Q: Hi,
I have a RRSP at work where I can only invest in TD Mutual Funds. Rising interest rate looks far for at least 1 or 2 years but inflation could be expected as seen on grocery and food. I have 12% invested in TD Bond Fund and rest in TD Dividend, TD Canadian Equity and TD Canadian Small Cap. Any future addition (upto 5% of weighting) I am thinking of investing in TD Real Return Bond Fund instead of TD Bond Fund. What do you suggest? I hold US stocks and other individual stocks in RRSP outside TD so give your suggestion based on Work RRSP account and ignoring diversification.
Thanks
Piyush
I have a RRSP at work where I can only invest in TD Mutual Funds. Rising interest rate looks far for at least 1 or 2 years but inflation could be expected as seen on grocery and food. I have 12% invested in TD Bond Fund and rest in TD Dividend, TD Canadian Equity and TD Canadian Small Cap. Any future addition (upto 5% of weighting) I am thinking of investing in TD Real Return Bond Fund instead of TD Bond Fund. What do you suggest? I hold US stocks and other individual stocks in RRSP outside TD so give your suggestion based on Work RRSP account and ignoring diversification.
Thanks
Piyush