Investment Q&A

Q: Retired, dividend-income investor. I focus a lot on asset allocation...by sector and by security. I break out my ETFs into their various sectors (ex. ZLB, ZRE, ZWC, XIT, CDZ, LIFE) and then add in my individual securities (ex. AQN, BCE, NWC, NTR, PBH, PLC, RY, TRP, WSP, etc). Up until now I have lumped Telecoms, Utilities and Pipelines into one category and Energy is a stand-alone sector. The only "adjustment" I make is for TRP. I would normally assign it to Utilities, but because it seems to trade more like the Energy sector I assign it 50-50 to Utilities-Energy.

Fast forward to now with the increasing amount of "Renewable Energy". When researching individual companies for potential inclusion into my portfolio, they seem to all come up "Utilities" (ex. BEP, BIP, NPI). It appears Renewable Energy is not a subset of Energy.

So my question is...how do we deal with the asset allocation? Is Renewable Energy assigned to Utilities or Energy or is it a Hybrid?

Thanks...Steve

Q: Hi team,

I'd like your opinion on this ETF for emerging markets exposure in a non-reg account. What is your views on Emerging markets in general as a long term hold?

Thank you,

Keith

Q: I bought SDIV about 3 years ago and am down significantly (about 50%). Dividend income has been consistent but not enough to offset the loss in capital. Do you have a better recommendation in this space? Or do i continue to hold for the long term? thanks again! John C

Q: Hi, I follow your BE portfolio and I am curious your thoughts on how to construct my families portfolio. My spouse and I each have RRSPs AND TFSAs. Would we be better off buying the portfolio of stocks for each account (so replicating the BE portfolio in each account), or divide the BE portfolio into 4 and putting a 1/4 of of the portfolio into each account. I hope my question makes sense. One way i would save on stock purchase fees but chance that the accounts won't grow evenly. What are your thoughts? Thanks

Q: Hi ,

Many thanks for your instant reply.

Can you now explain the difference between "capped" and "equal weight" ?

I wish you could have a place one could go to to understand the meaning of technical terms of the investing universe.

Merci encore,

Jacques

Q: Is there any news that would cause Questor to jump today?
Thank You

Q: What are your 3-5 best current ideas for growth companies in Canada? Given uncertainty in economy and markets and the recent pullback, could growth stock underperforming value stocks over the next 12 months?

Thanks,
Jason

Q: Please rank these three in terms of ability to be substantially higher in 3-5 years and perhaps a short summary as to why.

Q: Hi, would you expect that CU’s disappointing results will be a precursor for other established utilities such as FTS, EMA and BEP? Thanks.

Q: Hi.
Would you please clarify what is meant by a “sell side” analyst? What is the difference to a “buy side” analyst, if that even is a expression?
Are the analysts with, say, Scotia iTrade considered to be “sell side”? Can you provide an example of a “buy side” analysts (if such exist). In what category would you classify 5i’s analysis?
Thanks!

Q: What do you expect to happen with Rocky Mountain?

Thanks

Q: Could you comment on WELL’s new acquisition DoctorCare Inc? Why is the stock going down after the news? Thanks!

Q: Greetings 5i team,
This question is regarding tax loss selling. I have a major loss on su.to in my Margin account. I want to keep the stock for the long run. My question is is it possible to file tax loss without selling or should i sell and buy back. If so how soon can i buy back?
Thank you
Ravi.

Q: Hi 5i,
I have no exposure to the Real Estate market. I'm wondering if there are any REIT's you would recommend right now?
Thank you.

Q: Setting up a RESP for three children. 40k in total. 6 to 10 year time frame. which ETF's only do you suggest with a 70/30 or 80/20 balanced/ income portfolio.

Q: For Jacques
Investopedia,the free dictionary of financial terms does a good job explaining a lot of economics and financials terms.
User friendly

Q: All of these stocks seem to be favourites and pay good dividends. Am having a hard time differentiating between them as regards to those involved in renewable energy ( I think NPI, BEP and Aqn ) and those involved in transmission only of electricity and natural gas (I think FTS, and EMA). Could you please comment on the differences, if there is any and how you would rank them.

Thanks

W

Q: As far as I can determine banks are the safest investment one could have in the equity market. If there is a safer stock then I would appreciate knowing what it is. The banks survived the 2008 crash, now have stricter regulations and if by chance the banks go under then the rest of the market and the economy will be crushed. Banks pay a good dividend for years, currently paying approx 4% and if you look at the growth over the past 10 years, 20 years then most people would be happy. These are thoughts from an income investor with growth as a bonus. For the fixed income portion in a portfolio why not buy the top 4 or 5 banks or even an etf that holds only bank stocks.
Appreciate your thoughts.

W

Q: Could you give me your assessment on these three companies please. Would you consider buying any of these today? How would you rate them? How do they stand financially? What are their growth prospects?
Thanks John

Q: Could you give me your assessment on MDF. I see that it has made a definite turn around and moving back up. Has something happened that has made it more popular and is this trend possibly going to continue. What happened back in 2016 17 to make it drop so much. Does it pay a dividend?
Thanks John