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Investment Q&A

Not investment advice or solicitation to buy/sell securities. Do your own due diligence and/or consult an advisor.

Q: Everyone, to be a successful DIY investor, what are three or five key factors for that success? Clayton
Read Answer Asked by Clayton on December 15, 2025
Q: Is it okay to hold the BIP.UN and BEP.UN within a TFSA without negative consequences? If so, which of the two:

- holds the most long term growth potential in your opinion?

- currently has the cheapest valuation based on what you consider is the best metric for these type of companies (compared to their respective past history).

Read Answer Asked by James on December 15, 2025
Q: I was wondering what your opinion of this official status of silver now is.

"Silver was officially added to the U.S. Critical Minerals list by the U.S. Geological Survey (USGS) as part of the final 2025 list, with the recommendation made in August 2025 and the final list published in November 2025, marking a major shift recognizing its importance in technology, defense, and renewable energy".

In light of this, what 3 silver or mining companies you would recommend for exposure small, medium, large cap examples.? Do you believe that this new status has lead to the large appreciation this year? I do hold physical so I have some exposure there already.

Thanks for your great service.
Read Answer Asked by Kolbi on December 15, 2025
Q: I have a half position in this stock ET.CA which when asked in the past you have said there is no growth so might want to let it go, and so because of the div, I just left it to go back up. Today they announced a special div. Will the stock typically go down after the dividend has been paid out Dec 18th? And if I should sell, would I need to hold to the 19th to get the special Dividend and then sell? When is the best time to sell? Or is the company doing a turn around and it's worth to hang on? If they are doing better, I'm happy to keep it or could move on, and then what would I replace it with.? Please advise.
Read Answer Asked by Pat on December 12, 2025
Q: Good morning,

Aeluema, which I can’t find in the database has come off of its latest decline.

It is tied with lidar, sem’s, quantum. Would you please give your assessment on this company in its present state as a speculative starter position.

Thank you.
Read Answer Asked by Adam on December 12, 2025
Q: Hi team,
Is CLS plummeting on Avgo results? Also why the negative reaction on Avgo with the earnings beat? I am not liking this market particularly tech. Any reason to sell off growth names right now it seems to happen with very little new catalysts in sight. Is it time to diversify away from tech with the portfolio already down approx 12% from highs. Or just ride out these growth names as usual? Thx

Shane
Read Answer Asked by Shane on December 12, 2025
Q: Good day to you all

I understand it s the early stages ,but would like to know your expert opinion on the joint venture Magna is doing with Xpeng to assemble their cars in Europe

Thanks a lot and best wishes for the Season
Read Answer Asked by georges on December 12, 2025
Q: I am down on these two companies in my TFSA, and am thinking of selling in favor of another Canadian growth company. I already own ELVA, FTG, GRID, KITS, PNG, VNP and ZDC. Which would you add to, or do you suggest adding another growth company.
Read Answer Asked by Merrilyn on December 12, 2025
Q: A follow up question on portfolio construction. I’ve decided to try and get more dividends while I wait for capital appreciation inside my TFSA.

So the portfolio will be 20% International holding FLVI and VIU. 45% Canadian and will hold XDIV and CDZ. The 55% US will hold SPYD, VYM, HVD and all 11 sectors through Vanguard or ishares.

I’m looking to collect some dividends while I wait for capital gains and realize I will not get full dividends on the US ETFs. What are your thoughts on this set up, is there anything to improve either with diversification or higher dividends? Appreciate your service.
Read Answer Asked by Mark on December 12, 2025
Q: I would like to diversify my gold miners into some silver miners. I already have PAAS. What would you suggest for a compliment to PAAS? And a brief reason why?
Read Answer Asked by Steven on December 12, 2025
Q: What would be your 3 favorite REIT's right now and why. Thanks so much.
Read Answer Asked by JAMES on December 12, 2025
Q: LIN has been tanking in the last while, down perhaps 20–25% from its high earlier this year. Can you explain why this is happened? Do you see LIN as a favourable investment going forward, and why? One other related issue: is tax loss selling also an issue in the US, that is, is there much loss selling at this time of year? Many thanks for your excellent service.
Read Answer Asked by Leonard on December 12, 2025
Q: i am looking for 3 canadian etfs that have the following characteristics that you approve of.
-they are liquid
-one for growth, one for value, one for momentum
dave
Read Answer Asked by david on December 12, 2025
Q: I "imagine" this : Holding a certain % (20-30 % or more if necessary ) of covered call ETFs or covered calls ETFs with leverage , shall allow to retire 5% of cash (or more) every year, without having to sell stocks ;The only ,relatively minor consequence, would be some reduction of NAV among some ETFs. ..you feedback ? Thanks always
Read Answer Asked by Jean-Yves on December 12, 2025