Investment Q&A

Q: We are divesting our last mutual fund worth ~$82K. It is currently providing ~$6300/yr as mainly ROC with a high MER. Not impressed. I am mainly an ETF purchaser having 88% of our total portfolio in ETFs and the 1 mutual fund. In comparing our holdings to the Canadian MoneySaver ETF portfolio we have about 15% in fixed income to CMM 20%, are low in utilities but generally our allocations correlate. I consider us conservative investors requiring income over growth as we are unemployed and needing to use income generated from investments. So not interested in holding US growth ETF. Realized that we do not hold any technology or consumer discretionary ETFs. In wanting to replace the mutual fund I have looked at 5i Income Portfolio and am thinking that taking about 1/3 of funds from sale into each of KWH.UN, ET and ECI. This would result in about 2%-2.5% allocation to utilities, consumer non-cyc and technology. This would bring our utility alloc to CMM ETF % and give more direct exposure to consumer and technology then small percentage that occurs in ETF holdings. What %/$ allocation would you consider appropriate for a sector overall? This allocation would provide ~$5600/yr income, the decrease is ok if consider that may get some growth over time. Intention is to not use capital for expenses for next 15 years. Have no pension plans. Would you consider the above as conservative direction to generate replacement income from fund or are there other alternatives in your opinion that could generate this level of income that may be a better option?

Q: Hello,
I have another (very) small cap stock question.
Do you have any information on Pascal? Seems interesting from a couple of perspectives.

From their website: "However, Pascal is the first to identify a mechanism in which cannabinoids may provide a direct benefit in immunotherapy."

Thanks!

Brian

Q: I notice that the portfolio buy and sells occur on the 15th of the month. Is there a way a subscriber can see this other than waiting till the portfolio is released on the 5th of the month? Second question all three portfolios have roughly 5% cash which is pretty damn bullish, is that the 5i outlook?

Q: Is Netflix a buy at this price ? Thanks

Q: Can please give some update after the company has sold its US operations? Will this step will help company to focus on its Canadian operation?
Thanks

Q: because goeasy announced some mgmt changes, the stock is getting hit . is this justified.the stock is getting very very cheap.i know it is one of your favorites. can you comment dave

Q: What is your firm's opinion of SIA over the other senior living stocks? Thank you.

Q: Hello 5i team - you have/had a great long weekend!

My question is about Alta gas and their receipts for the WGL deal. The receipts are trading at 24.65 and the stock is at 23.84. If I understand this correctly if the deal goes through the receipts turn into stock so at 24.65 that would still be 8.88% dividend. And if the deal falls it gets paid at $31 per that would be a 25%+ gain ... what am I missing here - why shouldn't I purchase these receipts?

Thanks,
Sean.

Q: I have a large holding of REAL and I'm down about 50% since the original offering. What is the future outlook for REAL? Should I sell, hold, or buy to average down my cost?

Q: Can I please get your opinion of Polaris Infrastructure (PIF).

Thanks

Dave

Q: “The dark side of dividends: Ballooning corporate debt”. Could you please comment on this article in the Globe this week suggesting significant increased corporate debt (to support corporate dividend programs) actually poses a looming threat to dividend viability going forward. To what extent do you feel this applies to the utility and pipeline sectors in particular and specifically which companies might be most impacted. Thanks.

Q: I noticed that QST had a one time impairment charge of $0.04 per share in Q4. If you add that back that to Q4 results, isn't QST's stock undervalued today based on its growth profile, current revenue run rate plus that the Company stated (in its earnings press release) that its revenue growth is sustainable?

Q: Following up on the comments on year end numbers, without the one time charge the earnings were actually ahead of estimates at 18 cents for the year vs. 17 cents estimated.

Q: What do you think about Fisker and its new battery ( is it true ? ) Its a private co so far any rumor of an IPO ? Thanks

Q: Hi 5i,

Can you recommend a Dividend Appreciation/Growers ETF for each of the following regions: CAD, US, Europe, Asia? I would prefer to have all CAD Hedged.

Thx

Q: Good morning 5i,
I set up a DRIP program for my daughter's TFSA in BNS PKI and WSP. Dividends have been accumulating but no new shares have been added. Does the bank or the company determine when new share will be issued? Does each company have a minimum number before adding ( i.e. 3 or 5 ) before issuing? Any clarification would be appreciated.
Thanks for your great service ,
Gary

Q: Which ETF best mirrors the Tangerine Equity Growth Portfolio, Fund Code: INI240? I'm happy with the performance but thought I may be able to reduce the MER with the same product in an ETF.
Thanks

Q: If not asked already, comments please on QST results released today and what it might mean going forward. They seem strong across the board.

Q: What is your outlook for Cara Operations?

Q: RUF.UN was recently recommended by one analyst as buy. I sold it one year ago out of concern over the very high payout ratio. This ratio is still over
100 %. The share price has been flat for months. Is this stock worth considering ? Joe