Investment Q&A

Q: Good Afternoon I am looking for your thoughts on VISA,

I held it pre-covid as I love the type of business it is and the margins it has, and at the times I figured with trends and expecting e-commerce to grow steadily I felt it was a good long term hold and certainly still do. Now with Covid transforming the way we live our lives, I feel like its dominant position as a payment processor should only help its business, with the accelerated growth taking place in e-commerce and contactless payments. The stocks is essentially even since Jan 2020, PayPal is up over 100%. I own both so I am not complaining and I get why PayPal is up a ton, as its more of a true cash-less play with bitcoin helping it gain more exposure. But any reason as it why it has lagged so much?

Considering Visa's moat, financial health and the fact that consumer trends are aligning perfectly with its business, where would you rank Visa in the realm of the other large cap stocks (FAANGM etc)? top 10, 15,20.... I look at it as "set it and forget it" stock for 15+years but I am very tempted to add more. Have a great weekend!

Q: FFH is down significantly today-any reason for the drop. Is it a buy hold or sell
Thanks

Q: hi.. thanks for all you do.. ecncf is this stock worth hanging on too.. regards cliff

Q: Just like to get your thoughts on this company,do you think longer term it could be a disrupter in the credit card platform,also being up 450% in the last year and being thinly traded do you think its a bubble thanks have a great day

Q: Hi 5i: I am presently underweight financials ( TD - 6% ). Which of these would you add BNS, SLF or GSY? Would you add a combination of all? What is the market weight for financials and would now be a suitable time to add?

Thank you for my success!

Tom

Q: I have been lucky with MS which I accumulated during periods when many analysts seemed to misunderstand the poor thing. MS has become a full position. However when reviewing some analyses following MS’ recent results, opinions read as if they were written by bipolar CFAs. Views seem too divided for me to base a decision on. Is it time for me to trim MS —or best to ignore the noise and keep holding. Please do give your reasoning and I would appreciate very much your updating your response to my September 2, 2020 question on MS.

Q: I notice the positive comments on VB on INK Morning Insider (stock price climb, insider buying, new mortgage capability, cybersecurity, looking for entry into US market, disruptive potential ...). Comments? Having owned it previously, is it time to buy again?

Thanks.

Q: Will the big Canadian Banks be allowed to increase their dividends this year?

Paul

Q: You had a review on TMX Group (X) on Nov.12, 2020.
You gave it a B+ rating. Is it still the same rating today?
Why would you buy it today?
Thank you.

Q: Hi 5i
Bitcoin is a real head scratcher for me. I can't see why anyone would use it as a form of payment considering stories like "that pizza purchase years ago is the equivalent of millions in todays value" or "I have a couple of password tries left before my disk is encrypted and my millions are lost forever" ... so there's goes the asset / store of value argument. Maybe I'm getting old but I just don't get it (having said that I bought a small amount of ether and ripple as a learning exercise a few years back and still hold it ).
In any case, the real question is with more etfs/companies piling into bitcoin related investment, if it were to grow to such an extent as to be bubble territory and subsequently experience a severe pop, would it have any side effects on the rest of the market or specific sectors of the market do you think? i.e. would it ever be anything to be concerned about ?
Thanks
Mike

Q: For long term US financial exposure I hold JPM, BAM and C. Wondering if I should sell C and consolidate into JPM/BAC, or buy GS, or do nothing at all?

Thanks.

Q: Why are they unable to do buybacks and increase dividends and what is the rationale for this? Do yo expect dividend increases when the BOC changes the rules? Why does the BOC seem to think they know better than the Fed who have opened up bank restriction?

Q: Gsy has had a nice run and at 52 week high but the market cap is still only $1 Billion. From a valuation have the underlying revenue / earnings kept up to share price appreciation and do you see this as a good growth story over the next 3-5 years

Q: In a response to a question asked on Friday you said “ For direct bitcoin exposure, we prefer the current Trusts that have been set up, such as GBTC and QBTC.”
What do you think of Wealthsimple as a way to buy cryptocurrency? They offer Bitcoin and Ethereum . I do not know what kind of fees they take.

Q: Anyone know if you can buy in a TSFA or
RRSP

Q: Hello, I am currently rebalancing my portfolio and would like to exit a position in Financials to increase in other underallocated sectors. To help with my research, how would you rank MFC and GWO for a longer term hold (e.g. RRSP) and any other attributes/parameters that are important to look at?

Thanks for all you do?

Q: Hi group see question below unfortunately you did not answer the question completely re your favorite way to pay financials (banks , credit cards SQ, Pypl IPAY etc Thanks

is there an Etf that covers both Canadian + Us banks /financials. Thanks PS favorite way to play Financials in the present environment?. Thanks for your guidance

Q: Hi group is there an Etf that covers both Canadian + Us banks /financials. Thanks PS favorite way to play Financials in the present environment?. Thanks for your guidance

Q: Hi team,do you consider any of these two good buy at this stage?
Could also explain wether PayPal or Square taking away any business or market share from these two.
Thanks
Javad

Q: Could you please give your perspective on gold vs silver vs Bitcoin. Could please also give a couple large, medium and small cap silver stocks that would be good growth investments if silver continues to break out.