Investment Q&A

Q: For a RESP would you be comfortable with a 20% holding for both of these 2 ETF?

Thanks

Q: Hi Peter - I've gotten some more info re my question yesterday on the subject of the 'phantom distribution',

TDAM confirmed that the Notional distribution will increase the book value and that the distribution is a capital gain.

To me this means that I must dispose of all the shares in order to realize the capital loss and can only apply it to the 2025 tax year. Is this correct? And since only 50% of capital gains/losses are taxed, then for a USD 10,000 Notional distribution the benefit is really only USD 5,000 that can be applied as a capital loss. Is this correct? And if I was to claim a capital loss, I'd have to wait 30 days before I could repurchase TDB2915. Is this correct?

I should be grateful for the unexpected distribution, but overall it looks more like a 'poor man's' dividend to me.

Many thanks again for your much appreciated views.

Q: Hi again Peter
Re this money market fund, if i sell it all, can i purchase another one of a different series at the same institution before the 30 days are up? That is if i can find one without a trailing fee for a short ownership period.

Thank you again

Q: Looking at these long term compounders in various sectors. Based on current valuation and future growth, how would you rank these and which ones would you buy now or DCA into over time?

I'm already holding full positions in BKNG, BN, CSU, LMN, half positions in V,MA,WSP, and smaller position in TRI. I would either add to my smaller positions or add new positions in the others.

Are there any other 2-3 long term compounders that you would consider good buys currently?

Thank you!

Q: Can you please give your updated opinion on TER. Will they play a role in humanoids?

Q: Looking to invest new funds in SMID CAD. Do not need income - lean to Growth. On a risk/reward ranking, from this list or any others you prefer, please advise where you would focus investments for 3-5 years hold.
Thanks

Q: Is it a buy now

Q: Fire in California, unfortunate as it is, will create a lot of business for home builders. Is there any you could recommend?
Appreciate your view on that, Peter

Q: Dear 5i,
Thank you for your awesome work and valuable insights. Would like to invest 7000$ into my 19 year old Son’sTFSA. What stocks or Etfs would you recommend for long-term growth? He currently has ZSP and AMD(20%of portfolio). Also should I replace AMD with a different stock? Thank you!

Q: Recently, Vaneck Digital Transformation ETF has come to my attention. What are your thoughts on it? Are there other options that you prefer to it? thx,

Q: Hi Peter,

Would you be able to provide a list of stocks that would be candidates to purchase if they dropped in price due to the current political situation in the US.

Q: I am retired and rely on dividend income. I understand that LIF is quite different from the other 2 companies but would would be your thoughts on these stocks with a 2 to 3 year investment timeframe?

Q: perhaps I can better pinpoint the answer I'm looking for. On Jan 15th you answered a question about 4 top non-conservative stocks. The question referred to an earlier question [day or two before] about top conservative stocks. It's the answer to that earlier question I'm looking for.

Q: Hi Everyone!!
With tariffs looming, will MDA space be effected?
Cheers,
Tamara

Q: If the canadian dollar is presently low against the us dollar AND I want to buy the S and P 500 (with the expectation that the dollar will revert to historical values in the future), AM I BETTER TO BUY THE S and P in US dollars or hedged ?

thanks

Ernie

Q: As part of my annual 2025 TSFA contribution moved 100 CLS shares cost $53.12 from my trading account to TSFA $$148.00. How is the capital gain treated.
Thanks and look forward to your answer.
Rick

Q: Could you comment on STN.TO vs WSP.TO

Also wondering if ZUH.TO is still a hold. I am up nicely, but it has not done much in the last year and wonder if there is more up potential here or maybe somewhere else?

Thank you

Q: NEOE:BRKY (Berkshire Hathaway (brk) Yield Shares Purpose ETF)

The pro's & con's of long term buy on this one?

Thank you.

Q: TSX:QQCL (Global X Enhanced Nasdaq-100 Covered Call ETF)

Another pro's & con's question to buy or not?

The chart looks good on it.

Thank you.

Q: Does it ever make sense to shift funds from a TFSA to a RRSP for the purposes of reducing your tax bill (ie receiving a better refund)? Under what conditions might it be appropropriate? Or does short term gain of a tax return undermine the long term power of a TFSA?