Investment Q&A

Q: Hi, will soon be making two additions to my TFSA. For long term growth, which of these would you choose, and at what buy price? Thanks for your excellent service!

Q: Any new thoughts on the prospects for VitalHub?

Q: Good morning. Retired live off portfolio. Had a GIC with a nice yield just mature. Need to reinvest for "safe" income. Which of the stocks in your income portfolio would you say are the best buys at this time with safety in mind. Thanks.

Q: Hi,

Boomer here looking for a newish stock after my kids regularly use these products. Of these two entrants in categories (which did not exist 20 years ago) which would you recommend for long term growth without gut wrenching volatility? Are there other options you prefer?

Q: Good morning,

I would like to sell most of my stocks and go in cash for about one year, its a significant amount of money. Which is the best option , ZST, ZMMK, or ZAG..in terms of best return and maximum safety.

Thanks,
George

Q: HIVE was decimated earlier in the year and is now showing some real strength. I am still underwater by 25%, do you see much more recovery on the horizon or is it time to cut it loose while the bleeding has stopped. At least temporarily.

Q: My portfolio is top heavy in Financials and lately two of the companies I have a good interest in have been punished by the market. Both after earnings that disappointed. Do you believe both have structural problems that will weigh on their stock price for a good time or is it only passing issues they will soon recuperate from? Thank you.

Q: Is Loblaw a good buy today

Q: Would you throw some light on “ provision for credit losses “ ( PCL ) that the banks use in their financial statements. It seems to have a significant impact on earnings. How is it determined ? Analysts take it as a poor contributor to earnings. If a bank lowers its PCL how does this actually increase its profitability ? Is there a formula to determine its PCL and how trustworthy is this ? Seems to me that a bank could alter the PCL number to better their numbers. Thanks. Derek.

Q: I am a 79 years old, retired with a portfolio of stocks (~40%), ETF's (30%) and Cash (30%).
I have good pension income so I don't need monthly income.
I am thinking of moving ~ 15% of my cash back into the market, considering either more VGRO and/or VEQT. Your comment please..

Q: Checking into where to park some cash and looking into TD Cash ETF TCSH. Assuming this is invested in capital safe investments for interest income why does the price chart show its been on a decline, small amount but was expecting up and down based on distribution payouts but neutral, the chart shows an overall decline. Why?

Q: Thoughts on quarterly results? Decline seems harsh?

Q: I continue to hear analyst after analyst talk about the Canadian energy sector in a positive light. They recommend companies like CNQ, SU, TOU, WCP etc. over and over again with very little upside ever showing up. The overall index has been virtually flat for 3 years despite all the table pounding from analysts.

I would love to hear 5i's take on the energy sector in Canada in general and when/if you see it breaking out and providing some bigger gains than have been seen in recent years.

Any explanation on what is holding this sector down, what needs to happen to see a breakout, would you be buyers of the sector at these multiples, do you have specific favourites - these are all questions I would love to hear your opinion on.

Thanks for all the great info you provide through this service - it has been a life-changer for me!

Q: I’m looking for safer areas to park money in each of our tsfa’s ,rrsp’s and non registered accounts. Can you suggest a few of your favourites for each. We are semi retired and won’t need the funds for at least 10-20 yrs but would like a little more protection in a downturn.Currently 80 equities ,20% cash (CBIL and BIL )and no bonds. If there are safe bond ETFs that you prefer in certain accounts please recommend them as well. Take as many credits as needed. Thanks!

Q: Hello 5i,

Our USD funds are fully invested so we are looking at CDR's.

If the CDN dollar declines, will this negatively or positively impact the overall value of the CDR in Canadian funds?

Thank you for your help.

D&J

Q: do you recommend these 3 and in order of preference

thank you

Q: For a 5-10 year hold within a TFSA could you please provide your top 10 Canadian stocks or CDR’s ranked by total return/compounding potential? For a non-registered account with a 3-5 year timeframe could you also do a top 10 list including both Canadian or US equities (no CDR’s), again ranked by total return/compounding potential? Thanks.

Q: What is your opinion of Q2 results and the current valuation of the stock given its revenue growth. They have about 59.2 million shares out fully diluted and converted and they report results in $US while stock trades in $C.

Q: What are your thoughts on VEEV latest quarterly results

Thks marcel

Q: why down so much