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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: I am a member of 5i research and want to know would I get the 50% discount if I renew
the ETF FUND UPDATE or is it for first time members only?
Read Answer Asked on February 26, 2018
Q: Why are rate reset preferreds falling. In a rising rate environment , in my view, value should be increasing. Why is this not the case here
Read Answer Asked by Roy on February 26, 2018
Q: In terms of positioning I present a scenario. You are 68 years old. You have currently 1M invested. You are 20% Fixed Income. You are 10% cash and 70% equities. You somewhat depend on Dividends so you have slanted the 70% equity portfolio to dividend stocks. (90%) Blue chip BCE, ENB, MFC etc. Is this a mistake? Should you perhaps even out the portfolio to growth stocks that pay no dividend but offer you upside. i.e. CCl.B, SJ, ATD.B. You get the gist. Now supposing you have been diagnosed with a medical condition that tells you will be dead in 5 years. When you kick the bucket (which in end we all do) and want to leave the maximum amount of money to your dysfunctional family how to you structure this now? I have no concerns about running out of money but at the same time I want to leave the maximum money on the table when I die. What do you recommend as a strategy? That’s the there, there!
Read Answer Asked by roland on February 26, 2018
Q: Hi,
I have a sizeable (for me) amount of cash that I would like to make some safe earnings on for the next 5 weeks until it is invested in a commercial property. Obviously short term and the investment needs to reflect that. What are the best/highest yielding cash like products around right now? Ideally exchange traded, I don't want to bother moving cash out of my bank (RBC).
Read Answer Asked by S F on February 26, 2018
Q: I am hoping you may have some suggestions for dealing with this problem. One I might add your stellar advice has contributed to. Currently CSU is nudging over 10% of my portfolio and SHOP is edging over 6%. Clearly there is single company risk but were do I go to find similar excellent management and growth potential while reducing the risk.
Your assistance is as always very much appreciated.
Mike
Read Answer Asked by michael on February 26, 2018
Q: I'm looking for some safety in European Investments. As a quick way in to Europe's best ZWE seems to have it all (at least what I am looking for; income, some growth, great companys). With a P/E less than 20 and P/B less than 2, and with a high dividend, great ROE in the high teens not bad MER of 0.7%, playing the devil's advocate, what could possibly go wrong?

Thank You
Read Answer Asked by Stephen on February 26, 2018
Q: Monthly, my husband and i contribute $200 to a mutual fund(ci select 40i60e, fund code= cig 2245) for my 33 and 31 yr old son/daughterinlaw. contributions 2014 $1800, 2015 $2400, 2016 $2400, 2017 $2400 = $9000 total. value of account December 31,2017 is $9732.00. January 2017 our advisor switched out of ci global asset alloc, ci cambridge global equity, ci signature high income, ci harbour corp class, ci harbour global equity and said having one fund (40i60e) would be best. Their current debt (in total) is a $240,000 mortgage. They want to pay this off before investing in the markets. Should we continue/cease the $200 monthly contributions to the 40i60e fund and buy them something else? To publish or not to publish the ? is up to you. thank you for your time. jane
Read Answer Asked by jane on February 26, 2018
Q: Hi Peter & Ryan, when using sector ETF's such as Utilities and Health Care, would you take a full position or half in each. Do you have any others than those listed.
As always thanks for your great advice.
Ivan
Read Answer Asked by Ivan on February 26, 2018
Q: Hi, I'm underweight industrials and currently only hold SIS and XYL for a total of 4.5% of my overall portfolio.

From the above list, and looking to hold long term with lower risk, could you rank your preferences and provide justification for the top two?

Thanks,

Cam.

Thanks
Read Answer Asked by Cameron on February 26, 2018
Q: Noticing the pull back in interest sensitive stocks recently, such as the utilities and the telecoms, I was wondering whether it would be a good time to bump up my allocation to these sectors? Or, is there more loss yet to come? I know you don't have a crystal ball so I am not expecting absolute predictions. But, you do have insight into market movements and therefore worth consulting. Currently my holdings are
7% in utilities when I think you recommend about 15% for someone at retirement.
and
7.7% where your recommendation is 10%

I hold the usual Canadian suspects plus BAC in the US.

If you think it would be right to fill up, would US or Canada be better? As I say, I most of these sectors are in Canadian.
thanks
Read Answer Asked by joseph on February 26, 2018
Q: Hi Peter and company,

I have a small TFSA ($9,000 invested in: SLF, AQN, ABT, PHO & PEO). Will be adding $20,000 within the next couple of months and $10,000 in each of the next 3 years, which will take me to age 65, which is when I expect to retire. I will have a comfortable pension when I retire.

Would appreciate your suggestions on where to deploy the $20,000.

Thank you.

Larry
Read Answer Asked by Larry on February 26, 2018
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