Investment Q&A

Q: Greetings,
I currently own ZWH, XQQ, and VUN as part of my US focus in my portfolio. I am looking to add another name or two. Time frame 5+ years. I prefer to remain with Canadian ETFs investing in the US. First of all, do you see too much overlap here? I have room to add to all 3. Can you provide 3 stable dividend ETFs you might suggest to add and a couple of growth ETFs that might complement my current holdings? Thanks in advance. KEN

Q: Peter,

What do you think of the low volatility ETF's especially in our current environment? Do recommend them as part of a balanced portfolio?
Thanks for your valuable service.

GM

Q: YOUR THOUGHTS ON ZZZD ETF THANKS

Q: Gentlemen, good morning
From G&M “Purpose Investments Inc. launched the first corporate-class series of ETFs in Canada in 2013, and today about half of its funds use this structure, including its flagship equity fund, Purpose Core Dividend Fund.”
Can you please named the others tax efficient ETF from Purpose ?
Thanks Regards

Q: I could use your guidance. A good friend has recently inherited $800,000. He and his wife are in their 60's, retired with a small pension. They are conservative people who have no investing experience and would like to invest the funds in "safe", dividend paying stocks/ETF's to augment their pension. They currently have no money in the market, with all their net worth (excluding the pension) in real estate. They have reached out to investment advisors who want to charge them a flat 2% to invest their funds and have asked me if this is reasonable. They need these funds to live off and the thought of paying someone $16,000/yr to invest the funds seems ridiculous to me. I would like to help them and was hoping you could suggest a balanced income generating portfolio.........perhaps a mix of a few blue chip stocks and ETF's.
Many Thanks
Scott

Q: Please rate these as BUY; HOLD; or IGNORE. My purpose, of course, is market down turn protection.

Q: We live in interesting times, DJ tries to make mad King George's behavior seem rational. Considering that many invest in pot and gold, how would you recommend investors play Bitcoin? Also can one trade and hold Bitcoin directly (without being a tinfoil hatted geek)?

Thanks for all your great advice.

Q: Hi,
I'm currently in my late 30's and have some funds in a LIRA from a previous company pension. They were invested in some funds with Sunlife before but now just sitting in cash waiting to be in invested. I'm looking for long term capital appreciation as I won't be able to take these funds out until retirement. Looking to increase my US and Intl exposure, which ETFs would be best? Currently own VGG, VUS, XEF and VEE. Should I increase these weights to my desired % or add any others? Looking for low MER core positions. Also should I approach investing in my RSP and LIRA in different ways or would you view them as the same? For example, would you buy stock A in your LIRA instead of RSP or vise versa.

Thanks!

Q: Hi there, between the 3 of these ETFs, which would you recommend for a balance of growth and stability? Or alternatively, would you recommend simply purchased QQQ or ZQQ/XQQ? Do you see software as a continue growth theme into the future and what is your opinion on the sector? Thank you!

Q: What ETF is the best way to buy the Hang Seng index?

Q: Hello, Sent a question earlier and your reply is as follows;

PA recommends to reduce my technology exposure which is at 38%. Only problem is I am unsure which tickers to get rid of, like them all.

In my RRSP; OTEX at 4% and XAW at 21% not a direct tech exposure but does hold plenty of tech, just not sure how much.

LIRA: SHOP at 6.5%( recently chopped it from 9% to 5%), LSPD 5%, KXS 3%, QST 2.2%,

TSFA: CUSat 5%

Which one would you pull the plug on?

Tks

Asked by Rino on August 22, 2019
5i Research Answer:

XAW is currently about 22% technology. We like all the names here, and there is nothing stopping you from selling some of each if you want to lower exposure. XAW at 21% is a large position and could also be moved to 15% or so in our view. It has not performed so well either. If you want to sell just one we would lean to QST as the smallest and riskiest.

I should have also mentioned that PA also suggest to reduce my canadian exposure which is above 60%. That is the reason why my XAW exposure is at 21%. Having said that if I were to sell roughly 6% of XAW, can you suggest another non canadian etf to invest in? Seeing that XAW covers basically everything for my international exposure.

Thanks again!

Q: Greetings 5i..Thoughts on STAPL for conservative investor? It seems to have steady but stable growth and relatively low volatility. Thank you, GARY

Q: Good morning.. can you please recommend an etf something like NBC7433 - Meritage Global Balanced Portfolio - Advisor Series/ISC .. but with a much more reasonable MER than 2.39% (in addition to a “sales charge option”) ? Thanks!

Q: What are your thoughts of this etf for a hold in an rrsp as a fixed income component?

Q: Hi There,

Can you please help me understand why CVD and CPD are in a declining trend over the last ten years? It seems like the yield can not cover the price drop. I want to add them to my portfolio but need help to understand what move its price.

Thank you for the great service!

Dong Sheng Wang

Q: Gentlemen, good morning.
I am searching a Canadian (global) actively managed broad market bond fund. Like US FBND.
Thanks Regards

Q: I currently own both of the above securities in my RRSP account in equal weights. I want to sell one of them. I am leaning towards selling ENB because it will reduce 1 company risk, but on the other hand there probably would be more upside to ENB. The funds will be used to buy a growthier name in TECH. Which would you sell?
Still have 6 years before needing any funds from the RRSP

Q: Hi 5iTeam,
Cramer on CNBC's Mad Money mentioned a number of cloud stocks i.e. Splunk, Alteryx, Twilio, etc....that are not your household names for cloud stocks. As far as I can see, none of the above stocks mentioned in Cramer's piece are in SKYY's (cloud stocks etf) holdings. Just wondering if you are aware of an etf that are focused on the lesser known cloud stocks.
Cheers,

Q: If we are headed to zero / negative interest rates, I am thinking of playing this thesis by purchasing XLB to capture the capital gain on the interest rate reduction and XGD should do well in a low / negative rate environment. The balance of the portfolio is VBAL and XEG. What do you think? Thank you

Q: Hi team,

PA recommends to reduce my technology exposure which is at 38%. Only problem is I am unsure which tickers to get rid of, like them all.

In my RRSP; OTEX at 4% and XAW at 21% not a direct tech exposure but does hold plenty of tech, just not sure how much.

LIRA: SHOP at 6.5%( recently chopped it from 9% to 5%), LSPD 5%, KXS 3%, QST 2.2%,

TSFA: CUSat 5%

Which one would you pull the plug on?

Tks