Investment Q&A

Q: Hi,
I have some questions about investing in a taxable account (non-registered) vs a registered account?
1) when to use registered vs non-registered accounts assuming money is borrowed (LOC or HELOC) where the interest can be deducted in personal income tax (high bracket)?
2) what is preferred (to lower tax) to use in case of non-registered account investment assuming one spouse (X) is in the top income tax bracket and the other spouse (Y) is low tax bracket? X and Y joint account or Y only account or X only? Again investment money is borrowed under HELOC (joint).
Thanks,

Q: The current news that Go Easy is buying back shares could indicate good news or bad, which is it. If I should sell now looks like the time if there is bad news ahead.

Q: If we were to see rotation into value and cyclical stocks in 2021, which 5 Canadian value stocks and 5 Canadian cyclical stocks would you recommend. And what are the probabilities of such a rotation happening? Tnx

Q: Hello Peter,
From what I have been reading: The cash positions within pension and other investment funds is at historically low levels. The trend over the past few weeks has been a shift from growth and technology to cyclical and value stocks.
On the flip side, the technology sector generally does well to start the new year.
I have done well with growth stocks mostly in the tech sector and have a couple of holdouts such as DXCM, AYX GH that have not performed. And I am also fully invested.
Should I look to raise cash by trimming my gains, which would be in tech, mostly US except for some CAD such as DSG, LSPD OTEX etc? Or, should I sell the growth holdouts for cash? Should I even raise cash and invest in cyclicals and value such as TT, RTX, US financials or any other you may suggest. Or should I just ride the growth portfolio into January and spring of 2021?
Looking for your magic eight ball answer.
Regards
Rajiv

Q: Does SCL:TSX have any prospects for improvement during the next two years? How much of the company is owned by "insiders" and are they buying or selling?

Q: Thoughts on the savaria announcement. Material enough for an announcement?

Q: Hi the great 5i team, what will be your top 5 hot growth sectors in the coming years? Please name top 3 canadian stocks within each sector. Thanks.

Q: Please pick 1 stock for each of Canada, USA and Global. No restriction on sector.
( use as many credits as required)

A. Shorterm buy for 3 to 6 month, momentum type buy, get out once it slows.
B. Longterm hold growth stock ( 5+ years), but you expect a quick rise in the shorterm.
C. Longterm hold balanced stock ( somegrowth, stable adn growing div), maybe something that has been beaten up by covid that provides a good buy right now.

Along the lines of $ fell into your lap from a long lost aunt's will or you cashed out of the bet you placed on bitcoin so have some fun/free money ....

Q: Are there any metals/minerals stocks that you like which have some growth and a dividend?. I have no positions in this area and would like to diversify a bit, without sacrificing safety. And I think this area should benefit from the recovery after covid - do you agree? Can you give me 2 or 3?

Q: Would appreciate your opinion on this stock. Thanks. Gaston

Q: Your opinions on these companies for a 3 y. time span please. Thank you. Fooklin

Q: Good morning. I bought a significant amount of AT 3 months ago, and am up 750%. This is my biggest winner ever, and it terrifies me! LOL Should I hang on for a 10 bagger, or start trimming? What does your short, medium, and long term crystal ball say about AT? Thanks.

Q: The 30 day rule deals with a superficial loss not being allowed. However when the security is finally sold all losses are added to the final result. It appears that the loss only has a ti
me factor. Is this true and how does the rule apply to options.
thanks
THOMAS

Q: how many large Canadian and US banks and insurance companies use the services of Real and what are their names? who are Real's biggest competitors? what percent of revenues are in US funds v. CAD. thanks Richard

Q: Can I have your take on this new IPO and what it's future potential might be.
Thank you

Q: trying to pick between these two companies. could you give me your take on risk and upside.
thankyou
Dave

Q: What do you think of XBC latest acquisition? Any idea what they paid?
Thanks

Q: WSP is joining forces with Golder thus creating the leading global environmental consulting firm helping clients to a more sustainable and low carbon future.

Do you think this warrants an upgrade to an A- for WSP Global?

Many thanks.

Q: In a Globe and Mail article yesterday, Candice Bangsund of Fiera Capital was quoted as saying "Fiera is overweight on Canadian stocks now because it’s “where we see the most upside potential,” she says. “We expect the [Toronto Stock Exchange] will outperform the U.S. market in 2021, which is a sharp reversal from what we’ve seen.” If I could chat with her I would say "WHAT?".....Me, I thought Canada rides on the coattails of the US....The family is well diversified across Canadian and US stocks. But with new TFSA contribution room for 2021 for 4 accounts, what guidance would you provide with respect to investing new money in Canadian or US stocks or do a combo?
And pop a bottle of champagne to celebrate another good year of  5iR guidance to couch guy like me!!!......Tom

Q: Please rank them based on their moat, starting with the widest moat. Thanks.