that would get to Toronto again and get a chance to talk to you .
All the best.

Q: Dear 5i,
Can you please suggest some Global Small Cap Value ETF's or Funds which are available in either US or CDN exchanges that are worth doing more reading on.
The ETF's can be passive or active.

thanks

Q: What are you thoughts on using broad based ETFs as "cash" in a portfolio? It seems like that's how the ARKK funds operate, except they are using stocks (I think GOOG and AMZN). To give you some context, my portfolio is mainly VGRO/VEQT, with some 5i stock suggestions for growth mixed in. I dollar cost average into the ETFs every two weeks but I'm wondering how I should approach adding to some of my stock positions and/or start a new position. Thanks as always.
Marc

Q: can you recommend a Canadian and Us biotech etf and stock?
thanks

Q: I currently have all 4 of these etf's in my tfsa. Would you think that some of these etf's are holding the same companies, if so which one would you suggest i keep and which ones would you say i sell. And if there any other ones would you suggest i replace them with. THANKS GUYS

Q: I’m 71 years old. As I get older I’ve tried to simplify my portfolio, going from about 50 stocks years ago, to my current portfolio of about 16 stocks, 3 ETFs and 15% cash.
I am a subscriber to your Portfolio Tracking and Analysis service and I’m told I need to make changes to reach a suggested asset allocation and portfolio diversification. Right now I’m tech, utilities and financial services heavy.

Here’s what I’d like to do:
The following set up gives me an allocation of 70% equities, 20 % bonds and 7% cash. I’m comfortable with this and have gone through many 20 and 30% corrections in the past 30 years without too much despair.

In my Canadian cash account I’d have CDZ, FTS, AQN.
Locked in RSP (LIRA) I would have AAPL, ZSP, ZEM.
Unlocked RIF I ‘d have CLF, ZAG.
TFSA would have QQQ, ZEM, ZDI, CSU, TOI, SIS.
I’d like cash around 8% of portfolio.

I’m wondering if I have my portfolio diversification covered and if the right stocks or ETFs are in the appropriate accounts for best tax efficiencies?
Your input would really be helpful.
Thanks
Frank

Q: hello 5i:
PFIA has a listed yield of 6.328% (TNX Money). The last distribution was .015. Using this figure, and an ETF price of 10.64, I come to a 1.69% yield. Can you advise where I'm erring?
thanks
Paul L

Q: This sounds like a great idea, over the years other fund companies have had income for life ideas, Some with guarantees, one off market corrections can cause havoc. The Dynamic one went into protection mode then you were only guaranteed to get your own money back.
This one the fund company does not take on any risk, the investor does. there is more then one risk to look at.
Here is a link to a good article.
https://www.moneysense.ca/save/investing/is-the-longevity-pension-fund-a-cure-for-retirement-income-worries

Q: What do you make of this New Som Sef/Purpose Fund guaranteeing a 6.15% Yield for life?
Thanks!

Q: Your response regarding the Van Eck Vectors MOAT ETF caught my attention. I went to the Van Eck website and found it to be sparse, I could not any further information on their ETFs. Can you provide insight into the company and their various ETFs?
Thank you.

Q: What are your thoughts about XSMC as an alternative to XSU in a non-registered account?

Q: Looking into your crystal ball which of these 2 etfs might grow better in the next few years?

Thanks

Q: What unhedged C$ S&P500 etf do you recommend?
Following up on my recent question.

Q: Long term investment of +20 years. Undecided between ETF vs mutual fund. Should Canadian allocation be 30% or 5%? Which would you suggest from the 3 listed above? Thank you

Q: 5i
I understand that QQQA is a new ETF . What is your opinion of it ?
Thanks
Bill C

Q: Hi Peter
please comment on the new EFT DXR Dynamic Active Retirement Income + ETF.
When reading up on the fund the net assets are low, taking advantage of lower borrowing rates, the fund can use a moderate amount of leverage to generate additional income.
Is this a good strategy?
When the fund gets enough assets, would you recommend it for a RIF/RRSP for a long time hold (10 years).
Thanks Ron

Q: Looking forward, with yield and stability in mind, how would you rank these three ETF's? Thanks as usual, great service.

Q: Good Morning Peter & Team,

Can you please a recommendation for a U$ ETF with a good dividend, reasonable MER & some growth.

Thanks for all you do

gm

Q: Hello Folks:
I feel because of increasing demand for green energy, specifically EV batteries, the future may see increasing pressure on scarce mineral resources required for this shift. I do not do ETF's, however perhaps one specializing in a range of metals for this industry would be sound strategy. I could move a portion of our tech. money this direction.
What do you think of this idea and do you have suggestions of suitable equities?
Thank you for your great service
brian

Q: I have Canadian cash to purchase an S&P 500 index etf in a non registered account with no immediate need to withdraw any funds. Please explain the differences and advantages/disadvantages of using an etf that is hedged or non hedged C$ versus converting to US$ to buy the index? What are your favourites of each? Which approach do you recommend using now?