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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Hello I hold the BMO monthly Income A mutual fund. I am trying to find a replacement in the etf world that can reduce my fees and give me approx the same income and somewhat stability. Current yield is approx 3.5%. Do you have a few suggestions? Thanks
Read Answer Asked by pietro on August 15, 2018
Q: I currently hold the above etf's, which totals 25% of portfolio. Equities held are US and Canadian and am invested in all sectors with financials@17%,Tech 10% and Utilities 8%. Remaining 40% equally allocated to the other sectors. Am looking at reducing ETF's and would appreciate your thoughts on which ones are good holds and which could be sold due to over diversification! Thanks for your valuable input!
Read Answer Asked by diane joan on December 18, 2017
Q: I am slowly building the BE portfolio in my RRSP as funds become available. For instant diversification, would it make sense to own 20-30% ZDV for access to bigger names like BNS, ENB, MG, T, MX, CGX and SLF? Basically Financials, Energy and Utilities would be covered. I could then concentrate on adding the smaller names like SIS, PBH, GUD, ENGH, TOY for the remainder of the portfolio? Would it defeat the essence of the BE portfolio? Any other ETF would be better? Thanks!
Read Answer Asked by Jean-Bernard on August 28, 2017
Q: Hello 5i,

I would like to hear your suggestions on what the 2 best choices are for Dividend paying ETF's from the list above or any others I didn't mention. One for CAD and one for USA (on the TSX). I would want to keep these for 10-15 years or even into my retirement if returns continue to make it worth it.

Thank you kindly,

Paul
Read Answer Asked by Paul on August 23, 2017
Q: 5i team what would be your thoughts on adding some leveraged funds to my taxable account. The lending rate would be locked in at 2.99% for a year and then if no other promotional offers next year maybe in the 4% range after that. I would be investing the entire amount into ZDV with a dividend of 4.4%.

I can re invest the distributions monthly at no cost with Questrade. And the interest on the loan would be a tax write off.

How much of my portfolio would be the max to leverage (5%-20%) how long term should I be thinking to hold ZDV. Or any other candidates for ETFs?

Thank you!
Read Answer Asked by Kyle on June 05, 2017
Q: Can you provide some data points around dividend "growers" companies and if not available dividend companies in general. Current P/E forward looking vs. historic average and ranges. Just wanting to get an idea on how much higher than the average these stocks are currently compared to historic levels, how overvalued they "may" be to help assess downside risk. Thanks!
Read Answer Asked by Husseinali on May 31, 2017
Q: I own both of these ETFs and want to drop one to lessen my CAN exposure. I'm leaning towards dropping VDY because it is in my TFSA (ZDV is in a margin) and my portfolio would benefit from cutting some weight in financials (VDY is heavier than ZDV in this sector).
Can an argument be made for keeping VDY?

Just renewed! Thanks.
Read Answer Asked by Ryan on April 10, 2017
Q: Hello Team 5i, I'm scared about a possible Trump Dump, not knowing what he will say/do next.....so staying away from Single Stocks, but do not want to stay out of Market. Hence looking at ETFs, and would appreciate your Ranking of these.
Read Answer Asked by Austin on March 16, 2017
Q: WANTED TO BUY THESE ETF'S NOW. DO YOU THINK THEY ARE GOOD TO BUY
NOw? WOULD YOU RECOMMEND JUST GOOD COMPANIES INSTEAD.
THANKYOU.
PAULINE
Read Answer Asked by Pauline on January 19, 2017
Q: Hello 5i Team,

Which one of these ETF's would you prefer for a basket of diversified dividend stocks held for the long term (10-20yrs) in a non-reg account with contributions reinvested annually?

Thanks
Read Answer Asked by Keith on January 13, 2017
Q: Peter and Team, I want to choose some ETFs for my mother in-laws RRIF and LIF. My approach is to be well diversified, looking for some dividend and a little growth to achieve btwn 5 to 10% annually. I plan to select Equal weights using ZLB,ZWB, ZDV FOR Canadian content and ZLH, ZWH, ZHY, and ZGI FOR US Content. Your opinion and any pitfalls or suggestions would be apprecuated.
Thanks, Steve.
Read Answer Asked by Stephen on December 01, 2016
Q: Hi 5i. In April of 2015, you discussed Cdn Dividend ETF's, and suggested that because CDZ (iShares Cdn Div Aristocrats) focused on Co's that regularly increase dividends, that it outperforms other Cdn. Div. ETF's, particularly over the long term.
Do you still consider this view to be valid, particularly as it compares to XDV (iShares Cdn. Select Div. ETF) and ZDV (BMO Cdn. Div. ETF). Thanks T.
Read Answer Asked by Terrance on November 02, 2016
Q: Your thoughts on a portfolio in a non registered account consisting simply of these 3 etf's (ZRE,ZPR,ZDV) to hold forever. Dividends received put into VIG.US, I'm 45 years old, I have no mortgage and no debts looking to borrow and bring my accounts to 100k for each of these 3 etf's totalling 300k, in retirement will use only dividends. (This would act as my deferred annuity but I get to keep my money) is my thinking clear?
Read Answer Asked by Nino on September 27, 2016
Q: BMO US Put Write(ZPW)
BMO Europe High Dividend Covered Call Hedged to CAD(ZWE)
PowerShares Preferred Portfolio(PGX:US)
BMO Laddered Preferred Share Index(ZPR)
BMO US High Dividend Covered Call(ZWH)
BMO Equal Weight REITs Index(ZRE)
iShares S&P/TSX Canadian Preferred Share Index(CPD)
iShares S&P/TSX Capped REIT Index(XRE)
BMO Covered Call Dow Jones Industrial Average Hedged CAD(ZWA)
iShares Convertible Bond Index(CVD)
BMO Canadian Dividend(ZDV)
Above are ranked as to yield - high to low. Can you rank as to risk - high to low?
Thank you for considering my question
G. Reynolds
Read Answer Asked by Gail on July 18, 2016
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