Investment Q&A

Q: Hi Peter & team:
I own CF.PR.A and RON.PR.A (along with a couple of others) which are preferred the rates of which will be reset in March and September 2016, which explain in part why they down so much. These are part of the income portion of my portfolio, so I am still fine in staying in that space. My question is whether I should be worried about the credit risk of those two specific names. Would it make sense to switch to other beaten down resets with a better credit risk, such as BCE or FTS? If so, would you have suggestions. Thanks.

Q: Greetings, Could not find report on DR (Medical facilities. Buy now at 52 week lows or wait for further capitulation? Is this company good for a long term relationship ?

Q: Hi Peter and Team!! What are your thoughts of starting a small position in IBM at its present value? Cheers, Tamara

Q: Does the combination of H&R and RioCan provide sufficient diversification in the REIT sector (5% weighting)? Should I add another name (perhaps in residential) or shift to an ETF? Can you also please provide the breakdown for each by segment (industrial, office, commercial) and geography in your answer. Thank you.

Q: here is more info about that etf
thanks
margit

Q: Your thoughts on the high yield market. Is it a buying opportunity or ?
thanks,

Q: Hi Team. I recently purchased Costco to add to my U.S. holdings. BMO (Ford Equity research) just downgraded to a SELL saying Cost will underperform the market over the next 6 to 12 months. May I have your take! It is 2.65% of my total PF and dropping into the red. Thank you ahead of time and because of you I have been able to shave some "winners" from my TFSA (which is up over 70% since April 2014) and pay down my Line of Credit. MERRY CHRISTMAS

Q: The last question on PHE was in April 2014.Could you give an update.Thanks Paul

Q: Any latest thoughts on ZRE vs holding CSH.UN/HR.UN/CAR.UN and IIP.UN? Thanks.Paul

Q: I have tended to rebalance my portfolio annually (usually in the summer) but will trim a stock at any time if it increases significantly. First, is annually enough? Second, does the continued and precipitous drop in energy and energy related stocks change your answer to the first question? If I wait until I think oil has hit the bottom, aren't I guilty of trying to time the market? But if I buy "too soon" (i.e. balance quarterly), I keeep putting money into a losing sector.

Appreciate your insight.

Paul F.

Q: Pure spec play. If one had some money and was going to risk some on betting oil goes back to $100.00 in the next year what is the most pure way to do this in Canadian dollars on the Toronto Stock Market? Buy a company or is the an ETF out there? This question is for my brother. I do not believe oil bounces back that high in a year. I also found this blog dated this July.

http://blog.modernadvisor.ca/the-best-oil-etf-choices/

Thanks Jimmy

Q: Company has been hitting it out of the ball park. Like to hear your take.

Q: I've been considering adding a pipeline to my portfolio and have been humming and hawing between ENB and TRP. TRP has made a significant upward move lately and ENB continues to fall. Could you comment on this Motley Fool article and which of the two you consider the better investment at current valuations ? Or another pipeline if you feel it is a better choice ?
Thankyou
http://www.fool.ca/2015/12/10/kinder-morgan-inc-just-cut-its-dividend-could-enbridge-inc-be-next/

Q: I own 10,00 of this stock previously known as IM:CA, now known as CUSIP45322N105:CA. I don't know how to sell this holding so I can claim the capital loss. Please advise. Thanks, Rob.

Q: Very successful management team. What is your take on this company.

Q: HI,

I am retired with a RRIF & LIF in addition to
a cash investment account, IDS a a small pension.

I have been putting about 3 years of withdrwals
from my registered accounts in ,ostly short term bond etf's that I have ear marked for this purpose. I think I am about breaking even here
but most ofthe cash has been available.

My Question is:

Would it be viable to move the money set aside
for withdrawals into CASH denominated in US Dollars until the interest rates begin to rise.
These withdrwals(for 3 years) would be about 20% of each account

HOw would I best accomplish this ? is there an ETF out there that just holds US$ ?

It seems to me that the US Dollar will remain strong relative the Canadian dollar for the forseeable future. If the Us Dollar begins to falter the Canadian Dollar will fall with it and gold will start to rise at which point I could consider moving gradually into gold instead of USD ?

Thanks in advance

Leonard

Q: Hi I5Resarch Team,

I have a full position on MX and am currently down by about 25% (it's down by about 8% today so far). Should I bite the bullet and take the loss or should I just sit tight and wait for a turn around? What are the Teams's assessments on this company going forward?

Regards,
Harry

Q: Hi Peter and Team,
I sold my holdings in GM and converted the proceeds from this sale to CDN$s to lock in my gains on exchange rate (I was up 33% on the exchange and 6% on the stock). I would like to put the money (in CDN fund) from the GM sale in automotive related business in TSX. Just wondering if there are companies the Team can recommend considering that I already own Magna and Exco?
Much appreciated.
Harry

Q: Do you think their dividend will remain intact? Looking back at 2008/09 BMO says they lost over $4 per share and the dividend was cut substantially. Was what happened then likely to occur again,(I didn't follow ACQ back then so maybe the company has changed dramatically?...) given BNN just ran an article about household debt levels and the fact that oil is becoming insanely low? I know management said the dividend would remain the same, but you can't really trust that, because if they were to say anything else people would have started to panic and sell immediately, and they still needed to raise capital after the last earnings report. Thanks

Q: I have held this fund for about 10 years and I am down 7%. The quarterly dividends are reinvested in the fund and are reflected in the book value. It has been a good fund over the years, but currently has hit a rough patch. The fund is the income portion of my RSP and TFSA.

Should I sell or stay the course? I am reading and watching on BNN that the high yield market is in for a rough ride.

Thank you and season's greetings to everyone at 5i.